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Security report for standard.com

The Standard · Finance · United States

Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

80/100

Risk levelLow

0–100, higher is better. How it is calculated

The Standard is a well-established insurance and financial services company operating primarily in the United States. The company offers a broad range of products including insurance, retirement plans, and investment services targeting individuals, families, businesses, and brokers. The website reflects a professional brand with consistent messaging and a focus on customer service and financial wellness. The parent company is StanCorp Financial Group, Inc., with subsidiaries including Standard Insurance Company and The Standard Life Insurance Company of New York. The site is content-rich and designed to serve multiple audiences with clear navigation and calls to action. Technically, the website is built on Drupal CMS with modern JavaScript libraries and integrates Google Tag Manager and Qualtrics for analytics and user feedback. The site is mobile-optimized and accessible, with good SEO practices. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though some security headers could be improved. Privacy compliance is good with a clear privacy policy and responsible disclosure program, but lacks a cookie consent mechanism. The WHOIS data for the domain is unavailable, which raises some concerns about domain registration transparency. However, the website's professional presentation, external partnerships, and social media presence support its legitimacy. No WAF or blocking mechanisms were detected, allowing full content access. Overall, the website demonstrates a mature digital presence with strong business credibility and security posture, though improvements in transparency and cookie consent could enhance compliance and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching standard.com

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
80
Email security
85
DNS health
80
Network security
100
GDPR outside view
53
Average
80

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention standard.com, from OffSeq Breach.

Total records
2,243
Employees
32
Customers
2,138
Third parties
73
Weak passwords
7%

Latest record dated 2026-01-13 · 53 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for standard.com.

Select it in the checkout above.

Masked preview

  • –.standard.com2026-01-13
  • –.standard.com2026-01-12
  • –-nonprd.standard.com2026-01-12
  • –h.standard.com2026-01-12
  • –h.standard.com2026-01-12

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Standard positions itself as a comprehensive provider of insurance and financial products with a focus on workplace benefits and individual financial wellness. Its business model revolves around direct service to individuals and families, as well as B2B offerings for employers and brokers. The company leverages partnerships with specialized service providers to enhance its product suite and administration capabilities. The presence of a responsible disclosure program indicates a proactive approach to security and compliance. The company targets a broad market segment including small businesses, large employers, and financial advisors, indicating a diversified revenue stream. The website content and external references suggest a stable market position with a focus on customer-centric service and innovation in disability and workplace benefits.

Security posture

The website employs HTTPS with a strong SSL configuration, ensuring secure data transmission. Security best practices include warnings for external links and no exposed sensitive data in the HTML. However, the absence of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options is a gap that could be addressed to enhance protection against common web attacks. No vulnerable or outdated libraries were detected in the scripts used. The site lacks visible incident response contact information and a security.txt file, which are recommended for transparency and vulnerability management. Overall, the security posture is good but could be improved with additional headers and published security policies.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to strengthen web security.
  2. Add a cookie consent banner/mechanism to comply with privacy regulations and improve user transparency.
  3. Publish clear incident response and security contact information to facilitate vulnerability reporting and response.
  4. Create and host a security.txt file to formalize vulnerability disclosure processes.
  5. Enhance WHOIS transparency or provide domain registration details on the website to improve trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
The Standard
Description
We provide insurance, retirement and investment products and services. Work with our team of remarkable people united by compassion and a genuine desire to help others.
Key services
Insurance, Retirement plans, Investment products, Workplace benefits
Content quality
excellent
Branding
consistent

Technology

Stack
Drupal CMS, jQuery, Google Tag Manager, Qualtrics, iframeResizer
Frameworks
Drupal
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • External link popups with warnings

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Qualtrics
Marketing tools
Qualtrics
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich.
  2. Strong focus on insurance and financial services.
  3. No direct contact emails or phone numbers found; contact via forms.
  4. No explicit cookie consent mechanism detected.
  5. Good mobile and accessibility features.
  6. Use of multiple external partners and tracking tools.
  7. WHOIS data unavailable, limiting domain trust verification.
Technical notes

Notes

The website is built on a modern Drupal CMS platform, leveraging jQuery and other JavaScript libraries for enhanced interactivity. Google Tag Manager and Qualtrics are integrated for analytics and user feedback collection. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA labels. Performance is moderate with asynchronous loading of scripts and optimized images. The technical infrastructure appears well-maintained with no visible technical debt or deprecated technologies. Opportunities exist to improve security headers and implement cookie consent mechanisms to align with best practices and regulatory requirements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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