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Security report for sparkasse-sha.de

Sparkasse Schwäbisch Hall - Crailsheim · Finance · Germany

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Sparkasse Schwäbisch Hall - Crailsheim operates as a regional savings bank in Germany, providing a broad range of financial services including retail banking, loans, investments, insurance, and real estate financing. The website targets both private and corporate customers with a comprehensive digital presence that supports online banking and customer engagement. The bank maintains a strong local market position with a focus on customer service and digital accessibility. Technically, the website is built on a modern CMS platform (likely Adobe Experience Manager) with a well-structured front-end using JavaScript and CSS. The site is mobile-optimized, accessible, and SEO-friendly, reflecting a mature digital infrastructure. The presence of cookie consent mechanisms and privacy policies indicates compliance with GDPR and related regulations. From a security perspective, the site enforces HTTPS and employs session management features such as session timeout warnings. While explicit security headers are not visible in the provided data, the overall posture appears strong with no evident vulnerabilities or exposed sensitive data. However, the site could improve transparency by publishing explicit security policies and incident response procedures. Overall, the website is professional, trustworthy, and well-aligned with the business goals of a regional financial institution. It demonstrates good digital maturity and compliance, with minor recommendations for enhanced security documentation and header implementation.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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Keep watching sparkasse-sha.de

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
65
DNS health
70
Network security
100
GDPR outside view
68
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention sparkasse-sha.de, from OffSeq Breach.

Total records
581
Employees
0
Customers
581
Third parties
0
Weak passwords
62%

6 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for sparkasse-sha.de.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank leverages its regional brand to offer a full suite of financial products tailored to private and corporate clients. Its business model focuses on traditional banking services augmented by digital channels for convenience and efficiency. The presence of investment products, insurance, and real estate services indicates diversified revenue streams. The website's integration with social media and digital assistants suggests an emphasis on customer engagement and modern marketing. The bank's partnerships with DekaBank and LBS-Bausparen reflect strategic alliances to broaden product offerings. Growth indicators include digital banking adoption and event marketing such as open house invitations. Competitive advantages include strong local presence, trusted brand, comprehensive service portfolio, and digital accessibility. The bank targets a broad demographic including young customers, private banking clients, and businesses. The partnership ecosystem includes investment and insurance providers, enhancing service depth.

Security posture

The website demonstrates a solid security foundation with mandatory HTTPS, session timeout warnings, and cookie consent management. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of explicit security policies or incident response contacts is a gap that could be addressed to improve transparency and readiness. GDPR compliance is evident through privacy and cookie policies. The use of a reputable CMS and professional DNS management further supports security maturity. Overall, the security posture is strong for a financial institution's public website, with room for improvement in documented policies and security headers.

Recommendations

  1. Publish explicit security policy and incident response information on the website to enhance transparency and customer trust.
  2. Implement and disclose security headers such as X-Frame-Options and X-Content-Type-Options to strengthen protection against common web attacks.
  3. Establish a public vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.
  4. Regularly audit third-party scripts and tracking tools to minimize privacy risks and ensure compliance with data protection regulations.
  5. Enhance accessibility features and mobile optimization continuously to maintain high usability standards for all users.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkasse Schwäbisch Hall - Crailsheim
Description
Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.
Key services
Girokonto, Online-Banking, Kreditkarte, Privatkredit, Sparen und Anlegen, Wertpapierdepot, Immobilienfinanzierung, Versicherungen
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5
Frameworks
jQuery (implied by $ usage), Custom Sparkasse clientlibs
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • Session timeout warning
  • Secure login form

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Cookie consent management
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Comprehensive product and service offerings for private and corporate customers
  3. Strong emphasis on security and privacy compliance
  4. Active social media presence on major platforms
  5. Clear contact and support information
  6. No signs of malicious or suspicious activity
Technical notes

Notes

The website is built on a modern CMS platform, likely Adobe Experience Manager, indicated by the directory structure and client libraries. It uses JavaScript and CSS for dynamic content and styling, with jQuery implied by usage patterns. The site is mobile responsive and includes accessibility features such as skip navigation buttons and ARIA labels. Performance is moderate, with optimized images and structured navigation. SEO is supported by meta tags, canonical links, and structured navigation menus. The technical infrastructure is robust, supporting a professional banking service with integrated digital assistants and chat features. Hosting details are not explicit but DNS management is professional with multiple name servers under s-fg-net domains.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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