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Security report for uniqa.cz

UNIQA · Finance · Czech Republic

Low risk. 5 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

UNIQA.cz is the official website of UNIQA pojišťovna a.s., a large insurance and financial services provider operating primarily in the Czech Republic and other European countries. The company offers a broad portfolio of insurance products including auto, travel, property, life, health, investment, pension savings, and loans. The website is professionally designed, mobile-optimized, and provides extensive online services such as claim reporting, online insurance purchase, and customer portals. The company maintains a strong market position with millions of clients and a presence in 14 countries. Technically, the site uses modern web technologies including jQuery, Bootstrap, Google Tag Manager, and reCAPTCHA for security. Security posture is good with HTTPS enforced and CSRF protections, though some advanced security headers could be added. Privacy compliance is robust with clear GDPR cookie consent mechanisms and a comprehensive privacy policy. WHOIS data is unavailable due to registry policies, which slightly reduces trust but the website content and branding strongly indicate legitimacy. Overall, UNIQA.cz is a trustworthy, well-maintained digital presence for a major financial services company.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching uniqa.cz

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
80
Email security
80
DNS health
85
Network security
100
GDPR outside view
40
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention uniqa.cz, from OffSeq Breach.

Total records
2,180
Employees
41
Customers
2,093
Third parties
46
Weak passwords
10%

Latest record dated 2026-05-29 · 49 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for uniqa.cz.

Select it in the checkout above.

Masked preview

  • –obchod-sso.uniqa.cz2026-05-29
  • –obchod-hcl.uniqa.cz2026-05-16
  • –obchod-hcl.uniqa.cz2026-05-13
  • –univerzita.uniqa.cz2026-05-13
  • –obchod-hcl.uniqa.cz2026-05-11

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

UNIQA operates in the finance sector, focusing on insurance and investment products for individuals and businesses. Their business model includes direct online sales, customer service portals, and partnerships for specialized insurance products. The company targets Czech and Slovak markets primarily, with a large client base and extensive product offerings. The website reflects a mature digital strategy with integrated marketing, analytics, and customer engagement tools. UNIQA's competitive advantage lies in its broad product range, strong brand recognition, and digital accessibility. The presence of multiple service portals and online calculators indicates a focus on customer convenience and operational efficiency. Recruitment and career information suggest ongoing growth and talent acquisition. The company also emphasizes social responsibility and sustainability in its communications.

Security posture

The website demonstrates a solid security posture with HTTPS enforced, CSRF tokens implemented, and Google reCAPTCHA v3 protecting forms against automated abuse. Cookie consent management aligns with GDPR requirements, enhancing privacy compliance. However, the absence of some security headers like Content-Security-Policy and HSTS is a minor gap. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of reputable third-party services such as Google Analytics and Qualtrics is managed with consent mechanisms. Incident response and vulnerability disclosure information are not publicly available, which could be improved to enhance transparency and trust. Overall, the security measures are appropriate for the business type and digital services offered.

Recommendations

  1. Implement additional security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to strengthen protection against common web attacks.
  2. Enable HTTP Strict Transport Security (HSTS) to enforce HTTPS and prevent protocol downgrade attacks.
  3. Publish a public vulnerability disclosure or bug bounty policy to encourage responsible reporting of security issues.
  4. Enhance accessibility features to improve compliance with WCAG standards and provide better user experience for all users.
  5. Regularly audit and update third-party libraries and scripts to mitigate risks from vulnerabilities.

Contact details published on the site

Addresses
Legal name
UNIQA pojišťovna a.s.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
UNIQA
Description
Připravte se na nenadálé situace a pojistěte sebe, své blízké i majetek. UNIQA nabízí rozmanité pojištění a finanční produkty pro osoby i firmy. Sjednat lze i on-line.
Key services
Auto insurance, Travel insurance, Property insurance, Life and health insurance, Investment products, Pension savings, Loans
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery, Masonry, Bootstrap, Slick Slider, Fancybox, Google Tag Manager, Google Analytics, Google reCAPTCHA v3, FontAwesome, WebJET CMS
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • CSRF token present in meta
  • Google reCAPTCHA v3 implemented on forms
  • Consent management for cookies
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Qualtrics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Marketing tools
Qualtrics
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and interactive features.
  2. Strong focus on insurance and financial products for Czech market.
  3. Multiple online services and customer portals available.
  4. Comprehensive cookie consent and GDPR compliance mechanisms implemented.
  5. No signs of phishing, malware, or suspicious content.
  6. WHOIS data unavailable, possibly due to registry policies or privacy protection.
Technical notes

Notes

The website is built on the WebJET CMS platform and leverages a modern front-end stack including jQuery, Bootstrap, Masonry, Slick Slider, and Fancybox for UI components and responsiveness. Google Tag Manager and Google Analytics are used for marketing and analytics tracking, with GDPR-compliant consent management. Google reCAPTCHA v3 is integrated for bot protection on forms. The site is mobile-optimized with responsive images and adaptive layouts. Performance is moderate, with some room for optimization in loading times and accessibility. The technical implementation supports a professional and user-friendly experience aligned with the company's business goals.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 72/100Medium27 findingsView report
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