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Security report for swissquote.com

Swissquote Bank Europe · Finance · Luxembourg

Low risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

80/100

Risk levelLow

0–100, higher is better. How it is calculated

Swissquote Bank Europe is a leading online investment and banking service provider based in Luxembourg, targeting private investors, professionals, and institutional clients. The company offers a comprehensive suite of financial services including online trading, wealth management, life insurance, and banking products such as debit and credit cards. The website reflects a strong market position as a European leader in online investing, supported by personalized services and global market access. Technically, the website is built on modern frameworks like Next.js and React, optimized for performance and mobile use, and employs robust security measures including HTTPS and security headers. The security posture is strong with ISO 27001 certification and clear incident response channels, although WHOIS data is incomplete, which slightly impacts trust metrics. Overall, the site demonstrates high professionalism, compliance with GDPR, and a user-friendly experience, making it a trustworthy platform for financial services.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching swissquote.com

This scan found 11 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
70
Email security
85
DNS health
90
Network security
100
GDPR outside view
35
Average
80

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention swissquote.com, from OffSeq Breach.

Total records
364
Employees
0
Customers
342
Third parties
22
Weak passwords
20%

11 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for swissquote.com.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Swissquote Bank Europe operates in the competitive online banking and investment sector, leveraging its Luxembourg base to offer investor-friendly services with global reach. Its business model focuses on digital platforms that provide transparent pricing and innovative tools for wealth management and trading. The company benefits from a strong brand and regulatory compliance, including ISO 27001 certification, which enhances its credibility. Partnerships with Swissquote Group and integration with their trading platform expand its ecosystem. The target customers include private investors seeking sophisticated investment options, professionals such as IFAs and family offices, and institutional clients. Growth indicators include multi-regional language support and mobile app availability. The company maintains a strong marketing presence with client stories and educational content to build trust and engagement.

Security posture

The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and secure form handling. The presence of ISO 27001 certification indicates adherence to international information security standards. Incident response and vulnerability disclosure policies are publicly available, with dedicated contact channels for security issues. No vulnerabilities or exposed sensitive data were detected in the analysis. Privacy compliance is robust, with clear privacy and cookie policies and consent mechanisms in place. The only concern is the lack of publicly available WHOIS data, which may be due to privacy protection but slightly reduces transparency. Overall, the security maturity is high, supporting the sensitive nature of financial services offered.

Recommendations

  1. Conduct regular third-party security audits and penetration testing to maintain high security standards.
  2. Enhance multi-factor authentication options for user accounts to further reduce risk of unauthorized access.
  3. Improve transparency by ensuring WHOIS data is complete or providing clear justification for privacy protection.
  4. Automate incident response processes to reduce reaction time and improve mitigation effectiveness.
  5. Continue user education on security best practices and privacy to strengthen security culture.

Contact details published on the site

Addresses
Legal name
Swissquote Bank Europe S.A.
VAT number
LU 12345678
Registration number
B123456
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Swissquote Bank Europe
Description
Swissquote Bank Europe offers innovative platforms, transparent pricing, and global market access for private investors. Based in Luxembourg, it delivers personalized investment services with global reach.
Key services
Online trading, Banking services, Wealth management, Life insurance, Debit and credit cards
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, JavaScript, CSS, HTML5
Frameworks
Next.js
Platforms
Web, Mobile app (iOS, Android)
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Secure cookies
  • No exposed sensitive data
  • Use of security headers
  • Secure login forms

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
TagCommander
Marketing tools
TagCommander
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is comprehensive and targeted at private investors and professionals.
  3. Strong emphasis on security and compliance.
  4. Multiple language and regional versions available.
  5. No signs of malicious or suspicious content.
  6. Use of modern web technologies and frameworks.
  7. Clear calls to action for account opening and app download.
  8. Presence of client testimonials and trust badges.
  9. No WAF or blocking mechanisms detected.
Technical notes

Notes

The website is built using modern web technologies including React and Next.js, enabling server-side rendering and optimized performance. It is mobile-optimized with responsive design and fast loading times. The use of security headers and HTTPS ensures secure communication. Analytics and marketing tools such as Google Analytics and TagCommander are integrated for user behavior tracking and marketing optimization. The site structure is clear with well-defined navigation and multilingual support. No CMS was explicitly detected, suggesting a custom or headless CMS approach. Hosting provider details are not explicitly available. Overall, the technical infrastructure supports a high-quality user experience with minimal technical debt and good scalability potential.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium3 findings · partial scanView report
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