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Security report for simplea.cz

Simplea pojišťovna, a.s. · Finance · Czech Republic

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

79/100

Risk levelLow

0–100, higher is better. How it is calculated

Simplea pojišťovna, a.s. is a Czech-based life insurance company specializing in providing straightforward, fast, and fair life, disability, long-term care, and income loss insurance products. The company positions itself as a customer-centric insurer that emphasizes transparency, rapid claims processing, and higher coverage compared to competitors. Their business model is primarily online, targeting individuals seeking reliable life insurance solutions with easy online access and quick service. The company holds a license from the Czech National Bank, reinforcing its legitimacy in the financial sector. Technically, the website employs modern web technologies including JavaScript frameworks, Google Tag Manager, Google Analytics, Facebook Pixel, and lazy loading for images, ensuring good performance and mobile optimization. The site is well-structured with clear navigation, SEO-friendly metadata, and accessibility considerations. Privacy and cookie policies are prominently implemented with consent mechanisms, reflecting good compliance with GDPR requirements. From a security perspective, the site enforces HTTPS and uses standard tracking and analytics tools. However, explicit security headers like Content-Security-Policy and X-Frame-Options are not clearly detected, and no public security policy or incident response contacts are published. The absence of WHOIS data for the domain reduces trustworthiness somewhat, but the overall business presence and licensing mitigate this concern. Overall, Simplea.cz presents a professional, trustworthy, and user-friendly online presence for a mid-sized financial services company. Strategic improvements in security header implementation and transparency around security policies would further enhance their security posture and customer trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching simplea.cz

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
90
Email security
85
DNS health
85
Network security
100
GDPR outside view
40
Average
79

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention simplea.cz, from OffSeq Breach.

Total records
38
Employees
0
Customers
38
Third parties
0
Weak passwords
24%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for simplea.cz.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Simplea operates in the Czech life insurance market with a focus on simplicity, speed, and fairness. Their competitive advantage lies in offering higher coverage with faster payouts and no investment components, appealing to customers who want straightforward protection. The company targets individuals and families concerned about income loss, disability, and long-term care. Their online-first approach reduces operational costs and improves customer experience. Partnerships with regional sites and financial groups expand their market reach. The presence of customer testimonials and social media engagement indicates active brand building. The lack of detailed financial data or founding year limits deeper revenue or growth analysis, but the site’s content and licensing suggest a stable mid-sized enterprise.

Security posture

The website demonstrates a good baseline security posture with enforced HTTPS and no visible exposure of sensitive data. Use of cookie consent and privacy policies aligns with GDPR compliance. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options is a gap that could expose the site to clickjacking or MIME sniffing attacks. No published security policy or incident response contact reduces transparency and preparedness perception. The missing WHOIS data is a concern for domain legitimacy verification. Overall, the security posture is solid but could be improved with enhanced header implementation and published security governance documents.

Recommendations

  1. Implement and enforce Content-Security-Policy and other recommended security headers to mitigate common web attacks.
  2. Publish a clear security policy and incident response contact information on the website to improve transparency and trust.
  3. Verify and update WHOIS domain registration information to ensure domain legitimacy and improve trustworthiness.
  4. Continue maintaining GDPR compliance with clear privacy and cookie policies and consider publishing data retention policies.
  5. Enhance monitoring for vulnerable libraries and keep all third-party scripts up to date to reduce security risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Simplea pojišťovna, a.s.
Description
Pojišťujeme život, invaliditu a výpadek příjmu. Poskytujeme vyšší krytí, peníze posíláme do 2 dnů a platíme, i když nemusíme. Simplea životní pojištění vás prostě nenechá na holičkách. Spočítáte si ho za minutu, sjednáte za deset. Jednoduše online.
Key services
Life insurance, Disability insurance, Long-term care insurance, Income loss insurance
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Google Analytics, Facebook Pixel, LazySizes (lazy loading images), Typekit Fonts
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Cookie consent implemented

Analytics and tracking

Services
Google Analytics, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads, Facebook Ads
Tracking pixels
Facebook Pixel
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Czech language.
  2. No WAF or blocking mechanisms detected.
  3. WHOIS data unavailable, which is unusual and may indicate privacy protection or domain registration issues.
  4. Strong presence of privacy and cookie policies with consent mechanisms.
  5. Clear contact phone number and customer service information provided.
  6. Use of modern web technologies and analytics tools.
  7. Good SEO and accessibility practices observed.
  8. No explicit security policy or incident response information published.
  9. Social media presence across major platforms.
  10. Business licensed by Czech National Bank, indicating regulatory compliance.
Technical notes

Notes

The website uses a modern JavaScript-based frontend with lazy loading for images and video backgrounds, improving performance and user experience. Integration with Google Tag Manager, Google Analytics, and Facebook Pixel supports marketing and analytics needs. Fonts are loaded via Adobe Typekit. The site is mobile-optimized and accessible with semantic HTML and ARIA attributes. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not evident from the HTML. Performance is fast with good SEO metadata and structured data (JSON-LD) for organization and ratings enhancing search engine visibility. Technical risks include missing security headers and lack of visible domain registration data.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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