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Security report for unum.pl

Unum Życie Towarzystwo Ubezpieczeń i Reasekuracji Spółka Akcyjna · Finance · Poland

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Unum Życie Towarzystwo Ubezpieczeń i Reasekuracji S.A. is a well-established Polish insurance company specializing in individual and group life insurance products. The company targets individuals, families, and businesses, offering comprehensive insurance solutions including health, retirement, and business protection. The website reflects a mature digital presence with professional design, clear navigation, and extensive content tailored to its audience. Technically, the site is built on WordPress and integrates modern analytics and marketing tools such as Google Analytics, Hotjar, and SalesManago, ensuring data-driven insights and customer engagement. Security measures include HTTPS enforcement and Google reCAPTCHA for form protection, although additional security headers could enhance the posture further. Privacy compliance is robust, with clear GDPR-aligned policies and cookie consent mechanisms. Overall, the site demonstrates high professionalism and trustworthiness, supporting Unum's market position as a leading insurance provider in Poland.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching unum.pl

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
55
Email security
70
DNS health
85
Network security
100
GDPR outside view
88
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention unum.pl, from OffSeq Breach.

Total records
1,002
Employees
0
Customers
1,002
Third parties
0
Weak passwords
6%

13 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for unum.pl.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Unum operates in the finance sector with a focus on life insurance, serving a large client base of over 500,000 customers and thousands of corporate clients. The company leverages its long-standing history and global group affiliation dating back to 1848 to maintain market credibility. Its business model centers on providing tailored insurance products to meet diverse customer needs, supported by digital channels including a client portal and online claim reporting. The presence of dedicated career sites and CSR initiatives indicates a comprehensive ecosystem supporting growth and brand reputation. Marketing and analytics integrations suggest a strategic approach to customer acquisition and retention. The company maintains transparent communication through detailed financial data and regulatory disclosures, reinforcing its credibility.

Security posture

The website exhibits a solid security foundation with HTTPS and form protection via Google reCAPTCHA. Cookie consent and privacy policies align with GDPR requirements, reflecting a mature privacy culture. However, the absence of explicit security headers such as Content-Security-Policy and X-Frame-Options represents an area for improvement. No visible vulnerabilities or exposed sensitive data were detected. The lack of a public incident response or vulnerability disclosure page limits transparency in security incident handling. The presence of a dedicated security policy page and a named Data Protection Officer contact indicates organizational commitment to data protection and compliance. Overall, the security posture is good but could benefit from enhanced header configurations and public incident response information.

Recommendations

  1. Implement comprehensive security headers (CSP, X-Frame-Options, X-Content-Type-Options) to mitigate common web attacks.
  2. Publish a dedicated incident response and vulnerability disclosure page to improve transparency and trust.
  3. Regularly audit and update third-party scripts to minimize risk from external dependencies.
  4. Enhance accessibility features to meet higher compliance standards and improve user experience for all users.
  5. Consider deploying a security.txt file to facilitate responsible vulnerability reporting.

Contact details published on the site

Addresses
Legal name
Unum Życie Towarzystwo Ubezpieczeń i Reasekuracji Spółka Akcyjna
Registration number
KRS 0000008906
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Unum Życie Towarzystwo Ubezpieczeń i Reasekuracji Spółka Akcyjna
Description
Unum Życie offers individual and group life insurance policies, providing financial protection for individuals, families, and businesses in Poland.
Key services
Individual life insurance, Group life insurance, Insurance for families, children, health, retirement, and business protection
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery, Google Tag Manager, Google Analytics, Google reCAPTCHA, SalesManago, Hotjar, LinkedIn Insight Tag
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA for forms
  • Cookie consent mechanism
  • No exposed sensitive data found

Analytics and tracking

Services
Google Analytics, Hotjar, SalesManago
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
DoubleClick
Tracking pixels
LinkedIn Insight Tag, Hotjar, SalesManago
Marketing tools
SalesManago
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design.
  2. Strong presence of privacy and cookie policies with consent mechanisms.
  3. Multiple contact channels including phone, email, and contact forms.
  4. Use of modern analytics and marketing tools with transparent cookie disclosures.
  5. No WHOIS data available from .pl registry, possibly due to privacy or registry restrictions.
  6. No security headers detected in HTML content; recommend adding for enhanced security.
  7. No explicit incident response or vulnerability disclosure page found.
  8. Data Protection Officer contact provided, indicating GDPR compliance focus.
Technical notes

Notes

The website is powered by WordPress CMS with a modern tech stack including jQuery, Google Tag Manager, Google Analytics, Hotjar, and SalesManago for marketing automation and analytics. The site uses Google reCAPTCHA to protect forms from spam and abuse. Performance is moderate with good mobile optimization and responsive design. SEO is well addressed with proper meta tags and structured navigation. Accessibility is basic but could be improved. Hosting provider details are not explicitly identified. The site employs multiple external scripts and tracking pixels, which should be monitored for privacy and security compliance. Overall, the technical infrastructure supports a professional and functional online presence with room for security and accessibility enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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