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Security report for tatraleasing.sk

Tatra-Leasing, s.r.o. · Finance · Slovakia

High risk. 20 critical or high findings in GDPR outside view, Network security and 3 other checks.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

Tatra-Leasing, s.r.o. is a Slovak financial services company specializing in leasing and financing solutions for businesses and consumers. As part of the Tatra banka group, it holds a strong market position in Slovakia offering financial leasing, operational leasing, consumer loans, insurance, and digital leasing services. The website is professionally designed, mobile-optimized, and provides comprehensive information and interactive tools such as a leasing assistant and client zone. Technically, the site is built on Drupal CMS with modern integrations including Google Tag Manager, Analytics, and reCAPTCHA, ensuring a secure and user-friendly experience. Security posture is strong with HTTPS, CSP headers, and consent management, though explicit security policies and incident response details are not publicly available. Overall, the site demonstrates high business credibility and compliance with privacy regulations, making it a trustworthy platform for its target audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

20 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

  2. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: Telnet

      Port 23 (Telnet) is publicly accessible - Telnet - Unencrypted remote access

      What to do: Immediately restrict access to Telnet using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • Critical

      Critical Service Exposed: SMB

      Port 445 (SMB) is publicly accessible - SMB - Windows file sharing, high risk

      What to do: Immediately restrict access to SMB using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • Critical

      Critical Service Exposed: MSSQL

      Port 1433 (MSSQL) is publicly accessible - MSSQL - Database server

      What to do: Immediately restrict access to MSSQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • Critical

      Critical Service Exposed: Oracle

      Port 1521 (Oracle) is publicly accessible - Oracle - Database server

      What to do: Immediately restrict access to Oracle using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching tatraleasing.sk

This scan found 35 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
50
Email security
65
DNS health
75
Network security
0
GDPR outside view
40
Average
50
After the cap
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets entrepreneurs, firms, and consumers in Slovakia, providing tailored leasing and financing products. Its affiliation with Tatra banka enhances trust and market reach. The business model focuses on leasing and credit products supported by digital tools to streamline customer experience. The website content and structure reflect a mature digital presence with clear navigation and relevant content. Partnerships and integrations with insurance providers and automotive brands like Ford and Volvo indicate strategic alliances. The company’s medium size and long-standing market presence since 2004 suggest stability and growth potential.

Security posture

The website employs HTTPS with strong SSL configuration and Content Security Policy restricting scripts to trusted domains. Google reCAPTCHA protects forms from abuse. Consent management scripts indicate GDPR compliance efforts. However, no explicit security policy or incident response information is published, which could be improved. No vulnerabilities or exposed sensitive data were detected in the content. Security headers are present but could be enhanced with additional headers like HSTS and X-Frame-Options. Overall, the security posture is solid but lacks transparency in formal security governance documentation.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency.
  2. Implement additional security headers such as Strict-Transport-Security and X-Frame-Options.
  3. Provide a vulnerability disclosure or security.txt file to encourage responsible reporting.
  4. Enhance accessibility features to meet higher standards for all users.
  5. Regularly review and update third-party scripts and dependencies to mitigate risks.

Contact details published on the site

Addresses
Legal name
Tatra-Leasing, s.r.o.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Tatra-Leasing, s.r.o.
Description
Komplexné financovanie s Tatra Leasingom, prispôsobenie splátok podľa potrieb, leasingové služby pre podnikateľov, firmy a spotrebiteľov.
Key services
Finančný leasing, Operatívny leasing, Spotrebný úver, Poistenie, Online leasingový asistent, Klientská zóna
Content quality
good
Branding
consistent

Technology

Stack
Drupal CMS, jQuery UI, Google Tag Manager, Google Analytics, Google reCAPTCHA, Select2
Frameworks
Drupal
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Content Security Policy with trusted domains
  • Google reCAPTCHA integration
  • Consent management script loaded

Analytics and tracking

Services
Google Analytics, Google Ads, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Google Ads, Hotjar
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and interactive features
  2. Strong integration with Google services for analytics and marketing
  3. Clear contact and legal information provided
  4. No signs of suspicious or malicious content
  5. Good security practices observed but room for improvement in security policy transparency
  6. Business is part of a reputable banking group (Tatra banka)
  7. Multiple online tools and client zones enhance user engagement
Technical notes

Notes

The website is built on Drupal CMS with a modern front-end including jQuery UI and Select2 for enhanced UI components. Google Tag Manager and Analytics are used for marketing and user behavior tracking. The site loads asynchronously loaded scripts and uses responsive design techniques for mobile optimization. Performance is moderate with room for improvement in loading speed and accessibility. The technical stack is mature and well-maintained, supporting a professional user experience. Hosting details are not explicitly identified but the SSL and security headers indicate a professionally managed environment.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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