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Security report for tiib.ee

TIIB Kindlustusmaakler OÜ · Finance · Estonia

High risk. 10 critical or high findings in GDPR outside view, Email security and 3 other checks.

Security score

42/100

Risk levelHigh

0–100, higher is better. How it is calculated

TIIB Kindlustusmaakler OÜ is an Estonian insurance brokerage firm established in 2010, offering various insurance products such as traffic, casco, home, and property insurance. The company maintains a basic but functional website providing essential business and contact information, including financial reports and legal documents, which supports its credibility in the local market. The website targets Estonian customers seeking insurance brokerage services and positions itself as a trusted local player in the finance sector. From a technical perspective, the website is built using basic HTML and CSS without modern frameworks or CMS detected. The site lacks mobile optimization and advanced accessibility features, indicating a need for modernization. No analytics or tracking technologies are present, suggesting minimal user data collection. Hosting and domain registration are stable and consistent with the business profile, registered through Telia Eesti AS. Security posture is weak due to the absence of visible HTTPS confirmation, security headers, privacy and cookie policies, and incident response information. No forms or interactive elements are present, reducing attack surface but also limiting user engagement. The lack of GDPR compliance indicators and cookie consent mechanisms poses regulatory risks. Overall, the site is functional but requires significant improvements in security, privacy compliance, and technical modernization to enhance trust and user experience.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching tiib.ee

This scan found 29 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
15
Email security
60
DNS health
60
Network security
20
GDPR outside view
25
Average
42

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

TIIB Kindlustusmaakler OÜ operates in the Estonian insurance brokerage market, focusing on personal and property insurance products. The company leverages its long-standing domain and publicly available financial reports to build trust. Its business model centers on brokerage services rather than direct insurance provision. The absence of advanced digital marketing or analytics tools suggests a traditional approach to customer acquisition. The company’s clear contact information and legal disclosures indicate transparency. Growth opportunities may include digital transformation and enhanced online presence to compete effectively in a digital-first insurance market.

Security posture

The website demonstrates a low security maturity level with no evidence of HTTPS enforcement, security headers, or privacy policies. The absence of forms reduces immediate risk but also limits data protection practices. No incident response or vulnerability disclosure information is provided, indicating a lack of formal security governance. GDPR compliance is questionable due to missing privacy and cookie policies. The site’s security posture exposes the company to potential regulatory and reputational risks. Implementing HTTPS, security headers, privacy documentation, and incident response contacts would significantly improve security maturity and compliance.

Recommendations

  1. Implement HTTPS across the entire website to secure data transmission.
  2. Add comprehensive privacy and cookie policies to ensure GDPR compliance.
  3. Deploy a cookie consent mechanism to inform and obtain user consent for tracking.
  4. Introduce security headers such as Content-Security-Policy and X-Frame-Options to mitigate common web attacks.
  5. Publish a security.txt file and incident response contact information to improve transparency and readiness.

Contact details published on the site

Addresses
Legal name
TIIB Kindlustusmaakler OÜ
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
TIIB Kindlustusmaakler OÜ
Description
TIIB Kindlustusmaakler OÜ is an insurance brokerage company providing insurance services including traffic insurance, casco insurance, home insurance, and property insurance.
Key services
kindlustus, liikluskindlustus, kasko, kaskokindlustus, kodukindlustus, varakindlustus
Content quality
basic
Branding
consistent

Technology

Stack
HTML, CSS
Performance
moderate
Mobile
poor
Accessibility
basic
SEO
basic

Security

Observed score
40/100

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
basic
User experience
basic
Content relevance
good
Navigation
basic
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website is a basic informational site for an insurance brokerage company in Estonia.
  2. No privacy or cookie policies found, indicating potential GDPR compliance gaps.
  3. No security headers or HTTPS status visible from provided data; security posture is weak.
  4. Contact information is clearly provided with phone, fax, email, and physical address.
  5. No forms or user input fields detected; minimal data collection.
  6. No analytics or tracking scripts detected, indicating minimal user tracking.
  7. Website design is simple and functional but lacks modern features and mobile optimization.
  8. Financial reports and legal documents are publicly linked, enhancing trust.
  9. No social media or external marketing links present.
Technical notes

Notes

The website uses basic HTML and CSS without modern frameworks or CMS, resulting in a simple but outdated technical infrastructure. The lack of mobile optimization and accessibility features limits usability on diverse devices and for users with disabilities. No analytics or tracking scripts are detected, indicating minimal technical complexity but also limited insight into user behavior. Hosting is managed by Telia Eesti AS, a reputable provider. Performance is likely moderate given the simple design, but modernization opportunities exist to improve responsiveness, SEO, and user engagement.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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