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Security report for sparkasse-neuwied.de

Sparkasse Neuwied · Finance · Germany

Medium risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

Sparkasse Neuwied is a regional financial institution in Germany offering a comprehensive range of banking and financial services to private and corporate customers. Their website serves as a secure online banking portal with extensive product information including accounts, loans, investments, insurance, and real estate services. The site targets both private individuals and businesses in the Neuwied region, positioning itself as a trusted local financial partner with a strong brand presence and customer service focus. Technically, the website is built on a modern CMS platform (likely Adobe Experience Manager) with a well-structured navigation and responsive design optimized for mobile devices. The use of HTTPS and encrypted communication channels for chat and forms indicates a mature digital infrastructure. However, some security best practices such as explicit security headers and cookie consent mechanisms could be improved. From a security perspective, the site demonstrates good practices including session management and encrypted data transmission. No critical vulnerabilities or exposed sensitive data were detected. The absence of a public security policy or incident response contact is a minor gap. Overall, the security posture is strong for a financial institution of this scale. The domain WHOIS data aligns well with the website's identity, showing consistent registration and authoritative name servers. The site is fully accessible without WAF or blocking mechanisms, enabling comprehensive analysis. Social media integration and clear contact information enhance trust and user engagement. Strategic recommendations include implementing a cookie consent banner to improve GDPR compliance, publishing a security policy and incident response contact, and adding security headers to strengthen defense against web attacks. These steps will enhance user trust and regulatory adherence while maintaining the site's professional and secure image.

Scanned

NIS2 and GDPR posture

GDPR outside view
28/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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Keep watching sparkasse-neuwied.de

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
55
DNS health
65
Network security
100
GDPR outside view
28
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention sparkasse-neuwied.de, from OffSeq Breach.

Total records
595
Employees
0
Customers
595
Third parties
0
Weak passwords
67%

7 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for sparkasse-neuwied.de.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Sparkasse Neuwied operates as a regional bank within the German financial sector, focusing on retail and corporate banking services. Its competitive advantage lies in its strong local presence, comprehensive product portfolio, and integration with the broader Sparkasse network. Revenue streams likely include account fees, loan interest, investment products, and insurance commissions. The target customer segments are private individuals across age groups and local businesses. Growth indicators include digital service offerings such as online banking, mobile apps, and chat support. The partnership ecosystem includes Mastercard, Deka Investments, and regional service providers. Operationally, the bank emphasizes customer service accessibility and digital convenience, positioning itself as a trusted financial partner in its market.

Security posture

The website exhibits a mature security posture with HTTPS enforced site-wide, encrypted communication channels for customer service chats, and session timeout mechanisms. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of explicit security headers like Content-Security-Policy and X-Frame-Options represents an area for improvement. There is no publicly available security policy or incident response contact, which could hinder transparency and rapid response in case of incidents. GDPR compliance is mostly addressed through a comprehensive privacy policy, but the lack of a cookie consent mechanism is a compliance gap. Overall, the security culture appears strong but could benefit from enhanced transparency and technical hardening.

Recommendations

  1. Implement a cookie consent banner to comply fully with GDPR cookie regulations.
  2. Publish a dedicated security policy page outlining security measures and customer guidance.
  3. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection to HTTP responses.
  4. Provide clear incident response contact information, including security@ or abuse@ email addresses.
  5. Regularly audit and update third-party scripts and libraries to mitigate vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkasse Neuwied
Description
Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.
Key services
Online-Banking, Girokonto, Kreditkarte, Kredite und Finanzierungen, Sparen und Anlegen, Versicherungen, Immobilien services
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, jQuery
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • SSL encrypted chat and forms
  • Session timeout with countdown
  • No exposed sensitive data in HTML

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Tracking pixels
tdg (tracking pixel)
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is comprehensive and professionally presented.
  3. Strong focus on financial products and customer service.
  4. Multiple contact channels including phone, email, chat, and video chat.
  5. Social media presence on major platforms.
  6. No signs of suspicious or malicious content.
  7. No explicit cookie consent mechanism detected, which is a minor compliance gap.
  8. No explicit security policy or incident response information publicly available.
Technical notes

Notes

The website is built on a robust CMS platform, likely Adobe Experience Manager, indicated by client library paths and structured content. The front-end uses minified JavaScript and CSS for performance optimization. The site is responsive and includes accessibility features such as skip navigation buttons and ARIA labels. SEO is supported by meta tags, canonical links, and structured navigation. Performance is moderate with optimized images and lazy loading. No major technical debt or deprecated technologies were detected. Opportunities exist to enhance security headers and implement cookie consent mechanisms. The hosting provider is not explicitly identified but the domain uses multiple authoritative name servers consistent with a professional hosting environment.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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