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Security report for sparkasse.de

Sparkasse.de · Finance · Germany

Medium risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Sparkasse.de serves as the central information portal for the Sparkassen-Finanzgruppe, a major financial group in Germany. The website provides comprehensive access to banking products, services, and a branch locator targeting private and corporate customers as well as real estate clients. The site is well-branded and positioned as a leading financial services portal in the German market. Technically, the site leverages modern frameworks such as Next.js and Material-UI, ensuring a responsive and accessible user experience. Security posture is solid with HTTPS enforced and error monitoring via Sentry, though there is room for improvement in security headers and formal security policies. Privacy compliance is partial, with no explicit privacy or cookie policies detected in the provided content. Overall, the site is professional, trustworthy, and well-maintained, reflecting the enterprise nature of the Sparkassen group.

Scanned

NIS2 and GDPR posture

GDPR outside view
33/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching sparkasse.de

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
90
Email security
70
DNS health
65
Network security
100
GDPR outside view
33
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention sparkasse.de, from OffSeq Breach.

Total records
3,962
Employees
0
Customers
3,907
Third parties
55
Weak passwords
27%

16 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for sparkasse.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Sparkasse portal targets a broad customer base including private individuals, businesses, and real estate clients, reflecting a diversified financial services business model. The site acts as an informational and service gateway rather than a direct transactional platform. Its market position is strong within Germany, supported by consistent branding and official social media presence. The business benefits from the backing of the Sparkassen-Finanzgruppe, a large financial conglomerate. The partnership with the real estate subdomain indicates a strategic ecosystem approach. Revenue streams likely include banking product sales and service facilitation. The website's digital maturity is high, supporting growth and customer engagement.

Security posture

The website demonstrates a mature security posture with mandatory HTTPS and integration of Sentry for error and performance monitoring. However, the absence of key security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces defense-in-depth. No vulnerability disclosure or incident response information is publicly available, which could impact transparency and trust. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. The site should enhance its security documentation and implement recommended headers to strengthen protection against common web threats.

Recommendations

  1. Implement and publish a comprehensive privacy policy and cookie consent mechanism to improve GDPR compliance.
  2. Add security headers including CSP, HSTS, and X-Frame-Options to enhance security posture.
  3. Publish a vulnerability disclosure policy or security.txt file to improve transparency and incident response readiness.
  4. Enhance accessibility features and continue monitoring performance to maintain excellent user experience.
  5. Regularly audit third-party scripts and dependencies to ensure no vulnerabilities are introduced.

Contact details published on the site

Addresses
Legal name
Sparkasse.de
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkasse.de
Description
Zentrales Informationsportal der Sparkassen-Finanzgruppe: Produkte und Services Ihrer Sparkasse und eine Suchfunktion zur Sparkasse in Ihrer Nähe.
Key services
Banking products, Financial services, Branch locator
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, Material-UI, Sentry
Frameworks
Next.js, Material-UI
Platforms
Web
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of Sentry for error monitoring

Analytics and tracking

Services
Sentry
Tracking level
minimal
Privacy practices
basic

Advertising

Tracking pixels
Sentry
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is comprehensive and professionally presented in German language.
  3. Strong branding consistent with Sparkasse financial group.
  4. No explicit privacy or cookie policy links found in the provided HTML snippet.
  5. Use of modern web technologies and frameworks.
  6. No visible security.txt or vulnerability disclosure information.
  7. Contact information is present in structured data with email and phone.
  8. Social media links to official Sparkasse Facebook, YouTube, and Twitter accounts.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on a modern React-based stack using Next.js and Material-UI, providing server-side rendering and responsive design. The use of Sentry indicates proactive error monitoring. The site loads multiple JavaScript chunks and stylesheets, suggesting modular architecture. Performance is moderate, with potential optimization in asset loading. No CMS was detected, implying a custom or proprietary content management approach. Hosting details are not explicit but DNS name servers indicate a dedicated infrastructure. SEO and accessibility are well addressed with proper meta tags and ARIA roles. Technical risks include missing security headers and lack of visible security policies.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 72/100 −2Medium28 findingsView report
  2. 74/100Medium26 findingsView report
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