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Security report for shawbrook.co.uk

Shawbrook Bank Limited · Finance · United Kingdom

Low risk. 2 critical or high findings in SSL/TLS and DNS health.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

Shawbrook Bank Limited is a well-established UK financial institution specializing in savings, loans, business finance, and property finance products. The website presents a professional and comprehensive digital presence targeting individuals, businesses, and property professionals. It emphasizes trust through FSCS protection, excellent customer reviews, and award-winning products. Technically, the site uses modern technologies including Umbraco CMS, Piwik PRO analytics, and Google Tag Manager, with good mobile optimization and accessibility. Security posture is solid with HTTPS and cookie consent mechanisms, though security headers could be improved. WHOIS data for the exact domain 'www.shawbrook.co.uk' is unavailable due to domain naming rules, but this is consistent with it being a subdomain of the registered 'shawbrook.co.uk'. Overall, the site is trustworthy, professional, and compliant with privacy regulations.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  2. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Domain Expires Soon

      Domain expires in 7 days

      What to do: Renew domain registration before expiration

Need hands-on remediation? Email guard@offseq.com

Keep watching shawbrook.co.uk

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
74
Security headers
95
Email security
85
DNS health
55
Network security
100
GDPR outside view
83
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Shawbrook operates in the UK finance sector, serving over half a million customers with a focus on lending and savings products. Its market position is strong, supported by positive customer feedback and regulatory compliance. The business model centers on providing flexible and premium financial services to individuals and businesses, including specialist property finance. The company maintains partnerships with recognized entities such as FSCS and sports sponsorships, enhancing brand visibility. Digital marketing and analytics tools are employed to optimize customer engagement and conversion. The absence of direct contact emails on the homepage suggests a controlled communication channel via contact forms, typical for regulated financial institutions.

Security posture

The website enforces HTTPS and employs cookie consent mechanisms aligned with GDPR. However, no explicit security headers were detected in the provided data, representing an area for improvement. No vulnerabilities or exposed sensitive data were found in the HTML content. The lack of a published security policy or incident response contact reduces transparency. No vulnerability disclosure or security.txt file is present. Overall, the security posture is good but could be enhanced by adding security headers, incident response information, and vulnerability disclosure mechanisms to improve trust and compliance.

Recommendations

  1. Implement HTTP security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to enhance protection against common web attacks.
  2. Publish a clear security policy and provide dedicated incident response contact channels to improve transparency and readiness.
  3. Add a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  4. Continue maintaining and updating cookie consent mechanisms to ensure ongoing GDPR compliance.
  5. Regularly audit third-party scripts and marketing tools to minimize privacy risks and improve site performance.

Contact details published on the site

Addresses
Legal name
Shawbrook Bank Limited
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Shawbrook Bank Limited
Description
Shawbrook is an award-winning UK bank offering savings accounts, buy-to-let and commercial mortgages, business finance, and property finance products. It serves established UK businesses, professional property investors, and individuals, delivering premium experience, flexibility, and certainty.
Key services
Savings accounts, Business savings, Property finance, Business finance, Mortgages
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Piwik PRO, Bing Ads, Umbraco Forms
Frameworks
Umbraco CMS
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Piwik PRO, Google Analytics (via GTM)
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads, Google Ads
Tracking pixels
Piwik PRO, Trustpilot
Marketing tools
AB Tasty
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design
  2. Strong branding and trust indicators including FSCS protection and Trustpilot reviews
  3. Comprehensive privacy and cookie policies with consent mechanisms
  4. No direct contact emails or phone numbers visible on homepage; contact via contact form
  5. Use of modern analytics and marketing tools with privacy considerations
  6. No visible security headers detected in provided data; recommend adding
  7. WHOIS data unavailable for 'www.shawbrook.co.uk' due to domain naming rules; likely subdomain of 'shawbrook.co.uk'
Technical notes

Notes

The website is built on the Umbraco CMS platform, leveraging modern JavaScript libraries and third-party services such as Piwik PRO for analytics, Bing Ads, Google Tag Manager, and AB Tasty for marketing and optimization. The site is mobile-optimized with responsive design and good accessibility features. Performance is moderate, with asynchronous loading of scripts to improve speed. The use of canonical tags, meta descriptions, and structured data (JSON-LD) supports SEO best practices. There is no explicit hosting provider identified from the data. Technical risks are minimal but could be reduced by tightening security headers and monitoring third-party dependencies.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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