Skip to main content

Security report for spk-goettingen.de

Sparkasse Göttingen · Finance · Germany

Medium risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

Sparkasse Göttingen is a regional financial institution providing a broad range of banking and financial services including online banking, loans, credit cards, investments, insurance, and real estate services. The website targets both private and corporate customers with a strong emphasis on secure and user-friendly online banking experiences. The bank maintains a solid market position within the Göttingen region, supported by comprehensive service offerings and a professional digital presence. Technically, the website is built on a modern infrastructure likely powered by Adobe Experience Manager CMS, utilizing JavaScript, CSS, and React components for dynamic content. The site is well-optimized for mobile devices and accessibility, featuring clear navigation and SEO best practices. The presence of cookie consent mechanisms and privacy policies indicates a mature approach to data protection and compliance. From a security perspective, the website enforces HTTPS and includes session management features such as session timeout warnings. While explicit security headers are not fully confirmed, the overall posture is strong with no visible vulnerabilities or exposed sensitive data. However, the absence of a published security policy or incident response contact suggests room for improvement in transparency and readiness. Overall, the site is trustworthy, professionally maintained, and compliant with GDPR requirements. It demonstrates a high level of digital maturity suitable for a financial institution, with recommendations focusing on enhancing security disclosures and incident response transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching spk-goettingen.de

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
90
Email security
60
DNS health
65
Network security
100
GDPR outside view
68
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention spk-goettingen.de, from OffSeq Breach.

Total records
640
Employees
0
Customers
639
Third parties
1
Weak passwords
58%

5 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for spk-goettingen.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Sparkasse Göttingen operates as a traditional savings bank serving the Göttingen region in Germany. Its business model revolves around retail and corporate banking, offering products such as checking accounts, credit cards, loans, investment products, insurance, and private banking. The bank leverages digital channels to enhance customer engagement and service delivery, including a secure online banking platform and mobile app presence. The institution benefits from strong local brand recognition and a comprehensive service portfolio, positioning it competitively within the regional finance sector. Partnerships with DekaBank and integration of investment products indicate strategic alliances that broaden its offerings. The bank targets a wide customer base from young clients to private and corporate customers, emphasizing trust, security, and convenience.

Security posture

The website exhibits a solid security posture with mandatory HTTPS encryption and secure login mechanisms. Session timeout warnings and cookie consent banners reflect attention to user security and privacy. No critical vulnerabilities or exposed sensitive information were detected in the HTML content. However, the absence of explicit security headers such as Content-Security-Policy or X-Frame-Options in the visible source is a minor gap. Additionally, no public security policy or dedicated incident response contact is provided, which could hinder vulnerability reporting and incident management. The site complies with GDPR through clear privacy and cookie policies. Overall, the security maturity is good but could be enhanced by publishing formal security policies and implementing additional HTTP security headers.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and user guidance.
  2. Add explicit HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to strengthen browser security.
  3. Provide clear incident response contact information or a security.txt file to facilitate vulnerability reporting.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance transparency on data protection officer contact details to improve GDPR compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkasse Göttingen
Description
Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.
Key services
Online Banking, Girokonto (Checking accounts), Kreditkarte (Credit cards), Kredite und Finanzierungen (Loans and financing), Sparen und Anlegen (Savings and investments), Versicherungen (Insurance), Immobilien (Real estate services), Private Banking
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, jQuery (implied by $ usage), React (partial usage in app info overlay)
Frameworks
Custom Sparkasse framework, SAppInfo (custom app info component)
Platforms
Web desktop and mobile optimized
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login form
  • Cookie consent mechanism
  • Session timeout with countdown

Analytics and tracking

Services
Universal Analytics (Google Analytics)
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
module.spk-goettingen.de (custom tracking pixel)
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive banking services offered with clear navigation and professional design.
  3. Strong privacy and cookie consent mechanisms in place.
  4. No explicit security policy or incident response contact found on the site.
  5. Social media presence on major platforms enhances trust.
  6. Use of Adobe Experience Manager CMS and custom Sparkasse frameworks.
  7. Good mobile optimization and accessibility features.
  8. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on a modern and scalable CMS platform, likely Adobe Experience Manager, supporting dynamic content and responsive design. The tech stack includes JavaScript, CSS, and React components, enabling interactive features such as chatbots and market data displays. The site demonstrates good mobile optimization and accessibility compliance, with ARIA roles and keyboard navigation aids. Performance is moderate, with optimized images and asynchronous script loading. SEO is well addressed through meta tags, canonical links, and structured navigation. The use of custom Sparkasse frameworks and integration with external financial data providers indicates a mature technical infrastructure. Opportunities exist to improve security header implementation and enhance incident response mechanisms.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with spk-goettingen.de. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review spk-goettingen.de.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.