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Security report for totalprocessing.com

Nomupay · Finance · Ireland

Medium risk. 4 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

Nomupay is a payment solutions provider offering a comprehensive platform for global payment processing, payouts, and transaction management. The company targets businesses seeking to expand and optimize their payment acceptance worldwide, leveraging local licenses and a broad network of payment methods. The website is professionally designed, mobile-optimized, and rich in content, providing clear navigation and detailed service descriptions. Technically, the site is built on WordPress using Oxygen Builder, with modern analytics and tracking tools integrated. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though formal security and incident response policies are not publicly disclosed. Overall, Nomupay presents a credible and trustworthy business presence with a solid digital infrastructure.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
75
Email security
85
DNS health
75
Network security
100
GDPR outside view
43
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Nomupay positions itself as a key player in the global payments industry, focusing on end-to-end payment solutions including acquiring, online payments, payouts, and fraud management. The business model revolves around providing a unified platform that consolidates payment data for smarter decision-making. The company serves medium-sized businesses with ambitions for global expansion, supported by local expertise and regulatory compliance. Partnerships such as with BuiltByGo for website development indicate a professional ecosystem. The presence of testimonials and Trustpilot integration enhances credibility. The company operates primarily from Ireland, aligning with its registration data.

Security posture

The website demonstrates a mature security posture with HTTPS enabled and no exposed sensitive data in the HTML. Use of third-party scripts is standard, with Google Tag Manager and LinkedIn Insight tags present. However, there is no explicit security policy or incident response information available, which could be improved to enhance transparency and preparedness. No security headers were detected in the provided data, suggesting room for improvement in HTTP header security. No vulnerabilities or malware indicators were found. Overall, the security posture is good but could benefit from formal documentation and additional technical controls.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency and trust.
  2. Implement and configure security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Regularly audit third-party scripts and tracking tools to minimize security risks.
  4. Enhance accessibility features to meet WCAG standards for broader compliance.
  5. Consider adding a vulnerability disclosure policy or security.txt file to facilitate responsible reporting.

Contact details published on the site

Addresses
Legal name
Nomu Pay Limited
Registration number
692034
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nomupay
Description
Nomupay provides a payments platform built for any business and customer journey, offering global acquiring, online payments, payouts, card readers, and a unified platform for payment data management.
Key services
Global Acquiring, Online Payments, Payouts, Card Readers, Unified Platform, Alternative Payment Methods, Fraud & Risk Management, Recurring Payments, Smart Checkout, Virtual Terminal
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, jQuery, Oxygen Builder, TranslatePress, Trustpilot Widget
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Secure forms (no visible insecure inputs)

Analytics and tracking

Services
Google Analytics, Google Tag Manager, LinkedIn Insight
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
LinkedIn Insight Tag, Google Ads
Marketing tools
Trustpilot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website content is fully accessible and professionally presented.
  2. Strong branding and consistent messaging throughout the site.
  3. Comprehensive product and solution offerings clearly described.
  4. Use of multiple tracking and analytics tools with privacy compliance.
  5. No visible security policy or incident response pages found.
  6. No phone numbers explicitly provided on the homepage or footer.
  7. Contact emails are professional and company-branded.
  8. No suspicious or malicious external domains detected.
  9. No critical security issues or vulnerabilities detected in HTML content.
Technical notes

Notes

The website is built on WordPress CMS with Oxygen Builder, leveraging modern JavaScript libraries like jQuery and AOS for animations. Google Tag Manager and multiple analytics services are integrated for data collection and marketing optimization. The site is mobile responsive and well-structured with SEO best practices implemented, including meta tags and structured data (JSON-LD). Performance is moderate, with potential optimization in script loading and caching. No critical technical debt or outdated libraries were detected. Hosting provider details are not explicit but the site uses HTTPS with valid certificates, indicating a secure hosting environment.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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