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Security report for slavia-pojistovna.cz

Slavia pojišťovna a.s. · Finance · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

Slavia pojišťovna a.s. is a Czech insurance company with a long-standing tradition, offering a wide range of insurance products for individuals, families, and businesses. The company positions itself as a trusted local insurer with strong partnerships, including being a main partner of the Czech Chamber of Commerce. Their services include vehicle insurance, health insurance for foreigners, travel insurance, home insurance, and business insurance for small enterprises and freelancers. The website promotes digital engagement through mobile applications and online insurance management tools. Technically, the website is built on WordPress with modern JavaScript libraries and integrates multiple analytics and marketing tools such as Google Tag Manager, Facebook Pixel, and Hotjar. The site is mobile-optimized, SEO-friendly, and provides a rich user experience with clear navigation and comprehensive content. Security-wise, the site uses HTTPS and some best practices but lacks explicit security headers and a published security policy or incident response contacts. The absence of WHOIS data limits domain registration trust verification, but the professional presentation, consistent branding, and official social media presence strongly indicate a legitimate and credible business. Privacy compliance is well addressed with a comprehensive privacy policy and cookie consent mechanisms. Overall, Slavia pojišťovna demonstrates a mature digital presence with good security posture and strong business credibility, though improvements in security transparency and WHOIS data availability could enhance trust further.

Scanned

This is an earlier scan of slavia-pojistovna.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching slavia-pojistovna.cz

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
15
Email security
70
DNS health
80
Network security
100
GDPR outside view
25
Average
59

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention slavia-pojistovna.cz, from OffSeq Breach.

Total records
163
Employees
0
Customers
163
Third parties
0
Weak passwords
13%

5 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for slavia-pojistovna.cz.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Slavia pojišťovna operates in the Czech insurance market, targeting both individual consumers and business clients. Their competitive advantage lies in their local heritage, comprehensive product portfolio, and digital transformation efforts including mobile apps and online services. Revenue streams are primarily from insurance premiums across various lines such as auto, health, travel, and property insurance. The company maintains a broad physical presence with multiple branches and contact points, enhancing customer accessibility. Partnerships with entities like the Czech Chamber of Commerce and promotional campaigns such as '2coffee' insurance products indicate active market engagement and brand building. The company’s ecosystem includes several subdomains dedicated to specialized insurance products, reflecting a segmented and customer-focused approach. Growth indicators include digital adoption and customer satisfaction metrics displayed on the site. Strategic observations suggest a focus on convenience, customer service, and leveraging technology to maintain market position.

Security posture

The website demonstrates a good baseline security posture with enforced HTTPS, service worker registration, and cookie consent mechanisms indicating awareness of privacy and security standards. The use of reputable third-party analytics and marketing tools is managed with consent, reducing privacy risks. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options represents a potential area for improvement to mitigate common web vulnerabilities. No visible vulnerabilities or exposed sensitive data were detected in the HTML content. The lack of a published security policy or incident response contact information limits transparency and readiness perception. There is no evidence of a vulnerability disclosure program or security.txt file. Overall, the security maturity is moderate to good but could be enhanced by adopting additional HTTP security headers and publishing formal security documentation.

Recommendations

  1. Implement and enforce HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to strengthen web security.
  2. Publish a clear security policy and incident response contact information on the website to improve transparency and customer trust.
  3. Conduct regular audits of third-party scripts and dependencies to identify and mitigate potential vulnerabilities.
  4. Enhance accessibility features to meet recognized standards and improve user experience for all visitors.
  5. Consider establishing a vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.

Contact details published on the site

Addresses
Legal name
Slavia pojišťovna a.s.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Slavia pojišťovna a.s.
Description
Slavia pojišťovna je ryze českou pojišťovnou s dlouholetou tradicí. Nabízí pojistné služby pro rodiny i podnikání s řadou výhod a slev.
Key services
Povinné ručení, Havarijní pojištění, Cestovní pojištění, Pojištění domácnosti a nemovitosti, Zdravotní pojištění cizinců, Pojištění podnikání pro živnostníky a malé firmy
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress 6.8.1, jQuery 3.7.1, Google Tag Manager, Facebook Pixel, Hotjar, Mapy.cz API
Platforms
Web, Mobile (iOS and Android apps)
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Service Worker registered
  • Use of Google Tag Manager and Facebook Pixel with consent
  • Cookie consent mechanism present

Analytics and tracking

Services
Hotjar, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Facebook Pixel, Hotjar
Marketing tools
Hotjar
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Content is rich, professionally presented, and localized in Czech with multiple language options.
  3. Strong presence of official contact information including multiple phone numbers, emails, and physical branch addresses.
  4. Use of modern web technologies and analytics tools with cookie consent mechanisms.
  5. No explicit security policy or incident response contacts found on the site.
  6. WHOIS data is unavailable, which is unusual but not uncommon for some ccTLDs or privacy-protected domains.
  7. Mobile applications are promoted with direct links to official app stores.
  8. Multiple branch offices with detailed contact info and opening hours are listed.
  9. SEO and social media integration is well implemented.
Technical notes

Notes

The website is built on a modern WordPress CMS platform (version 6.8.1) with jQuery 3.7.1 and integrates multiple third-party services such as Google Tag Manager, Facebook Pixel, Hotjar, and Mapy.cz API for maps. The site uses responsive design techniques and preloads critical assets for performance optimization. The presence of service workers indicates progressive web app capabilities. SEO is well addressed with Yoast SEO plugin metadata and structured JSON-LD data for enhanced search engine understanding. The site performance is moderate, with room for improvement in loading speed and accessibility compliance. Hosting provider details are not explicitly available. Overall, the technical infrastructure supports a robust and user-friendly digital experience but could benefit from further optimization and security hardening.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 59/100Medium33 findingsView report
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