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Security report for snoop.app

Snoop · Finance · United Kingdom

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

86/100

Risk levelLow

0–100, higher is better. How it is calculated

Snoop is a UK-based personal finance and money management app that offers users tools to track spending, set budgets, cut bills, and build savings. Positioned as a multi-award-winning solution, it leverages secure Open Banking technology to aggregate bank accounts and provide personalized financial insights. The website reflects a mature digital presence with excellent content quality, professional design, and clear navigation optimized for mobile users. Technically, it employs modern frameworks such as Next.js and integrates multiple analytics and marketing platforms including Google Analytics 4, Amplitude, Braze, and Segment, indicating a sophisticated data-driven approach. Security posture is strong with HTTPS enforcement, security headers, and privacy mechanisms like cookie consent banners. However, explicit security policies, incident response contacts, and vulnerability disclosure mechanisms are not publicly available, representing areas for improvement. Overall, the site is trustworthy and well-positioned in the UK fintech market.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching snoop.app

This scan found 12 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
85
Email security
98
DNS health
90
Network security
100
GDPR outside view
73
Average
86

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention snoop.app, from OffSeq Breach.

Total records
96
Employees
0
Customers
96
Third parties
0
Weak passwords
69%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for snoop.app.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Snoop operates in the finance and technology sectors, targeting consumers seeking budgeting and savings solutions. Its business model includes a free app with premium features (Snoop+), savings account offerings, and affiliate partnerships for bill switching and deals. The company emphasizes user privacy and security through Open Banking compliance. Market positioning is strong in the UK with multi-award recognition and a focus on user empowerment in personal finance. The partnership ecosystem includes affiliate links and integrations with banks and financial institutions. Growth indicators include a well-maintained website, active social media presence, and continuous feature enhancements. Strategic observations suggest opportunities to enhance trust by publishing detailed security and incident response information.

Security posture

The website demonstrates a high level of security maturity with HTTPS, robust security headers, and privacy compliance mechanisms such as cookie consent with reject options. The use of Open Banking APIs further strengthens data security and user trust. No vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a published security policy, incident response contacts, and vulnerability disclosure program indicates gaps in transparency and readiness. Compliance with GDPR is indicated but could be reinforced with explicit DPO contact information. Overall, the security culture appears strong but could benefit from enhanced communication and formalized policies.

Recommendations

  1. Publish a dedicated security policy page outlining security controls and practices.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Add Data Protection Officer contact details to improve GDPR transparency and compliance.
  5. Maintain and regularly audit third-party scripts and analytics tools to minimize privacy risks.

Contact details published on the site

Registration number
registration number 911638
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Snoop
Description
Free multi-award-winning budgeting and money management app. Snoop works 24/7, tracking your spending and finding smart ways to save on your bills.
Key services
Budgeting, Spending tracking, Bill cutting and switching, Savings account management, Credit score monitoring
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, Google Tag Manager, Google Analytics 4, Amplitude, Braze, Segment Analytics
Frameworks
Next.js
Platforms
Web, iOS, Android
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of Open Banking secure APIs
  • Cookie consent banner with reject option
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics 4, Amplitude, Braze, Segment Analytics
Tracking level
extensive
Privacy practices
good

Advertising

Tracking pixels
Google Analytics 4, Amplitude, Braze, Segment Analytics
Marketing tools
Segment, Amplitude, Braze
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and content rich
  2. Strong focus on user privacy and cookie consent
  3. Extensive use of modern analytics and marketing tools
  4. No direct contact emails or phone numbers found on homepage
  5. Open Banking technology emphasized as security and service foundation
  6. No explicit security policy or incident response info published
  7. No vulnerability disclosure or security.txt found
Technical notes

Notes

The website is built on a modern React/Next.js stack, ensuring server-side rendering and good SEO performance. It uses multiple third-party analytics and marketing tools, including Google Tag Manager, Google Analytics 4, Amplitude, Braze, and Segment, indicating a mature data collection and user engagement strategy. Hosting appears to leverage CDN and cloud infrastructure for fast performance. The site is mobile-optimized with responsive design and accessibility considerations. No technical debt or deprecated libraries were detected. Opportunities exist to further enhance accessibility and publish structured data (JSON-LD) for richer search engine results.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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