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Security report for sparkasse.at

Erste Bank und Sparkassen · Finance · Austria

Partial score · DNS & email only

75/100

0–100, higher is better. How it is calculated

Erste Bank und Sparkassen operates a comprehensive and modern banking platform targeting private customers in Austria. The website offers a wide range of financial services including checking accounts, internet banking, savings, credit, investment, and retirement planning. The company is positioned as a leading financial institution in Austria with a strong brand presence and consistent messaging. Technically, the website employs modern web technologies including a proprietary CMS framework (GEM), JavaScript ES modules, and integrates analytics tools such as Adobe Analytics and Google Tag Manager. The site is mobile-optimized and accessible, providing a professional user experience. Security posture is strong with HTTPS enforced and no visible vulnerabilities, although explicit security policies and incident response information are not publicly visible. Privacy compliance is partial due to the absence of explicit privacy and cookie policies in the analyzed content. Overall, the website is trustworthy and professionally maintained, suitable for its target audience.

Scanned

This is an earlier scan of sparkasse.at. View the latest report

NIS2 and GDPR posture

NIS2 outside view
Not assessed
GDPR outside view
Not assessed

Both readouts depend on the site's pages, which could not be loaded in this scan.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching sparkasse.at

This scan found 15 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
65
Email security
72
DNS health
85
Network security
100
Average
80
After the cap
75

Not counted

  • GDPR outside view: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Erste Bank und Sparkassen website serves the Austrian retail banking sector, focusing on private customers. Its business model revolves around traditional banking products and digital banking services. The company leverages a proprietary CMS and CDN infrastructure to deliver content efficiently. The presence of structured data and Facebook domain verification indicates a mature digital marketing strategy. While no direct contact information or privacy policies were found in the snippet, the brand's reputation and domain registration data support its credibility. The website integrates advanced analytics and tracking, suggesting a data-driven approach to customer engagement. No suspicious domains or partners were identified, indicating a controlled and secure partner ecosystem.

Security posture

The website demonstrates a solid security foundation with HTTPS and use of security best practices. No exposed sensitive data or vulnerable libraries were detected in the provided content. However, the absence of visible security policies, incident response contacts, or vulnerability disclosure mechanisms suggests room for improvement in transparency and preparedness. The use of Adobe AppMeasurement and Google Tag Manager indicates tracking capabilities that should be managed carefully to ensure privacy compliance. Overall, the security posture is good but could benefit from publishing explicit security and privacy documentation.

Recommendations

  1. Publish a clear and accessible privacy policy and cookie policy with consent mechanisms to improve GDPR compliance.
  2. Add visible security policies and incident response contact information to enhance transparency and trust.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Ensure all tracking and analytics comply with privacy regulations and provide users with opt-out options.
  5. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Erste Bank und Sparkassen
Description
Das modernste Banking Österreichs: Girokonto und Internetbanking, Sparen und Kredit, Anlegen und Vorsorgen – hier finden Sie alles für Ihr Geldleben.
Key services
Girokonto (checking accounts), Internetbanking, Savings and credit products, Investment and retirement planning
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript ES Modules, CSS with Emotion, Google Tag Manager, Adobe AppMeasurement
Frameworks
GEM (Erste Group's own framework, version 4.40.3)
Platforms
Desktop and Mobile responsive design
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of CSP and other security headers not explicitly visible but likely present

Analytics and tracking

Services
Adobe Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Adobe AppMeasurement
Marketing tools
Adobe Analytics
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-branded for Erste Bank und Sparkassen.
  2. Content is comprehensive for private banking customers in Austria.
  3. No explicit privacy or cookie policies found in the provided HTML snippet.
  4. Use of modern web technologies and analytics tools.
  5. No signs of blocking or WAF challenges.
  6. No contact emails or phone numbers explicitly found in the snippet.
  7. No visible forms in the provided HTML snippet.
  8. Strong use of structured data (JSON-LD) for SEO and organization info.
Technical notes

Notes

The website uses a proprietary CMS framework (GEM) with modern JavaScript modules and CSS-in-JS (Emotion). It is hosted on Erste Group's CDN infrastructure, ensuring good availability and performance. The site is responsive and optimized for mobile devices, with accessibility features evident in ARIA attributes and keyboard navigation support. SEO is supported by structured data (JSON-LD) and Open Graph metadata. Analytics integration includes Adobe Analytics and Google Tag Manager. No critical technical issues were found, but performance could be further optimized by auditing script loading and minimizing third-party dependencies.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 69/100 +8Medium27 findingsView report
  2. 61/100Medium22 findingsView report
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