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Security report for sharebuilder.com

ShareBuilder Advisors, LLC · Finance · N/a

Medium risk. 11 critical or high findings in Security headers, GDPR outside view and 2 other checks.

Security score

54/100

Risk levelMedium

0–100, higher is better. How it is calculated

ShareBuilder 401k is a specialized provider of affordable 401(k) retirement plans targeting self-employed individuals and small to medium-sized businesses. The company offers a range of plan types including Solo, Safe Harbor, Traditional, and Roth 401(k) plans, complemented by investment management expertise and dedicated customer support. The website positions ShareBuilder 401k as a cost-effective alternative to industry averages, supported by strong trust signals such as ratings from Forbes, CNN, and NerdWallet, and serving over 6,500 businesses since 2005. Technically, the website is built on the Nuxt.js framework, leveraging modern JavaScript and Google Tag Manager for analytics. The site is mobile-optimized with good SEO practices and a professional design. However, some accessibility features could be improved. The SSL configuration is excellent, ensuring secure HTTPS connections, but the absence of security headers and cookie consent mechanisms indicates room for security and privacy enhancements. From a security perspective, the site demonstrates good practices such as secure login portals and no visible sensitive data exposure. Nonetheless, the lack of published incident response policies, vulnerability disclosure, and security.txt files suggests limited transparency in security governance. The missing WHOIS data for the domain is a notable concern, potentially indicating privacy protection or domain registration issues, which slightly detracts from overall trustworthiness. Overall, ShareBuilder 401k presents a professional and trustworthy online presence with strong business credibility and technical implementation. Addressing the identified security and privacy gaps, along with clarifying domain registration status, would further strengthen its risk posture and compliance standing.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

11 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching sharebuilder.com

This scan found 28 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
15
Email security
70
DNS health
10
Network security
100
GDPR outside view
53
Average
54

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

ShareBuilder 401k operates in the finance sector, focusing on retirement plan solutions for small and medium-sized businesses and self-employed individuals. Its competitive advantage lies in offering significantly lower costs compared to industry averages, combined with personalized customer success management and investment oversight. The business model revolves around recurring plan fees and investment advisory services. The company has established a reputable brand with endorsements from major media outlets and a sizable client base. Its partnership ecosystem includes specialized portals for plan pricing and customer account management. Growth indicators include a long operational history since 2005 and continuous content updates via blogs and educational resources. Strategic observations highlight the importance of expanding privacy and security transparency to maintain competitive trust.

Security posture

The current security posture of ShareBuilder 401k is solid but not comprehensive. The website enforces HTTPS, ensuring encrypted communications, and avoids exposing sensitive data in its HTML content. However, the absence of key security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces protection against common web attacks. No public incident response or vulnerability disclosure information is available, which limits the ability to respond to or communicate about security incidents effectively. Privacy compliance is partial, with a privacy policy present but lacking cookie consent mechanisms. The missing WHOIS data raises concerns about domain registration transparency. Overall, the security maturity is moderate, with clear opportunities for improvement in governance, transparency, and technical controls.

Recommendations

  1. Implement comprehensive security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection to enhance web security.
  2. Add a cookie consent banner or mechanism to comply with GDPR and other privacy regulations.
  3. Publish an incident response policy and vulnerability disclosure program to improve transparency and readiness.
  4. Create and host a security.txt file to facilitate responsible vulnerability reporting.
  5. Investigate and clarify domain WHOIS registration status to improve trust and legitimacy perception.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ShareBuilder Advisors, LLC
Description
ShareBuilder 401k is a simple, affordable 401k provider. We make saving for retirement easy – from the self-employed to small and medium-sized businesses.
Key services
Solo 401(k) plans, Safe Harbor 401(k) plans, Traditional 401(k) plans, Roth 401(k) plans, Investment management, Customer success management, Employee education
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager
Frameworks
Nuxt.js
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Secure login portal links

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
excellent
User experience
good
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and clear navigation
  2. No WAF or blocking detected
  3. WHOIS data missing, raising questions about domain registration status
  4. Strong branding and trust indicators present
  5. No visible forms collecting personal data on main page
  6. No explicit cookie consent mechanism found
  7. Social media presence on Facebook, LinkedIn, Instagram, YouTube
  8. Uses Nuxt.js framework and Google Tag Manager for analytics
  9. SSL is enabled with HTTPS
  10. No security headers detected in provided data
Technical notes

Notes

The website is built using the Nuxt.js framework, a modern Vue.js-based SSR framework, indicating a contemporary technical infrastructure. It uses Google Tag Manager for analytics and tracking, which is a standard industry practice. The site loads multiple JavaScript and CSS assets efficiently with preload hints, suggesting attention to performance. Mobile optimization is good, with responsive design elements and accessible navigation. However, accessibility features could be enhanced to meet higher standards. The absence of a detected CMS suggests a custom or framework-based build rather than a traditional CMS. Hosting provider details are not evident from the data. Overall, the technical implementation is modern and well-structured but could benefit from improved security configurations and accessibility enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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