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Security report for statefarm.com

State Farm · Finance · United States

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

State Farm is a well-established insurance and financial services company with over 100 years of experience, offering a wide range of products including auto, home, life, health insurance, banking, and investment services. The website reflects a mature digital presence with comprehensive content, clear navigation, and strong branding. The company targets consumers and small businesses seeking personalized insurance and financial solutions, supported by a large network of agents and digital tools such as a mobile app with high user ratings. Technically, the website employs modern web technologies including React and Next.js frameworks, integrates analytics and marketing tools like Google Tag Manager and Optimizely, and demonstrates good performance and mobile optimization. Security best practices are evident with HTTPS enforcement, security headers, and secure form handling. Privacy policies and cookie consent mechanisms are comprehensive and GDPR compliant. The security posture is strong with no detected vulnerabilities or blocking mechanisms. However, the site could improve by publishing explicit incident response contacts and vulnerability disclosure information. Overall, the domain registration data aligns well with the company's identity, reinforcing trust and legitimacy. Strategically, State Farm maintains a robust online presence that supports its market leadership in insurance and financial services, leveraging technology to enhance customer experience and operational efficiency.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching statefarm.com

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
30
Email security
72
DNS health
90
Network security
100
GDPR outside view
53
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

State Farm holds a dominant position in the insurance and financial services market, serving over 91 million policies and accounts with a vast agent network. Its business model combines traditional agent-based sales with digital self-service platforms, enabling broad customer reach and personalized offerings. Revenue streams include insurance premiums, banking products, and investment services. The company actively promotes bundling discounts and digital engagement through its app and online account management. Partnerships with banking and claims processing domains indicate a well-integrated service ecosystem. Growth indicators include continuous innovation, awards for digital tools, and strong customer satisfaction metrics.

Security posture

The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and no visible exposure of sensitive data. Privacy and security policies are clearly communicated, supporting compliance with GDPR and other regulations. The absence of a published incident response or vulnerability disclosure channel is a minor gap. The use of third-party analytics and marketing scripts is managed without evident vulnerabilities. Overall, the security culture appears proactive, though transparency in incident handling could be enhanced to further build trust.

Recommendations

  1. Publish explicit incident response and security contact information on the website.
  2. Implement and publicize a vulnerability disclosure policy or security.txt file.
  3. Regularly review and update third-party scripts to mitigate potential vulnerabilities.
  4. Enhance transparency on data retention and processing practices in privacy documentation.
  5. Consider obtaining and displaying recognized security certifications to reinforce trust.

Contact details published on the site

Addresses
Legal name
State Farm Mutual Automobile Insurance Company
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
State Farm
Description
Discover State Farm's personalized insurance options with our innovative Personal Price Plan®. With over 100 years of experience, we provide tailored coverage options to help meet your needs. Get a quote today and experience the difference.
Key services
Auto Insurance, Homeowners Insurance, Life Insurance, Health Insurance, Banking Services, Investment Services, Claims Management
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, Google Tag Manager, Optimizely, UserZoom, Deel, SVG icons, Modern CSS (Normalize.css)
Frameworks
React, Next.js
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Secure forms with validation
  • No exposed sensitive data in HTML
  • Use of Content Security Policy
  • Privacy and security policies clearly linked

Analytics and tracking

Services
Google Tag Manager, Optimizely, UserZoom
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Optimizely, UserZoom
Marketing tools
Optimizely, UserZoom
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Comprehensive insurance and financial services offerings
  3. Strong brand presence with consistent messaging
  4. Multiple user engagement points including quote forms and agent finder
  5. Robust privacy and security policies publicly available
  6. Use of modern web technologies and analytics tools
  7. No signs of blocking or WAF interference
  8. Clear contact information and customer support channels
  9. Active social media presence on major platforms
Technical notes

Notes

The website is built on a modern React and Next.js stack, ensuring fast rendering and good SEO capabilities. It uses normalized CSS and responsive design techniques for excellent mobile optimization and accessibility. Integration with analytics and marketing platforms is well-implemented, supporting data-driven decision making. Hosting appears enterprise-grade, with no performance bottlenecks detected. The technical infrastructure supports scalability and security, though continuous monitoring of third-party dependencies is recommended to avoid technical debt and security risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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