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Security report for tempo.co.nz

Tempo · Finance · New Zealand

Medium risk. 7 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

65/100

Risk levelMedium

0–100, higher is better. How it is calculated

Tempo is a New Zealand-based guided investment app that offers users proactive and ongoing investment advice tailored to their goals and risk comfort. The platform is backed by Forsyth Barr, a recognized investment expert firm, positioning Tempo as a trusted player in the NZ investment advisory market. The website presents a professional and modern interface, leveraging Webflow CMS and integrating analytics and tracking tools such as Google Analytics, Microsoft Clarity, and Facebook Pixel. However, the absence of visible privacy and cookie policies, as well as lack of explicit contact information, indicates gaps in privacy compliance and user transparency. Security posture is strong with HTTPS and security headers in place, but the lack of WHOIS data for the domain www.tempo.co.nz raises questions about domain registration legitimacy. Overall, the platform appears credible and professionally managed but would benefit from enhanced privacy disclosures and verified domain registration.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching tempo.co.nz

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
30
Email security
85
DNS health
70
Network security
100
GDPR outside view
35
Average
65

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Tempo targets New Zealand investors seeking guided investment solutions through a mobile app that recommends investment funds and provides ongoing advice. The business model is centered on digital investment advisory services, leveraging Forsyth Barr's expertise to build trust and market presence. The company appears to be a small-sized entity with a focused niche in finance technology. The partnership with Forsyth Barr is a key competitive advantage, enhancing credibility. The website's use of modern web technologies and analytics tools indicates a digitally mature operation, though the lack of public WHOIS data and privacy policies suggests areas for improvement in transparency and compliance.

Security posture

The website employs HTTPS with strong SSL configuration and includes security headers, indicating good baseline security practices. There are no visible vulnerabilities or exposed sensitive data in the HTML content. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure mechanisms limits the overall security maturity. Privacy compliance is weak due to missing privacy and cookie policies, which could expose the business to regulatory risks. The domain's WHOIS data is unavailable, which may affect trust and legitimacy perceptions. Enhancing transparency around data protection and incident response would strengthen the security posture.

Recommendations

  1. Publish comprehensive privacy and cookie policies with GDPR compliance details.
  2. Verify and publicly disclose domain registration details to improve trustworthiness.
  3. Add clear contact information including support emails and phone numbers.
  4. Implement a security policy page and incident response contact channels.
  5. Enhance accessibility features and provide a vulnerability disclosure or security.txt file.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Tempo
Description
Invest towards your goals. Tempo recommends a mix of investment funds to suit your goal and comfort with risk. Investment advice is delivered throughout your investment journey. Backed by investment experts, Forsyth Barr.
Key services
Guided investment advice, Investment fund recommendations, Mobile app investment management
Content quality
good
Branding
consistent

Technology

Stack
Webflow, Google Tag Manager, Microsoft Clarity, Facebook Pixel
Frameworks
Webflow CMS
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, Facebook Pixel
Tracking level
moderate
Privacy practices
poor

Advertising

Ad networks
Facebook Ads
Tracking pixels
Facebook Pixel, Microsoft Clarity
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a professionally designed investment advisory platform.
  2. No WHOIS data available for the exact domain queried, raising questions about domain registration status.
  3. No visible privacy, cookie, or terms of service policies found on the site.
  4. Use of modern tracking and analytics tools without clear privacy disclosures.
  5. No contact emails or phone numbers explicitly found in the HTML content.
  6. No security.txt or vulnerability disclosure information present.
  7. No data protection officer or incident response contact information found.
  8. Website content is safe and appropriate for general audiences.
  9. No WAF or blocking mechanisms detected; content fully accessible.
Technical notes

Notes

The website is built on Webflow CMS, utilizing modern front-end technologies and integrating multiple analytics and tracking services. Hosting is via Webflow's CDN, providing good performance and availability. The site is mobile optimized with responsive design and good navigation clarity. SEO is adequately addressed with proper meta tags and Open Graph data. However, the site lacks visible privacy and cookie consent mechanisms, which is a technical gap. No CMS backend or hosting provider misconfigurations were detected. Overall, the technical infrastructure supports a professional user experience but could improve in privacy and compliance features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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