Is tpay.com Safe? Security Analysis for Krajowy Integrator Płatności S.A.
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Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
EveryPay
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Tpay is a well-established Polish payment service provider specializing in online payments and fast bank transfers, serving primarily e-commerce businesses in Poland. The company is legally registered as Krajowy Integrator Płatności S.A., founded in 2009, and operates with a strong market position supported by a partnership with Bank Pekao and PCI DSS level 1 certification. Their website reflects a mature digital presence with comprehensive service offerings including payment gateways, marketplace settlements, and integration modules for popular e-commerce platforms. Technically, the site uses modern analytics, tracking, and accessibility tools, hosted on OVH with Cloudflare DNS and CDN services, ensuring good performance and security. Security posture is strong with HTTPS, cookie consent, and bank-grade standards, though DNSSEC is not enabled and explicit security headers are not evident. Privacy compliance is basic but includes a cookie policy with consent mechanisms. Contact information is clearly provided, enhancing business credibility. Overall, the website is professional, trustworthy, and well-optimized for its target audience.
Detected Technologies
9 urgent findings need attention
9 high
- + 1 more findings in the full report below
Keep tpay.com under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
6 findings
45/100
GDPR Compliance
2 findings
65/100
NIS2 Compliance
8 findings
17/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Tpay operates in the finance and e-commerce sectors, providing payment processing solutions tailored for online merchants. Their business model focuses on enabling seamless online transactions with a broad selection of payment methods and integration options. The company leverages strategic partnerships, notably with Bank Pekao, to enhance trust and service stability. Their partner program and developer support indicate a scalable ecosystem approach. The presence of case studies and media mentions suggests active market engagement and brand awareness. The company targets medium to large e-commerce businesses in Poland, emphasizing security, ease of integration, and customer support as competitive advantages.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The security maturity of Tpay is high, demonstrated by PCI DSS level 1 certification and adherence to banking security standards through their partnership with Bank Pekao. The website enforces HTTPS and employs Cloudflare for DDoS protection and CDN services. Cookie consent mechanisms comply with GDPR requirements, although the privacy policy is not prominently found. No critical vulnerabilities or exposed sensitive data were detected in the website content. However, the absence of DNSSEC and explicit security headers like CSP or HSTS suggests room for improvement. Incident response contact details and vulnerability disclosure policies are not publicly available, which could be enhanced to improve transparency and readiness.
Strategic Recommendations
Priority Actions for Security Improvement
Enable DNSSEC to strengthen DNS security and prevent spoofing.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
Krajowy Integrator Płatności S.A.
Krajowy Integrator Płatności S.A. to wygodne płatności internetowe i szybkie przelewy. Bezpieczne trasnakcje bezgotówkowe w Tpay.
good
consistent
Technical Stack
fast
good
good
good
Security Assessment
- HTTPS enforced (implied by canonical URL and external scripts)
- Cookie consent with opt-in/out
- Use of Cloudflare for DDoS protection and CDN
- PCI DSS lvl 1 certification
- Bank partnership indicating compliance with banking security standards
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and navigation.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
Current value: "max-age=15552000; includeSubDomains; preload"
Missing X-Frame-Options header
Prevents clickjacking attacks
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
Third-party services without privacy policy
Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Google Ads
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Soon
SSL certificate expires in 26 days
Partial SSL/TLS Assessment
Completed 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
DMARC Policy Set to None
DMARC is configured but not enforcing any policy
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does tpay.com compare?
See how tpay.com stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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