Skip to main content

Security report for union-investment.lu

Union Investment Luxembourg S.A. · Finance · Luxembourg

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

Union Investment Luxembourg S.A. is a well-established asset management company operating as a wholly owned subsidiary of the Union Asset Management Holding AG, a major German investment group. The company manages a large portfolio of funds and serves a professional investor audience. The website demonstrates a mature digital presence with modern web technologies, consent management, and analytics integration. However, the absence of WHOIS data limits domain trust verification. Security posture is strong with HTTPS and consent mechanisms, but lacks explicit security policies and incident response information. Overall, the site is professional and trustworthy but could improve transparency and contact accessibility.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching union-investment.lu

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
65
Email security
75
DNS health
80
Network security
100
GDPR outside view
10
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a significant market position in the asset management sector, managing over 176 funds with nearly 100 billion euros in assets. Its business model focuses on fund management and distribution, targeting institutional and retail investors. The website links to related corporate and blog domains, indicating a broader ecosystem. The lack of visible contact details and privacy policy pages suggests areas for improvement in customer engagement and compliance transparency.

Security posture

The website enforces HTTPS and uses Usercentrics for cookie consent, indicating GDPR awareness. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of security headers and incident response contacts reduces the overall security maturity. Publishing security policies and vulnerability disclosure mechanisms would enhance trust and compliance.

Recommendations

  1. Implement and publish a comprehensive privacy policy page accessible from the homepage.
  2. Add explicit security headers such as Content-Security-Policy, Strict-Transport-Security, and X-Frame-Options.
  3. Provide clear contact information including emails and phone numbers for customer and security incident reporting.
  4. Publish a security policy and incident response plan to improve transparency and trust.
  5. Consider adding a security.txt file or vulnerability disclosure page to encourage responsible reporting.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Union Investment Luxembourg S.A.
Description
Union Investment Luxembourg S.A. is a 100% subsidiary of Union Asset Management Holding AG based in Frankfurt am Main, one of the largest German asset managers. Founded in August 1988, it manages 176 funds with assets totaling approximately 99.20 billion euros as of December 31, 2024. It operates as a management company under Luxembourg law and serves both internal and external asset managers and advisors from six countries.
Key services
Management of OGAW funds, Management of alternative investment funds, Fund administration and distribution services
Content quality
good
Branding
consistent

Technology

Stack
JavaScript ES Modules, Usercentrics (consent management), Webtrekk (analytics), CSS Grid, Custom Web Components (ui-cms-*, sd-*)
Frameworks
Solid Design System
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Webtrekk
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Webtrekk
Marketing tools
Usercentrics
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation.
  2. No WHOIS data available, limiting domain trust verification.
  3. Strong use of modern web technologies and consent management.
  4. No explicit contact emails or phone numbers found on main page.
  5. No explicit privacy policy or terms of service pages detected in provided content.
  6. No security.txt or vulnerability disclosure information found.
  7. No explicit security policy or incident response information found.
Technical notes

Notes

The website uses a modern tech stack including ES modules, Stencil.js-based web components, and a custom CMS. It integrates Usercentrics for consent management and Webtrekk for analytics. The site is mobile optimized with good accessibility and SEO practices. Performance is moderate, with room for optimization. The lack of hosting provider info and WHOIS data limits full infrastructure assessment. Overall, the technical implementation supports a professional and compliant online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with union-investment.lu. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review union-investment.lu.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.