Skip to main content

Security report for sparkasse-rhein-neckar-nord.de

Sparkasse Rhein Neckar Nord · Finance · Germany

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Sparkasse Rhein Neckar Nord is a regional financial institution in Germany offering a comprehensive range of banking and financial services to private and corporate customers. Their website provides secure online banking, credit products, investment options, insurance, and real estate services, positioning them as a trusted local bank with digital capabilities. The site is well-structured, professionally designed, and targets a broad audience including retail clients and businesses. Technically, the website uses modern web technologies including JavaScript, React components, and is likely powered by Adobe Experience Manager CMS. It is mobile-optimized and accessible, with good SEO practices. Security posture is strong with HTTPS enforced, session management, and cookie consent mechanisms, although explicit security policies and incident response contacts are not published. Overall, the domain registration data aligns with the website content, confirming legitimacy. The site maintains a moderate level of user tracking primarily through Google Analytics and marketing pixels, with GDPR-compliant privacy and cookie policies. The website is safe for general audiences with no adult or questionable content.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching sparkasse-rhein-neckar-nord.de

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
55
DNS health
65
Network security
100
GDPR outside view
68
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention sparkasse-rhein-neckar-nord.de, from OffSeq Breach.

Total records
1,169
Employees
0
Customers
1,169
Third parties
0
Weak passwords
61%

7 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for sparkasse-rhein-neckar-nord.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates primarily in the finance sector, serving both private and corporate clients with a wide portfolio of products including accounts, loans, credit cards, investments, and insurance. It leverages digital channels for customer engagement, including online and mobile banking apps, chat and video advisory services, and social media presence. The business model focuses on regional banking with strong customer service and digital transformation. The website reflects a mature digital presence with integrated marketing and analytics tools. No direct revenue streams are visible but typical banking income sources apply. The institution benefits from the Sparkassen-Finanzgruppe brand, enhancing trust and market position. Partnerships with investment providers like Deka and PAYBACK loyalty program are evident. Growth indicators include digital service expansion and customer engagement tools.

Security posture

The website demonstrates a solid security posture with mandatory HTTPS, session timeout warnings, and cookie consent management. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a published security policy or incident response contact reduces transparency. Security headers are implied but not explicitly confirmed in the HTML. The site uses secure login forms and provides multiple secure contact channels including encrypted messaging. Compliance with GDPR is evident through privacy and cookie policies. Recommendations include publishing a dedicated security policy, incident response contacts, and a security.txt file to enhance vulnerability disclosure transparency. Overall, the security maturity is good but could be improved with more explicit documentation.

Recommendations

  1. Publish a dedicated security policy page outlining security frameworks and practices.
  2. Add incident response contact information such as security@ or abuse@ email addresses.
  3. Implement and publish a security.txt file for vulnerability disclosure.
  4. Verify and explicitly set security headers like Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  5. Enhance transparency on data retention policies related to analytics and tracking.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkasse Rhein Neckar Nord
Description
Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.
Key services
Online-Banking, Girokonto, Kreditkarte, Kredite und Finanzierungen, Sparen und Anlegen, Versicherungen, Immobilien, Altersvorsorge, Deka Investments
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, React (implied by React data-reactid attributes), jQuery (implied by $ usage in scripts)
Frameworks
Custom Sparkasse framework, React (partial usage)
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Session timeout with countdown
  • Cookie consent mechanism
  • Secure login form
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Universal Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation.
  2. Strong focus on retail and corporate banking services.
  3. Comprehensive cookie consent and privacy policy present.
  4. Multiple contact channels including phone, chat, and video consultation.
  5. Social media presence on major platforms.
  6. No signs of suspicious or malicious content.
  7. Good technical implementation with modern web technologies.
  8. No explicit security policy or incident response contact found.
Technical notes

Notes

The website is built on a modern technology stack including JavaScript, React components, and CSS, likely managed via Adobe Experience Manager CMS. It is mobile-optimized and accessible with features like skip navigation buttons and language options. Performance is moderate with optimized images and scripts. The site uses universal analytics and marketing pixels for data collection. The infrastructure appears stable with multiple name servers and consistent domain registration. Technical risks are minimal but could include dependency on third-party analytics and marketing services. Opportunities exist to improve security header implementation and incident response readiness. Overall, the technical infrastructure supports a professional and user-friendly banking website.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with sparkasse-rhein-neckar-nord.de. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review sparkasse-rhein-neckar-nord.de.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.