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Security report for stablepay.cards

StablePay · Finance · N/a

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

StablePay is a cryptocurrency payment card service that enables users to store highly liquid tokens, issue virtual cards supporting Mastercard and Visa, and pay for international services seamlessly. The platform targets cryptocurrency users seeking convenient crypto-to-fiat payment solutions with global acceptance in over 200 countries. Technically, the website is built using modern frameworks such as React and Next.js, with integration of Wallet Connect for secure wallet connections and Yandex Metrica for analytics. The site is well-optimized for mobile devices and offers a professional user experience. Security-wise, StablePay emphasizes compliance with PCI DSS, ISO 27001, and AML/KYC standards, ensuring robust protection of user funds and data. However, the absence of explicit privacy and cookie policies, as well as incident response contacts, indicates areas for improvement in transparency and compliance. Overall, the website presents a trustworthy and professional front for a fintech service, though enhancing privacy compliance and security disclosures would strengthen its risk posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching stablepay.cards

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
65
Email security
85
DNS health
75
Network security
100
GDPR outside view
50
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

StablePay operates in the fintech sector, focusing on crypto payment cards and wallet services. Its business model revolves around issuing virtual cards linked to crypto wallets, enabling instant crypto-to-fiat conversions for everyday purchases. The company positions itself as a next-generation crypto payment platform with global reach, leveraging partnerships with Mastercard and Visa. The target customers are crypto holders who want to use their assets for conventional payments worldwide. The platform's competitive advantage lies in its instant card issuance, multi-currency support, and integration with popular payment platforms like Apple Pay and Google Pay. While the company appears small and relatively new, its compliance with major security standards and use of recognized payment networks suggest a credible market presence. The lack of detailed company registration data and physical addresses limits deeper business intelligence insights.

Security posture

StablePay demonstrates a mature security posture by adhering to internationally recognized standards such as PCI DSS, ISO 27001, and AML/KYC compliance. The website enforces HTTPS and avoids exposing sensitive data in its HTML content. However, the absence of explicit security headers (e.g., CSP, HSTS) and lack of published privacy and cookie policies represent compliance gaps. No incident response or vulnerability disclosure mechanisms are publicly available, which could hinder timely handling of security incidents. The use of Wallet Connect for wallet integration adds a layer of security for crypto transactions. Overall, the security maturity is good but could be enhanced by improving transparency and implementing additional security controls.

Recommendations

  1. Publish comprehensive privacy and cookie policies to improve GDPR and privacy compliance.
  2. Implement and advertise a vulnerability disclosure policy and incident response contact to enhance security transparency.
  3. Add security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options to strengthen web security.
  4. Provide additional contact information including phone numbers and physical addresses to improve business credibility.
  5. Regularly audit and update third-party scripts and analytics tools to minimize tracking risks and ensure compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
StablePay
Description
StablePay offers a cryptocurrency payment card service supporting Mastercard and Visa, enabling users to store highly liquid tokens, issue cards, and pay for international services within one application.
Key services
Crypto wallet integration, Issuance of virtual crypto cards, Instant crypto-to-fiat conversion, Support for Apple Pay and Google Pay, Payments in 200+ countries
Content quality
good
Branding
consistent

Technology

Stack
React, Next.js, Wallet Connect, Yandex Metrica
Frameworks
Next.js
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of PCI DSS and ISO 27001 standards
  • AML/KYC compliance
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Yandex Metrica
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Yandex Metrica
Marketing tools
Yandex Metrica
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. No privacy, cookie, or terms of service policies found on the site.
  3. Contact information limited to a single support email in the footer.
  4. Strong emphasis on security certifications and compliance standards.
  5. Modern, responsive design with good UX and mobile optimization.
  6. Use of Yandex Metrica for analytics indicates moderate user tracking.
  7. No phone numbers or physical addresses disclosed.
  8. No vulnerability disclosure or incident response contacts provided.
Technical notes

Notes

The website is built on a modern React and Next.js stack, ensuring fast performance and good SEO optimization. It uses Wallet Connect technology for secure crypto wallet integration and Yandex Metrica for user analytics. The site is mobile-optimized with responsive design and good accessibility features. No CMS or hosting provider details are explicitly identified. The technical implementation is robust with no visible errors or broken elements. However, the site lacks some advanced security headers and privacy compliance features, which are important for fintech platforms handling sensitive financial data.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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