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Security report for uobgroup.com

UOB - United Overseas Bank · Finance · Singapore

Medium risk. 2 critical or high findings in SSL/TLS and GDPR outside view.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

United Overseas Bank (UOB) is a leading financial institution with a strong presence across Asia Pacific and other global markets. The website reflects a mature, enterprise-level banking organization offering a wide range of services including personal, wealth, privilege, private, and wholesale banking. The site is professionally designed with consistent branding and comprehensive content targeting individuals and corporate clients in the ASEAN region and beyond. The digital infrastructure incorporates modern technologies and extensive analytics and marketing tools, indicating a high level of digital maturity. Security posture is strong with HTTPS enforcement and secure login portals, although some security headers and explicit incident response contacts are not evident. The absence of WHOIS data is a notable anomaly but does not detract significantly from the overall trustworthiness given the brand recognition and content quality. Strategic recommendations include enhancing security header implementation and publishing clear incident response information to further strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching uobgroup.com

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
80
Email security
70
DNS health
85
Network security
100
GDPR outside view
68
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

UOB operates as a major regional bank with a diversified business model spanning retail, wealth management, corporate banking, and asset management. Its market position is strong in ASEAN with a global footprint. The website highlights key subsidiaries and services, reinforcing its comprehensive financial ecosystem. The company leverages multiple digital marketing and analytics platforms to optimize customer engagement and business insights. The presence of multiple secure login portals indicates a segmented service offering tailored to different customer segments. The company’s branding and content strategy emphasize trust, longevity, and community commitment, supporting its competitive advantage in the financial sector.

Security posture

The website demonstrates a solid security foundation with HTTPS and secure login mechanisms. However, the lack of visible security headers such as Content-Security-Policy and X-Frame-Options suggests room for improvement. No explicit vulnerability disclosure or incident response contacts were found, which could be enhanced to improve transparency and readiness. The cookie consent mechanism and privacy policy indicate compliance with privacy regulations including GDPR. No vulnerabilities or exposed sensitive data were detected in the analysis. Overall, the security posture is good but could benefit from additional best practices and public security documentation.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  2. Publish an incident response page with clear contact channels for security issues.
  3. Consider adding a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Enhance transparency around data retention and privacy compliance details.
  5. Regularly audit third-party scripts and tracking pixels to minimize privacy risks and improve performance.

Contact details published on the site

Legal name
United Overseas Bank Limited
Registration number
193500026Z
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
UOB - United Overseas Bank
Description
UOB is rated as one of the world's top banks, with a global network of 500 branches and offices across 19 countries and territories in Asia Pacific, Europe and North America.
Key services
Personal Banking, Wealth Banking, Privilege Banking, Private Banking, Wholesale Banking, Asset Management, Insurance, Travel Planning, Venture Management, Global Capital
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery 3.5.1, Bootstrap 4.0, Adobe DTM (Dynamic Tag Manager), Google Tag Manager, YouTube Iframe API, Microsoft Clarity, TikTok Pixel, LinkedIn Insight Tag, Facebook Pixel, Outbrain, Bing Ads, Yahoo Analytics, Lity.js (lightbox), Odometer.js, AutoNumeric.js, Bootstrap Select, jQuery Mousewheel
Frameworks
Bootstrap 4
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login portals
  • Cookie consent banner present

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, Facebook Pixel, LinkedIn Insight Tag, TikTok Pixel, Yahoo Analytics
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Outbrain, Taboola, Bing Ads
Tracking pixels
Facebook Pixel, LinkedIn Insight Tag, TikTok Pixel, Microsoft Clarity
Marketing tools
Adobe DTM
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge detected.
  2. Content is rich, professional, and targeted at banking customers and corporate clients.
  3. Strong presence of tracking and marketing technologies indicating extensive analytics and advertising.
  4. No explicit security policy or incident response contact page found.
  5. WHOIS data is missing or unavailable, which is unusual for a major bank domain.
  6. Cookie consent banner and privacy policy are present and comprehensive.
  7. Multiple secure login portals for different banking services are provided.
  8. Social media presence is strong and consistent with corporate branding.
Technical notes

Notes

The website uses a modern technology stack including jQuery, Bootstrap 4, Adobe DTM, and multiple analytics and marketing pixels. The site is mobile optimized with good accessibility and SEO practices. Performance is moderate, likely impacted by numerous third-party scripts. The CMS or hosting provider is not explicitly identified. The site architecture supports multiple banking services with segmented login portals. Technical debt appears low with up-to-date libraries and frameworks. Opportunities exist to streamline third-party integrations and enhance security header implementation to reduce risk and improve performance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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