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Security report for sparda-sw.de

Sparda-Bank Südwest · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Sparda-Bank Südwest is a regional cooperative bank in Germany serving private customers with banking and financial services. The website is professionally designed using modern web technologies such as Angular Material and includes monitoring via Dynatrace. However, the site lacks explicit privacy and cookie policies, as well as visible contact information and security policies, which are critical for a financial institution. The domain registration data aligns well with the business claims, indicating legitimacy and consistency. Security posture is limited based on the provided data, with no detected security headers or incident response contacts. Overall, the site is functional and professional but requires improvements in privacy compliance and security transparency to meet industry standards.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching sparda-sw.de

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
55
DNS health
65
Network security
100
GDPR outside view
43
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the cooperative banking sector targeting private customers in southwest Germany. Its business model focuses on providing traditional banking services with a regional market position. The website content is basic but consistent with the brand. There is no evidence of partnerships or subsidiaries in the provided data. The bank uses external hosting and monitoring services from Atruvia and Dynatrace respectively. The lack of visible contact details and policies may impact customer trust and regulatory compliance.

Security posture

The current security posture shows HTTPS usage (implied by canonical URL), but no explicit security headers were detected in the provided data. There is no visible security or incident response policy, nor contact channels for security issues. The site includes monitoring scripts but lacks transparency on data protection officer or vulnerability disclosure. These gaps represent compliance and operational risks, especially for a financial institution handling sensitive data.

Recommendations

  1. Implement and publish comprehensive privacy and cookie policies with GDPR compliance details.
  2. Add visible and verified contact information including security incident contacts.
  3. Deploy and verify security headers such as CSP, HSTS, X-Frame-Options, and X-Content-Type-Options.
  4. Establish a vulnerability disclosure program and publish a security.txt file.
  5. Enhance transparency by providing data protection officer contact details and certifications.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparda-Bank Südwest
Description
Sparda-Bank Südwest is a regional cooperative bank serving private customers with banking and financial services.
Key services
private banking, financial services, customer support
Content quality
basic
Branding
consistent

Technology

Stack
JavaScript, Angular (implied by mat- and cdk- prefixes), CSS, Ruxit (Dynatrace) monitoring
Frameworks
Angular Material
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Analytics and tracking

Services
Dynatrace
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Dynatrace (ruxitagentjs), eyeAble
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
basic
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a professional banking site targeting private customers in southwest Germany.
  2. No explicit privacy, cookie, or terms of service policies were found in the provided content.
  3. No contact emails or phone numbers were explicitly found in the provided HTML snippet.
  4. Site uses modern Angular Material framework and includes Dynatrace monitoring scripts.
  5. No security headers or explicit security policies detected in the provided data.
  6. No WAF or blocking mechanisms detected; site content is accessible.
  7. No vulnerability disclosure or security.txt files detected.
  8. No data protection officer contact information found.
  9. No certifications or trust seals explicitly found in the provided content.
  10. External domains mainly relate to hosting and monitoring services.
Technical notes

Notes

The website uses Angular Material framework and modern JavaScript modules, indicating a contemporary tech stack. Performance is moderate with preloading of CSS and scripts. Accessibility and SEO are basic but present. Hosting appears to be managed by Atruvia, a known provider for cooperative banks. Monitoring is done via Dynatrace and eyeAble. There is room for improvement in security configurations and privacy compliance. No CMS or backend technology was explicitly detected.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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