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Security report for themortgageden.co.uk

The Mortgage Den Ltd · Finance · United Kingdom

Medium risk. 6 critical or high findings in SSL/TLS, GDPR outside view and 1 other check.

Security score

58/100

Risk levelMedium

0–100, higher is better. How it is calculated

The Mortgage Den Ltd is a UK-based mortgage brokerage firm established in 2005, specializing in providing bespoke mortgage advice, protection, insurance, and conveyancing services. The company targets UK homebuyers seeking tailored mortgage solutions and operates with FCA regulation, enhancing its market credibility. The website reflects a professional and client-focused business model with clear service offerings and trust signals such as client testimonials and a secure client portal. Technically, the website employs a modern frontend stack including Bootstrap, jQuery, FontAwesome, and Google Tag Manager, ensuring a responsive and user-friendly experience. Cookie consent mechanisms and GDPR compliance indicators are present, though some security headers are missing. The site is hosted securely over HTTPS with no detected blocking or WAF interference. From a security perspective, the site demonstrates good practices such as HTTPS enforcement and secure client portals but lacks explicit security policies and vulnerability disclosure mechanisms. The WHOIS data is unavailable due to a domain naming error in the query, limiting domain registration trust verification. However, the website content and business information appear consistent and legitimate. Overall, the site scores well on content quality, technical implementation, security posture, privacy compliance, and business credibility, with recommendations to enhance security headers, publish security policies, and improve accessibility for a more robust security and compliance posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching themortgageden.co.uk

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
32
Security headers
15
Email security
70
DNS health
60
Network security
100
GDPR outside view
68
Average
58

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Mortgage Den Ltd holds a solid position as a small, specialized mortgage advisory firm in the UK market. Its competitive advantage lies in offering access to exclusive mortgage products unavailable on the high street, supported by a client-centric approach including face-to-face and online services. Revenue streams likely derive from mortgage brokerage fees and insurance product commissions. The company maintains a focused partnership ecosystem with Mortgage Intelligence Ltd and Mortgage Brain for technology and regulatory compliance. Growth indicators include a long operational history since 2005 and active client engagement through testimonials and secure portals. Strategic observations suggest opportunities to expand digital presence and enhance compliance transparency to strengthen market trust.

Security posture

The website exhibits a moderate to good security maturity level with HTTPS enforced and cookie consent implemented, indicating awareness of privacy regulations. However, the absence of key security headers such as Content-Security-Policy and lack of a published security policy or incident response contacts represent compliance gaps. No vulnerabilities or exposed sensitive data were detected in the content. The site does not provide a security.txt file or explicit incident response channels, limiting readiness for vulnerability reporting. Data protection practices appear basic but adequate for the business type. Overall, the security culture is present but could benefit from formalizing policies and enhancing technical controls.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.
  2. Publish a detailed security policy and incident response information on the website to improve transparency and readiness.
  3. Introduce a security.txt file to facilitate responsible vulnerability disclosure and improve security posture.
  4. Enhance website accessibility features to comply with standards and improve user experience for all visitors.
  5. Regularly audit and update third-party scripts and libraries to prevent vulnerabilities and ensure compliance.

Contact details published on the site

Addresses
Legal name
The Mortgage Den Ltd
Registration number
06338275
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
The Mortgage Den Ltd
Description
The Mortgage Den Ltd provides mortgage and financial advice, helping clients find affordable home financing solutions since 2005. They offer bespoke mortgage finding services, protection, insurance, conveyancing, and access to a secure client portal.
Key services
Mortgage advice, Protection, Insurance, Conveyancing
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap 4.2.1, jQuery 3.3.1, FontAwesome 5.7.0, Google Tag Manager, CookieConsent v3, Mortgage Brain plugin
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Secure client portal
  • Cookie consent banner

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Google Analytics (via Google Tag Manager)
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. WHOIS data is unavailable due to querying 'www.themortgageden.co.uk' instead of 'themortgageden.co.uk'.
  3. Site uses HTTPS with valid SSL.
  4. Cookie consent banner is implemented and GDPR compliance is indicated.
  5. Contact information is clearly presented including phone, email, physical address, and contact form.
  6. Business is FCA regulated and provides financial services in the UK.
  7. Site includes client testimonials and FCA warnings enhancing trust.
  8. No explicit security.txt or incident response contact found.
  9. No terms of service page detected.
  10. Site uses modern frontend technologies and external trusted libraries.
Technical notes

Notes

The website is built on a modern and widely supported technology stack including Bootstrap 4.2.1, jQuery 3.3.1, and FontAwesome 5.7.0, ensuring responsive design and cross-browser compatibility. Google Tag Manager is used for analytics and marketing tracking, integrated with a cookie consent mechanism for GDPR compliance. The site loads external resources from reputable CDNs, contributing to moderate performance. However, no CMS or hosting provider details are evident, and some technical SEO and accessibility enhancements could be made. The mortgage calculators and embedded iframe from Mortgage Brain indicate integration with third-party financial tools, enhancing functionality but requiring ongoing security monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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