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Security report for tectonic.finance

Tectonic · Finance · N/a

Medium risk. 7 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Tectonic is a decentralized finance platform operating as the first lending and borrowing protocol within the Cronos blockchain ecosystem. It enables users to earn passive yield on crypto assets and access instant loans backed by their holdings. The platform is powered by the TONIC governance token, which facilitates community governance and staking. The website presents a professional and consistent brand image, emphasizing security through audited smart contracts and open source principles. However, it lacks publicly available privacy, cookie, and terms of service policies, as well as direct contact information, which are important for user trust and regulatory compliance. Technically, the website is built using modern web technologies including React and Next.js, with Google Tag Manager integrated for analytics. The site is mobile optimized and performs moderately well, though accessibility features could be improved. Security posture is strong with HTTPS enforced and audited smart contracts, but the absence of explicit security headers and vulnerability disclosure policies indicates room for enhancement. Overall, the platform appears legitimate and well-positioned in the DeFi space, but it should improve transparency around privacy, security incident response, and user contact options to strengthen trust and compliance. The domain WHOIS data is privacy protected, which is common in crypto projects, and no suspicious patterns were detected. The website content is safe and suitable for a general audience interested in crypto finance.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching tectonic.finance

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
35
Email security
75
DNS health
85
Network security
100
GDPR outside view
35
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Tectonic occupies a niche as the pioneering lending and borrowing platform on the Cronos blockchain, targeting crypto asset holders seeking yield and liquidity. Its business model leverages decentralized finance principles with a governance token to engage the community. The platform's competitive advantage lies in its early mover status within Cronos and its audited smart contracts, which enhance security credibility. Revenue streams likely include interest from loans and fees. The target customers are crypto investors and borrowers within the Cronos ecosystem. The company maintains an active community presence on Twitter, Telegram, Discord, and Medium, supporting engagement and updates. Strategic observations include the need to bolster compliance documentation and incident response transparency to support growth and regulatory adherence.

Security posture

Tectonic demonstrates a moderate to strong security posture with HTTPS enforced and smart contracts audited by a reputable firm (Slowmist). The open source nature of the protocol supports transparency and community trust. However, the website lacks explicit security headers such as Content Security Policy and HSTS, which are recommended to mitigate common web vulnerabilities. There is no publicly available vulnerability disclosure or incident response information, which limits the ability of security researchers and users to report issues effectively. The absence of privacy and cookie policies also indicates potential compliance gaps with GDPR and other data protection regulations. Overall, while the core protocol security appears solid, the web presence and compliance posture require improvements to reduce risk and enhance user confidence.

Recommendations

  1. Publish comprehensive privacy and cookie policies to improve regulatory compliance and user trust.
  2. Implement and advertise a vulnerability disclosure policy and security incident response contacts.
  3. Add standard security headers such as Content Security Policy, HSTS, and X-Frame-Options to the website.
  4. Provide clear and accessible contact information for support and security inquiries.
  5. Enhance website accessibility features to improve usability for all users.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Tectonic
Description
Tectonic is the first lending and borrowing platform of the Cronos ecosystem, powered by the TONIC governance token. It is a cross-chain money market for earning passive yield and accessing instant backed loans.
Key services
Crypto asset savings with passive yield, Instant crypto-backed loans, Governance via TONIC token
Content quality
good
Branding
consistent

Technology

Stack
React, Next.js, JavaScript, Google Tag Manager
Frameworks
Next.js
Platforms
Cronos blockchain ecosystem
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Audited smart contracts
  • Open source code

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
poor

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. No explicit privacy, cookie, or terms of service pages found
  3. No contact emails or phone numbers publicly listed
  4. Strong focus on crypto lending and borrowing in the Cronos ecosystem
  5. Use of modern web technologies and frameworks
  6. Presence of Google Tag Manager for analytics
  7. Security best practices partially implemented but missing explicit security headers
  8. No vulnerability disclosure or incident response information publicly available
  9. WHOIS data is privacy protected with no registrant details
Technical notes

Notes

The website is built on a modern React and Next.js framework, enabling server-side rendering and good SEO practices. Google Tag Manager is used for analytics and tracking, indicating some level of user behavior monitoring. The site is mobile responsive and visually consistent with good design quality. Performance is moderate, with no major loading issues detected. However, the absence of a CMS suggests content updates may be manual or developer-driven. The hosting provider is not explicitly identified. There is no evidence of technical debt or deprecated libraries, but security headers are missing, which is a technical risk. Overall, the technical infrastructure is solid but could benefit from enhanced security configurations and improved compliance documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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