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Security report for spp.se

SPP Pension & Försäkring AB (publ) · Finance · Sweden

High risk. 9 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

39/100

Risk levelHigh

0–100, higher is better. How it is calculated

SPP Pension & Försäkring AB is a well-established Swedish financial services company specializing in pension, savings, and insurance solutions for both private individuals and businesses. The website reflects a mature digital presence with comprehensive content tailored to its Swedish audience, emphasizing sustainable and accessible pension products. The company operates under the parent company Storebrand, reinforcing its market position in the Nordic financial sector. Technically, the site leverages modern frameworks such as Blazor Server and integrates multiple third-party marketing and analytics tools, including Google Tag Manager, Hotjar, and Salesforce platforms. However, a critical security gap exists due to the absence of a valid SSL certificate and lack of HTTPS enforcement, which significantly impacts the site's security posture. While privacy and cookie policies are well implemented with consent mechanisms, no explicit security policy or incident response contacts are found. Overall, the site is professional and trustworthy but requires urgent remediation of its SSL/TLS configuration to ensure secure user interactions.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching spp.se

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
35
Email security
50
DNS health
50
Network security
100
GDPR outside view
0
Average
39

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

SPP targets Swedish private and corporate customers seeking pension and insurance products, positioning itself as a provider of affordable and sustainable financial solutions. Its business model centers on digital service delivery combined with licensed advisory services. The company benefits from its affiliation with Storebrand, enhancing credibility and resource access. The website content and navigation are designed to support customer education and engagement, with tools like pension calculators and detailed guides. The marketing ecosystem is robust, utilizing multiple ad networks and tracking services to optimize outreach. The absence of direct contact emails or phone numbers in the public domain suggests a preference for controlled communication channels via forms and social media. The company demonstrates strong branding consistency and content quality, supporting its large enterprise status in the finance sector.

Security posture

The website exhibits a moderate security maturity level with a well-defined Content Security Policy and secure cookie attributes. However, the lack of a valid SSL certificate and disabled TLS protocols represent critical vulnerabilities that expose users to potential interception and data integrity risks. The absence of HSTS and OCSP stapling further weakens the HTTPS security model. No evidence of a formal security policy or incident response contact points to potential gaps in organizational security governance and transparency. The integration of multiple third-party scripts necessitates ongoing monitoring to mitigate supply chain risks. Immediate remediation of SSL/TLS issues and enhancement of security headers are recommended to elevate the security posture to industry standards.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable and enforce modern TLS protocols (TLS 1.2 and TLS 1.3) and disable deprecated versions.
  3. Implement HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  4. Enable OCSP stapling to improve certificate revocation checking performance and security.
  5. Publish a clear security policy and provide incident response contact information on the website.
  6. Regularly audit third-party scripts and tracking tools to minimize security and privacy risks.
  7. Enhance transparency by providing direct company contact emails and phone numbers for customer support.

Contact details published on the site

Addresses
Legal name
SPP Pension & Försäkring AB (publ)
Registration number
516401-8599
Technical notes

Notes

The website is hosted on an Ubuntu server running nginx 1.18.0 and uses Blazor Server technology for interactive components. It integrates with Salesforce Lightning and employs a variety of marketing and analytics tools including Google Tag Manager, Hotjar, and LinkedIn Ads. The site uses a comprehensive Content Security Policy to restrict resource loading to trusted domains. Performance metrics indicate slow loading times, possibly due to multiple external dependencies and lack of session resumption in TLS. The site is mobile optimized with good accessibility and SEO practices. However, the invalid SSL certificate and lack of HTTPS enforcement are significant technical risks that undermine user trust and data security. Addressing these issues will improve both security and performance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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