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Security report for ubs.com

UBS · Finance · Finland

Medium risk. 3 critical or high findings in Security headers and GDPR outside view.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

UBS is a globally recognized financial services firm operating in over 50 countries, including Finland. The website targets private, corporate, and institutional clients, offering wealth management, asset management, and investment banking services. The site is professionally designed, consistent with UBS branding, and provides comprehensive information about its capabilities and corporate governance. Technically, the site is built on Adobe Experience Manager, leveraging Adobe Analytics and modern JavaScript frameworks, ensuring a fast, accessible, and mobile-optimized user experience. Security posture is strong with HTTPS enforcement and cookie consent mechanisms, though explicit security headers and vulnerability disclosure mechanisms could be improved. Overall, the site reflects a mature digital presence of a large financial institution with high trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching ubs.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
95
Security headers
30
Email security
65
DNS health
85
Network security
100
GDPR outside view
73
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

UBS holds a strong market position as a global financial institution with a broad service portfolio. The business model focuses on wealth and asset management alongside investment banking, serving a diverse client base worldwide. The website reflects this with dedicated sections for each business division and localized content for Finland. UBS's global reach is supported by multiple hubs and client portals, indicating a complex partnership and service ecosystem. The absence of direct contact emails on the main page suggests a controlled communication channel, typical for large enterprises. The company emphasizes sustainability, governance, and cybersecurity, aligning with industry best practices and regulatory expectations.

Security posture

The website demonstrates a solid security posture with HTTPS and cookie consent compliance. Privacy policies are comprehensive and GDPR-aligned. However, the absence of explicit security headers like Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options is a minor gap. No security.txt or public vulnerability disclosure page was found, which could enhance transparency and incident response readiness. No exposed sensitive data or vulnerable libraries were detected in the HTML content. Incident response contact channels are implied but not explicitly listed. Overall, the security maturity is appropriate for a financial institution but could benefit from enhanced transparency and header configurations.

Recommendations

  1. Implement and publish a security.txt file to facilitate vulnerability reporting.
  2. Add and enforce security headers such as CSP, HSTS, and X-Frame-Options to strengthen browser security.
  3. Provide explicit incident response contact information on the website for improved transparency.
  4. Regularly audit third-party scripts and tracking tools to minimize privacy risks.
  5. Enhance user awareness by providing clearer cookie and privacy settings explanations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
UBS
Description
UBS is a global firm providing financial services in over 50 countries. Visit our site to find out what we offer in Finland.
Key services
Wealth Management, Asset Management, Investment Bank
Content quality
good
Branding
consistent

Technology

Stack
Adobe Launch, jQuery, AEM (Adobe Experience Manager), JavaScript ES6 modules, SVG icons
Frameworks
Adobe Experience Manager
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • Privacy settings dialog
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Adobe Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Adobe Analytics
Marketing tools
Adobe Launch Tag Manager
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
good
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. Strong corporate branding and consistent design
  3. Comprehensive privacy and cookie policies with consent mechanisms
  4. Use of Adobe Experience Manager CMS and Adobe Analytics
  5. No direct contact emails or phone numbers visible on main page; contact via forms and dedicated pages
  6. No security.txt or explicit vulnerability disclosure page found
  7. No WHOIS data available from raw output, but domain is well-known and established
  8. No adult or questionable content detected
  9. No WAF or blocking detected
Technical notes

Notes

The website is powered by Adobe Experience Manager, indicating a robust enterprise CMS platform. It uses Adobe Launch for tag management and Adobe Analytics for data collection. The front-end employs modern JavaScript modules and SVG icons for scalable graphics. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA labels. Performance appears optimized with deferred and async script loading. No hosting provider details were explicitly found, but the use of Adobe cloud services is likely. The technical infrastructure supports a high-quality user experience with room for security header improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100 −1Medium28 findingsView report
  2. 76/100 −9Low27 findingsView report
  3. 85/100Low18 findingsView report
  4. 85/100Low18 findingsView report
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