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Security report for valiant.ch

Valiant Bank AG · Finance · Switzerland

Low risk. 1 critical or high finding in SSL/TLS.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

Valiant Bank AG operates a professional and comprehensive banking website targeting private and business customers in Switzerland. The site offers detailed information on banking products such as accounts, cards, financing, investments, and pension planning. The company positions itself as a regional Swiss bank with a strong focus on customer proximity and digital services. The website is built on a modern technology stack including React and Liferay, with good mobile optimization and accessibility. Security posture is strong with HTTPS, secure login mechanisms, and cookie consent management, although explicit security policies and incident response details are not publicly disclosed. Overall, the website reflects a mature digital presence consistent with a large financial institution.

Scanned

NIS2 and GDPR posture

GDPR outside view
100/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching valiant.ch

This scan found 15 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
75
Email security
65
DNS health
85
Network security
100
GDPR outside view
100
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Valiant Bank AG is a well-established Swiss bank founded in 1993, serving both private and business clients. Its business model centers on retail and commercial banking with key services including accounts, cards, mortgages, loans, investment advisory, and pension products. The website content and structure indicate a focus on digital transformation and customer engagement through modern web technologies. The bank maintains trust through clear privacy and cookie policies, professional branding, and use of analytics for user experience improvement. No suspicious or fraudulent indicators were found, supporting a high level of business credibility.

Security posture

The website enforces HTTPS and employs security best practices such as CAPTCHA for login pages and cookie consent management. Security headers appear to be implemented, and no sensitive data is exposed in the HTML. However, the absence of a publicly available security policy, incident response plan, or vulnerability disclosure program limits transparency. No known vulnerabilities or malware were detected. Recommendations include publishing security policies and establishing a vulnerability disclosure channel to enhance trust and compliance.

Recommendations

  1. Publish a dedicated security policy and incident response information page.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Provide clear contact information for the Data Protection Officer or security team.
  4. Regularly review and audit third-party scripts and libraries for vulnerabilities.
  5. Enhance security headers with additional directives such as Referrer-Policy and Permissions-Policy.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Valiant Bank AG
Description
Valiant Bank AG is a Swiss financial institution offering banking services including accounts, cards, financing, investments, and pension planning primarily targeting private and business customers in Switzerland.
Key services
Accounts and cards, Financing (mortgages, loans), Investment and asset management, Pension and retirement planning, Digital banking services
Content quality
excellent
Branding
consistent

Technology

Stack
React, YUI, Liferay Portal, Google Tag Manager, DotLottie animation, Swiper.js
Frameworks
Liferay, React
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of CAPTCHA (Google reCAPTCHA)
  • No exposed sensitive data in HTML
  • Secure login links
  • Consent management for cookies

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Google Analytics (via GTM)
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Clear focus on Swiss private and business banking customers
  3. Strong use of modern web technologies and frameworks
  4. Good privacy and cookie consent mechanisms implemented
  5. No signs of phishing, malware, or suspicious content
  6. No explicit security policy or incident response info publicly available
  7. No vulnerability disclosure or security.txt found
Technical notes

Notes

The website uses a modern and robust technology stack including React and Liferay CMS, combined with JavaScript libraries like Swiper.js and DotLottie for animations. Google Tag Manager is used for analytics and event tracking. The site is mobile optimized with responsive design and accessibility features. Performance is moderate, with combined and minified resources served via combo URLs. The infrastructure appears well-maintained with no obvious technical debt or deprecated technologies. Hosting provider details are not explicitly disclosed.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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