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Security report for spk-arnstadt-ilmenau.de

Sparkasse Arnstadt-Ilmenau · Finance · Germany

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Sparkasse Arnstadt-Ilmenau is a regional financial institution in Germany offering a broad range of banking and financial services to private and corporate customers. The website reflects a mature digital presence with comprehensive service information, secure online banking access, and clear customer support channels. The bank emphasizes security and privacy compliance, including GDPR adherence and cookie consent mechanisms. The technical infrastructure is modern, likely based on Adobe Experience Manager, with good mobile optimization and accessibility features. Security posture is strong with HTTPS enforced and secure forms, though some security headers could be improved. Overall, the website is professional, trustworthy, and well-aligned with the bank's business model and market position.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching spk-arnstadt-ilmenau.de

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
65
DNS health
70
Network security
100
GDPR outside view
68
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the finance sector with a focus on retail and corporate banking services including accounts, credit cards, loans, investments, insurance, and retirement planning. It targets private customers and businesses in the Ilm-Kreis region of Germany. The business model is traditional banking supplemented by digital services. The website supports customer acquisition and service delivery with detailed product pages and online applications. Partnerships with DekaBank and the broader Sparkasse network enhance product offerings. The company has a long history dating back to 1825, reinforcing its market credibility. The digital presence supports growth and customer engagement through modern web technologies and integrated marketing tools.

Security posture

The website demonstrates a solid security foundation with HTTPS and secure login forms. Cookie consent and privacy policies indicate compliance with GDPR. However, the absence of explicit security headers such as Content-Security-Policy and X-Frame-Options suggests room for improvement. No incident response or vulnerability disclosure information is provided, which could enhance transparency and trust. No vulnerabilities or exposed sensitive data were detected in the analysis. Overall, the security posture is good but could benefit from additional best practices and published security policies.

Recommendations

  1. Implement and publish security headers like Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Create and maintain a dedicated security or incident response page including contact channels for vulnerability reporting.
  3. Add a security.txt file at the root domain to facilitate responsible vulnerability disclosure.
  4. Regularly audit third-party scripts and tracking pixels to ensure no privacy or security risks.
  5. Enhance transparency by providing more detailed information about data retention policies and security certifications.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkasse Arnstadt-Ilmenau
Description
Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.
Key services
Online-Banking, Girokonten, Kreditkarten, Kredite und Finanzierungen, Sparen und Anlegen, Versicherungen, Altersvorsorge, Immobilienfinanzierung
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login form
  • Cookie consent mechanism

Analytics and tracking

Services
Google Analytics (implied)
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
tdg
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Comprehensive service offerings for private and corporate customers.
  3. Strong emphasis on security and privacy compliance.
  4. Multiple contact channels including phone and online forms.
  5. No signs of suspicious or malicious content.
  6. Use of modern web technologies and CMS.
  7. Cookie consent and privacy policies are clearly presented.
Technical notes

Notes

The website uses a modern CMS platform, likely Adobe Experience Manager, with minified JavaScript and CSS assets for performance. The site is mobile optimized and includes accessibility features such as skip navigation buttons and ARIA labels. SEO is supported by meta tags and structured navigation. External integrations include investment market data and app store links. Performance is moderate with room for optimization. No deprecated or vulnerable libraries were detected. The technical setup supports a professional banking website with a good balance of usability and security.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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