Skip to main content

Security report for unum.com

Unum Group · Finance · United States

Low risk. 4 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Unum Group operates a comprehensive insurance and employee benefits website offering a wide range of financial protection products including disability, life, accident, critical illness, hospital, dental, vision, and pet insurance. The company targets employers, employees, brokers, and plan administrators, positioning itself as a leader in the employee benefits insurance market with a strong emphasis on modern HR technology solutions and seamless platform integrations. The website reflects a mature enterprise with extensive experience and a broad market presence. Technically, the website employs a modern technology stack including jQuery, Google Tag Manager, Marketo, and various analytics and marketing tools. The site is well-optimized for mobile devices, has good SEO practices, and demonstrates solid accessibility features. Performance is moderate with room for optimization. The site uses HTTPS with strong SSL configuration and includes multiple security best practices, although explicit security headers are not fully confirmed. From a security perspective, the site shows a good posture with no visible vulnerabilities or exposed sensitive data. However, it lacks a publicly visible security policy or incident response contact information, which could be improved. Privacy compliance is strong with clear privacy and cookie policies and consent mechanisms, aligning with GDPR requirements. The absence of WHOIS data limits domain registration transparency but does not detract from the overall legitimacy given the professional presentation and market presence. Overall, the website is professional, secure, and compliant, supporting Unum's position as a trusted insurance provider. Strategic recommendations include enhancing security header implementation, publishing a dedicated security policy, and improving transparency around incident response and data protection officer contacts.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching unum.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
60
Email security
85
DNS health
85
Network security
100
GDPR outside view
53
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention unum.com, from OffSeq Breach.

Total records
18,881
Employees
3
Customers
4,884
Third parties
13,994
Weak passwords
2%

Latest record dated 2025-09-07 · 31 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for unum.com.

Select it in the checkout above.

Masked preview

  • –unum.com2025-09-07
  • –officesso.unum.com2025-09-06
  • –unum.com2025-07-26

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Unum Group is a well-established enterprise in the finance sector specializing in employee benefits insurance and HR technology solutions. The company leverages a broad partner ecosystem including major HR platforms like Workday, ADP, and UKG, and broker integrations such as Employee Navigator. Its business model focuses on providing comprehensive insurance products combined with digital platforms to streamline benefits administration and leave management. The company targets a diverse audience including employers of all sizes, employees, brokers, and plan administrators. Growth indicators include extensive product offerings, digital innovation, and a strong brand presence with over 175 years of experience and protection for over 38 million people worldwide. The company maintains a professional online presence with consistent branding and trust signals, supporting its competitive advantage in the market.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and no visible exposure of sensitive data. Use of reCAPTCHA and secure login portals indicate attention to user security. However, explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options are not clearly present in the HTML source, representing an area for improvement. The absence of a published security policy or incident response contact reduces transparency and may impact user trust. No vulnerabilities or outdated libraries were detected. Privacy policies and cookie consent mechanisms are comprehensive and GDPR compliant. Overall, the site is secure but could enhance its security maturity by publishing detailed policies and implementing all recommended HTTP security headers.

Recommendations

  1. Implement and explicitly declare all recommended security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  2. Publish a dedicated security policy page detailing security practices and controls.
  3. Provide clear incident response contact information or a security@ email address for vulnerability reporting.
  4. Consider adding a security.txt file at the root domain to facilitate responsible vulnerability disclosure.
  5. Regularly audit and update third-party scripts and marketing tools to mitigate supply chain risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Unum Group
Description
Unum provides comprehensive financial insurance products to industries of all sizes. Leader in disability insurance, life insurance, compliance and developing HR technology solutions for our clients.
Key services
Disability Insurance, Life Insurance, Accident Insurance, Critical Illness Insurance, Hospital Insurance, Dental Insurance, Vision Insurance, Pet Insurance, Leave and Absence Management, HR Platform Integrations
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery 3.6.0, Google Tag Manager, Marketo Munchkin, Facebook Pixel, Bing UET, StackAdapt, LinkedIn Insight Tag, Vimeo Analytics
Frameworks
ASP.NET MVC (inferred from .cshtml references)
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Secure login links
  • Use of reCAPTCHA (hidden badge)
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Analytics (via GTM), Marketo Munchkin, HubSpot Analytics, Vimeo Analytics
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Bing Ads, StackAdapt
Tracking pixels
Facebook Pixel, LinkedIn Insight Tag, Marketo Munchkin, Bing UET
Marketing tools
Marketo, HubSpot (hs-scripts.com)
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design
  2. Strong focus on employee benefits insurance products and HR technology solutions
  3. Multiple integrations with major HR platforms and brokers
  4. Comprehensive privacy and cookie policies with consent mechanisms
  5. No direct contact emails or phone numbers found on homepage; contact via forms
  6. Use of multiple third-party marketing and analytics tools
  7. No visible security policy or incident response contact information
  8. WHOIS data unavailable, possibly due to privacy or query restrictions
Technical notes

Notes

The website is built on a modern technology stack with jQuery 3.6.0 and integrates multiple marketing and analytics tools such as Google Tag Manager, Marketo Munchkin, Facebook Pixel, Bing UET, and LinkedIn Insight Tag. The presence of .cshtml files suggests an ASP.NET MVC backend. The site is mobile-optimized with responsive design and good accessibility features. Performance is moderate, with potential for optimization in script loading and resource management. SEO is well addressed with proper meta tags and Open Graph data. No CMS is explicitly detected. Hosting provider details are not available from the HTML content. Overall, the technical infrastructure supports a robust and professional user experience with opportunities for further performance tuning and security enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with unum.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review unum.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.