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Security report for sparkasse-nuernberg.de

Sparkasse Nürnberg · Finance · Germany

Medium risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Sparkasse Nürnberg is a well-established regional bank in Germany offering a comprehensive range of financial services including online banking, loans, insurance, investment products, and advisory services targeted at both private and corporate customers. The website reflects a strong market position with recognized awards for customer service and employer reputation. Technically, the site is built on Adobe Experience Manager, uses modern web technologies, and provides a good user experience with mobile optimization and accessibility features. Security posture is strong with HTTPS enforcement, session management, and cookie consent mechanisms, although explicit security policies and incident response information are not published. Overall, the website is professional, trustworthy, and compliant with GDPR requirements.

Scanned

NIS2 and GDPR posture

GDPR outside view
28/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching sparkasse-nuernberg.de

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
90
Email security
65
DNS health
70
Network security
100
GDPR outside view
28
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention sparkasse-nuernberg.de, from OffSeq Breach.

Total records
2,893
Employees
0
Customers
2,844
Third parties
49
Weak passwords
61%

12 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for sparkasse-nuernberg.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank targets private and corporate clients with a broad portfolio of banking and financial products. It leverages a strong local presence in Nürnberg and maintains a robust digital infrastructure. The business model focuses on retail banking, investment services, and insurance products. The company benefits from a reputable brand and multiple certifications, enhancing customer trust. Partnerships with cultural institutions and external investment platforms are evident. The website supports customer engagement through multiple contact channels and digital services, indicating a mature digital strategy.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, session timeout features, and cookie consent management. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a published security policy or vulnerability disclosure program limits transparency. Incident response contact information is not provided, which could be improved to enhance trust and readiness. Overall, the security measures align with industry best practices for a financial institution's public website.

Recommendations

  1. Publish a dedicated security policy page outlining security frameworks and practices.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure or security.txt file to encourage responsible reporting.
  4. Enhance transparency by listing the Data Protection Officer contact details explicitly.
  5. Continue monitoring and updating third-party scripts and tracking tools to minimize privacy risks.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkasse Nürnberg
Description
Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.
Key services
Online-Banking, Girokonto, Kreditkarten, Kredite und Finanzierungen, Sparen und Anlegen, Wertpapiere und Börse, Altersvorsorge, Versicherungen, Immobilien, Bausparen
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, React (partial, for chatbot), jQuery (implied by $ usage), Google Analytics
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • Session timeout with countdown
  • No exposed sensitive data in HTML
  • Use of secure cookies (implied by cookie settings)

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Sparkasse tracking pixel (tdg)
Marketing tools
Cookie consent management
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Comprehensive navigation with detailed product and service offerings
  3. Strong emphasis on customer service and contact options
  4. Clear cookie and privacy consent mechanisms in place
  5. Use of modern web technologies and CMS
  6. Multiple social media channels actively linked
  7. Security best practices observed but no explicit security policy published
Technical notes

Notes

The website is built on Adobe Experience Manager, indicating a robust enterprise CMS platform. It uses modern JavaScript and CSS assets, with some React components for chatbot functionality. Performance is moderate with good mobile optimization and accessibility features. SEO is well addressed with meta tags and structured navigation. The site integrates Google Analytics for user tracking and employs cookie consent banners for compliance. Hosting details are not explicit but the domain and infrastructure appear stable and professional. Opportunities exist to further optimize performance and enhance security transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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