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Security report for sparkasse.it

Sparkasse · Finance · Italy

Medium risk. 4 critical or high findings in Security headers and SSL/TLS.

Security score

72/100

Risk levelMedium

0–100, higher is better. How it is calculated

Sparkasse is a well-established financial institution in Italy focusing on retail banking services for private individuals and families. The website presents a professional and consistent brand image with a clear focus on banking products and services. The technical infrastructure leverages modern analytics and marketing tools such as Google Tag Manager, Microsoft Clarity, Hotjar, and Cookiebot for cookie consent management, indicating a mature digital presence. The site is built on the Umbraco CMS platform and integrates multimedia content via Vimeo and YouTube APIs. Security posture is strong with HTTPS enforced and cookie consent implemented, although explicit security headers could be improved. No privacy policy or terms of service were detected on the analyzed page, which is a gap in compliance documentation. Overall, the domain registration data aligns well with the business claims, supporting legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching sparkasse.it

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
40
Email security
70
DNS health
65
Network security
100
GDPR outside view
83
Average
72

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention sparkasse.it, from OffSeq Breach.

Total records
2,201
Employees
0
Customers
2,200
Third parties
1
Weak passwords
14%

18 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for sparkasse.it.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Sparkasse operates in the finance sector, targeting private individuals and families with retail banking products. The business model centers on traditional banking services including accounts, loans, and investments. The website's partner ecosystem includes related domains for customer engagement and online banking services. The company demonstrates a consistent branding strategy and uses extensive analytics and marketing tools to optimize user engagement and advertising effectiveness. The absence of visible contact information and compliance documents on this page suggests these may be located elsewhere on the site or require improvement. The market position appears stable with a focus on regional banking customers.

Security posture

The website exhibits a solid security foundation with HTTPS and cookie consent mechanisms in place. Multiple third-party analytics and advertising scripts are used, which increases the attack surface but are common in the industry. No critical vulnerabilities or exposed sensitive data were detected in the provided content. However, explicit security headers such as Content-Security-Policy and X-Frame-Options were not evident and should be implemented to enhance protection. Incident response and security policy documentation are not publicly visible on this page, which is a potential compliance and transparency gap. Overall, the security posture is good but could be strengthened with additional headers and published policies.

Recommendations

  1. Publish a comprehensive privacy policy and terms of service prominently on the website.
  2. Implement and verify security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Provide clear contact information including support emails and phone numbers on accessible pages.
  4. Regularly audit third-party scripts for security and privacy compliance.
  5. Publish incident response and security policies to improve transparency and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkasse
Description
Sparkasse is a financial institution providing banking services targeted at private individuals and families.
Key services
Bank accounts, Loans, Savings products, Investment services
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, Microsoft Clarity, Cookiebot, Hotjar, Vimeo Player API, YouTube iframe API, Bing Ads, Facebook Pixel
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, Hotjar
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google DoubleClick, Meta Platforms, Inc., Microsoft Advertising, Bing Ads
Tracking pixels
Facebook Pixel, Hotjar, Microsoft Clarity
Marketing tools
Cookiebot, Hotjar, Microsoft Clarity
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS and modern tracking and analytics tools.
  2. Cookie consent mechanism is implemented with granular user controls.
  3. No explicit privacy policy or terms of service found on the analyzed page.
  4. No direct contact information (emails, phone numbers, addresses) found in the provided content.
  5. Website content is professional and targeted at retail banking customers.
  6. No security or incident response policies visibly published on the page.
  7. Use of multiple third-party marketing and analytics services with clear privacy disclosures in cookie details.
Technical notes

Notes

The website uses a modern technology stack including Umbraco CMS, Google Tag Manager, Microsoft Clarity, Hotjar, Vimeo and YouTube APIs, and Cookiebot for consent management. The site is mobile optimized with responsive design and good SEO practices including canonical links and Open Graph metadata. Performance is moderate with asynchronous loading of scripts to improve speed. Accessibility is basic but could be enhanced with more ARIA roles and semantic HTML. The use of multiple analytics and marketing tools indicates a mature digital marketing strategy but requires ongoing management to mitigate privacy risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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