Shabelle Bank is a licensed commercial bank operating in Ethiopia, specifically targeting the Somali Regional state. It offers a comprehensive range of financial services including retail, SME, corporate banking, treasury, and trade finance, all under Islamic banking principles. The bank positions itself as a leading financial institution in its region with a large branch network and significant customer base. Technically, the website is built on WordPress with modern plugins and themes, providing a good user experience and mobile optimization. Security posture is adequate with HTTPS and domain locking, but lacks advanced DNS security and visible incident response policies. Privacy compliance is basic with a privacy policy present but no cookie consent mechanism. Overall, the site is professional and trustworthy with room for improvement in security and compliance transparency.
Scanned ·
NIS2 and GDPR posture
GDPR outside view
53/ 100 · Medium
Checks completed
7of 7
NIS2 Art. 21(2)
a(a) Risk analysis and security policies: Not visible from outside
b(b) Incident handling: One indicator
c(c) Business continuity, backups and crisis management: Not visible from outside
d(d) Supply chain security: Not visible from outside
e(e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
f(f) Assessing the effectiveness of security measures: Not visible from outside
g(g) Cyber hygiene and security training: Not visible from outside
h(h) Cryptography and encryption: Partly checked
i(i) HR security, access control and asset management: One indicator
j(j) Multi-factor authentication and secured communications: Not visible from outside
Partly checked
One indicator
Not visible from outside
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
Priority findings
8 findings rated critical or high. Fix these first.
Network security
Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.
Critical
Critical Service Exposed: MySQL
Port 3306 (MySQL) is publicly accessible - MySQL - Database server
What to do: Immediately restrict access to MySQL using firewall or VPN
Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.
High
Missing Strict-Transport-Security header
Forces HTTPS connections
What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"
This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
Daily monitoring
Recommended
€25per month
TLS certificates and expiry
DNS records
SPF, DKIM and DMARC
Security headers
GDPR and NIS2 posture
Exposed services
Third-party trackers
Security score drift
Email alerts on material changes and an exportable JSON history of every change.
Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.
Full report
€39.90one-time
The complete analysis as a PDF you can cite
Email delivery with an unlock code
Lifetime access to this report
Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.
Results by check
Each check with its score, findings and the evidence it collected.
How this score is calculated
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
SSL/TLS
62
Security headers
15
Email security
85
DNS health
75
Network security
0
GDPR outside view
53
Average
48
Not counted
NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
The certificate is not trusted by browsers
The website is not served over HTTPS
A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
The page loads a script from a compromised source
The domain registration has expired
SPF authorises every server to send mail as the domain
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Critical0–25
High26–49
Medium50–75
Low76–100
Breach exposure
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Dark web exposure
Add-on
Leaked records that mention shabellebank.com, from OffSeq Breach.
No leaked records found
Breach holds no records for shabellebank.com right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Business context
Business profile
The bank targets retail and corporate customers in Ethiopia, leveraging Islamic banking to differentiate itself. Its business model focuses on comprehensive banking services including microfinance and mobile banking, indicating a broad market approach. The presence of annual reports and organizational structure pages suggests transparency and governance focus. Partnerships are limited publicly but include social media engagement. The domain age and registration details align with the business claims, supporting credibility. Growth indicators include a large number of branches, agents, and customers. The bank's digital presence is moderate, with opportunities to enhance marketing and compliance visibility.
Security posture
The website employs HTTPS and domain locking with multiple EPP status flags, indicating good baseline security. However, DNSSEC is not enabled, which is a recommended security enhancement. No advanced security headers or explicit security policies are published. There is no visible incident response contact or vulnerability disclosure program. The use of common WordPress plugins necessitates regular security audits to mitigate risks. Overall, the security posture is moderate but could be strengthened by implementing DNSSEC, security headers, and publishing security policies.
Recommendations
Enable DNSSEC to protect against DNS spoofing and improve domain security.
Implement a cookie consent banner to comply with privacy regulations and enhance user trust.
Publish clear security and incident response policies including contact channels for reporting issues.
Regularly audit and update WordPress plugins and themes to mitigate vulnerabilities.
Add security headers such as Content-Security-Policy and X-Content-Type-Options to harden the website.
Site observations
Automated reading of the public site. Ratings are indicative.
Business
Company
Shabelle Bank
Description
Shabelle Bank is a fully licensed commercial bank in Ethiopia, which conducts all its operations under the principles of Islamic banking. The bank offers the full spectrum of financial services, including retail banking, SME banking, corporate banking, treasury, and trade finance services.
Key services
Personal Banking, Corporate Banking, Mobile Banking, Microfinance, SME Banking, Treasury, Trade Finance
Website is a licensed commercial bank operating under Islamic banking principles in Ethiopia.
Content is professionally presented with clear navigation and multiple service offerings.
No visible cookie consent or detailed privacy compliance mechanisms.
No explicit security or incident response policies published.
WHOIS data shows domain is well-managed and consistent with business claims.
No WAF or blocking mechanisms detected; site fully accessible.
Social media presence limited but includes Facebook.
Uses WordPress CMS with common plugins and themes.
No suspicious or malicious content detected.
Technical notes
Notes
The website is built on WordPress 6.8.2 using the Flatsome theme and Slider Revolution plugin, supported by jQuery and Seraphinite Accelerator for performance. The site loads moderately fast and is mobile optimized with responsive design. SEO is supported by proper meta tags, Open Graph, and JSON-LD structured data. Hosting details are limited but the domain registrar is GoDaddy.com, LLC. The technical stack is modern but relies on common CMS and plugins which require ongoing maintenance to avoid technical debt and security risks.
Standards and sources
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Reviews of this site
Share your experience with shabellebank.com. Every review is verified by email and published after moderation.
Community rating
No published reviews yet. Be the first to review shabellebank.com.