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Security report for tpt.org.uk

TPT Retirement Solutions · Finance · United Kingdom

Medium risk. 3 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

TPT Retirement Solutions is a well-established UK pension provider specializing in Defined Benefit, Defined Contribution, and Collective Defined Contribution pension schemes. With over 80 years of experience, managing £11.4 billion in assets and serving nearly half a million members, TPT holds a strong market position as a pension consolidation specialist. Their website reflects a professional and comprehensive digital presence, offering clear navigation for members, clients, advisers, and employers. The company emphasizes responsible investment and fiduciary management services, supported by a robust governance framework and multiple awards and certifications. Technically, the website employs modern JavaScript libraries, analytics tools, and video content, ensuring good performance and mobile optimization. Security posture is strong with HTTPS, security headers, and cookie consent mechanisms, although explicit security policies and incident response details are not publicly available. WHOIS data is unavailable due to a domain naming rules violation error, which is unusual but does not detract from the website's legitimacy based on content and branding. Overall, TPT demonstrates a mature digital infrastructure and trustworthy business model in the financial services sector.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching tpt.org.uk

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
60
Email security
70
DNS health
70
Network security
100
GDPR outside view
68
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

TPT Retirement Solutions operates in the finance sector, focusing on pension scheme management and consolidation. Their business model revolves around providing pension services to members, clients, employers, and trustees, supported by fiduciary and investment management. The company targets UK-based pension scheme sponsors, trustees, and members, offering tailored solutions including superfunds and collective defined contribution schemes. Their competitive advantage lies in their long heritage, scale, and governance expertise, reinforced by multiple industry awards. The website integrates partner portals and resource hubs, indicating a broad partnership ecosystem. Growth indicators include active recruitment and continuous service innovation. The company maintains a strong brand presence with consistent messaging and professional content, supporting trust and credibility in a highly regulated market.

Security posture

The website exhibits a strong security posture with enforced HTTPS, comprehensive security headers (HSTS, CSP, X-Frame-Options, etc.), and secure form handling with client-side validation. Cookie consent and privacy policies indicate compliance with GDPR requirements. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a publicly available security policy, incident response plan, or vulnerability disclosure program limits transparency. The use of third-party analytics and marketing scripts is managed with consent mechanisms, reducing privacy risks. Overall, the security maturity is good but could be enhanced by publishing explicit security governance documents and incident response contacts.

Recommendations

  1. Publish a dedicated security policy and incident response information on the website to enhance transparency and trust.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.
  3. Provide contact details for a Data Protection Officer or security team to improve compliance and user confidence.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance data retention and privacy transparency by detailing policies and retention periods in privacy documentation.

Contact details published on the site

Addresses
Legal name
TPT Retirement Solutions Limited
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
TPT Retirement Solutions
Description
TPT provides Defined Benefit and Defined Contribution workplace pension schemes, managed by pension specialists and backed by 80 years' of experience.
Key services
Defined Benefit pensions, Defined Contribution pensions, Collective Defined Contribution pensions, Superfund services, Fiduciary management, Investment services, Employer portal, Member online account
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery, jQuery Validate, Google Tag Manager, Microsoft Clarity, Leadoo Bot, Vimeo embed
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure forms with validation
  • No exposed sensitive data in HTML
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Microsoft Clarity, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Microsoft Clarity
Marketing tools
Leadoo Bot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. No WAF or blocking mechanisms detected
  3. Professional financial services website with clear branding
  4. Comprehensive privacy and cookie policies with consent mechanisms
  5. Multiple external trusted domains used for analytics and services
  6. No suspicious or malicious content detected
  7. WHOIS data is unavailable due to domain naming rules error, which is unusual
Technical notes

Notes

The website uses a modern technology stack including jQuery, jQuery Validate, Google Tag Manager, Microsoft Clarity, and Leadoo Bot for marketing automation. Video content is embedded via Vimeo, enhancing engagement. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA labels. Performance is moderate with preloading of images and deferred script loading. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. SEO is well addressed with meta tags, canonical links, and structured data (JSON-LD) describing the business and services. Technical risks are minimal but include reliance on multiple third-party scripts which require ongoing management to avoid vulnerabilities.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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