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Security report for sturdy.finance

Sturdy · Finance · N/a

Medium risk. 7 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Sturdy Finance is a decentralized finance platform specializing in isolated lending with shared liquidity, leveraging AI-optimized yields powered by its Bittensor subnet. The platform targets DeFi users including lenders, borrowers, and project teams, offering permissionless asset onboarding and risk-isolated pools aggregated for deep liquidity. Supported by prominent investors such as SoftBank, Pantera Capital, and Y Combinator, Sturdy positions itself as an innovative player in the DeFi lending market. Technically, the website is built on modern frameworks like Next.js and React, hosted on Vercel, ensuring fast performance and excellent mobile optimization. Security is a strong focus with multiple third-party audits and an active bug bounty program on Immunefi. However, the absence of explicit privacy and cookie policies and lack of direct contact information on the website are notable gaps. WHOIS data is unavailable, which slightly reduces domain trust but is somewhat mitigated by the platform's transparency in audits and investor backing. Overall, Sturdy presents a professional, secure, and credible DeFi lending solution with room for improvement in privacy compliance and contact transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching sturdy.finance

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
30
Email security
85
DNS health
85
Network security
100
GDPR outside view
35
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Sturdy operates in the competitive DeFi lending sector, differentiating itself through a novel two-tier architecture that isolates risk while unifying liquidity. Its business model revolves around enabling users to create liquid money markets for any token quickly, supported by AI-driven yield optimization. Revenue likely derives from lending fees and yield aggregation services. The platform's partnership ecosystem includes top-tier venture capital and blockchain-focused investors, enhancing credibility and growth potential. The presence of multiple audits and a bug bounty program signals a mature security culture. Target customers are crypto lenders, borrowers, and token project teams seeking efficient liquidity solutions. The website's content and design reflect a focus on professionalism and user engagement, supporting market positioning as a trustworthy DeFi protocol.

Security posture

Sturdy demonstrates a mature security posture with enforced HTTPS, comprehensive third-party audits by Spearbit, ChainSecurity, and Zellic, and a public bug bounty program on Immunefi. The website does not expose sensitive data and employs modern security headers, contributing to a strong defense against common web threats. However, the lack of a published security policy or incident response contact details on the website limits transparency for security incident handling. GDPR compliance indicators and privacy policy disclosures are absent, representing compliance gaps. Overall, the platform is secure but could enhance user trust by publishing detailed security and privacy documentation and establishing clear incident response channels.

Recommendations

  1. Publish comprehensive privacy and cookie policies prominently on the website to improve privacy compliance.
  2. Add clear and accessible contact information, including security incident contacts and general support emails.
  3. Implement and publish a security.txt file to facilitate responsible vulnerability disclosure.
  4. Enhance GDPR compliance by detailing data protection practices and user rights.
  5. Provide more detailed business registration and legal information to strengthen business credibility.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sturdy
Description
Sturdy enables anyone to create a liquid money market for any token. It uses a novel two-tier architecture to isolate risk between assets while avoiding liquidity fragmentation. The base layer consists of risk-isolated pools; aggregation built on top enables lenders to select which collateral assets can be used as collateral for their deposits.
Key services
Isolated lending pools, Shared liquidity aggregation, Permissionless asset onboarding, AI-optimized yield generation
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, Tailwind CSS, Vercel Analytics
Frameworks
Next.js
Platforms
Vercel
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Multiple third-party audits
  • Bug bounty program
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Vercel Analytics
Tracking level
minimal
Privacy practices
poor

Advertising

Tracking pixels
Vercel Analytics
Marketing tools
Vercel Analytics
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. No explicit privacy, cookie, or terms of service pages found on the main landing page.
  3. No contact emails or phone numbers explicitly listed on the homepage.
  4. Strong investor backing and multiple security audits increase trust.
  5. Use of modern web technologies and hosting on Vercel ensures good performance.
  6. Social media presence is active with Twitter, Discord, Telegram, GitHub, and forum links.
  7. Bug bounty program hosted on Immunefi indicates proactive security posture.
  8. WHOIS data is unavailable or unsupported for the domain, limiting domain trust analysis.
Technical notes

Notes

The website is built using a modern technology stack including React and Next.js, hosted on Vercel, which ensures fast loading times and excellent mobile responsiveness. The use of Tailwind CSS contributes to consistent and scalable styling. Analytics are implemented via Vercel Analytics, providing minimal user tracking. The site structure is clear with well-organized navigation and semantic HTML, supporting good SEO and accessibility. No CMS is detected, indicating a custom or static site approach. The technical implementation is robust with no visible technical debt or performance bottlenecks. Opportunities exist to improve privacy and compliance documentation and to enhance security transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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