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Security report for sgr.nl

Stichting Garantiefonds Reisgelden · Hospitality · Netherlands

Medium risk. 4 critical or high findings in GDPR outside view and Security headers.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Stichting Garantiefonds Reisgelden (SGR) operates as a non-profit guarantee fund in the Dutch travel sector, providing financial guarantees for prepaid travel bookings. The organization ensures that travelers are protected in case their travel company faces financial difficulties or bankruptcy, offering either continuation of travel or reimbursement. The website targets both travelers and travel businesses, providing information, claims support, and a searchable database of affiliated travel companies. The market position is that of a trusted and established entity within the Netherlands, supported by official registration and partnerships with related guarantee funds. Technically, the website is built on WordPress with modern SEO and user experience enhancements such as Yoast SEO Premium, Google reCAPTCHA v3, and Google Tag Manager. The site demonstrates good mobile optimization and accessibility, though some advanced security headers are not explicitly detected. Performance is moderate, with a clean and professional design that supports clear navigation and content relevance. From a security perspective, the site uses HTTPS with strong SSL configuration and integrates anti-bot measures via reCAPTCHA. However, explicit security policies, incident response contacts, and vulnerability disclosure mechanisms are not present, which could be improved to enhance transparency and trust. No vulnerabilities or suspicious activities were detected in the content or technical setup. Overall, the website presents a high level of trustworthiness and professionalism, with comprehensive privacy and cookie policies aligned with GDPR requirements. The domain registration data is consistent with the organization's identity and location, reinforcing legitimacy. Strategic recommendations include implementing additional security headers, publishing a security policy, and establishing a vulnerability disclosure process to further strengthen security posture and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching sgr.nl

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
85
Security headers
25
Email security
85
DNS health
70
Network security
100
GDPR outside view
43
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

SGR holds a strong market position as a non-profit entity providing financial guarantees for prepaid travel bookings in the Netherlands. Its business model centers on consumer protection and risk mitigation for travelers and travel companies. The organization benefits from partnerships with related guarantee funds, enhancing its ecosystem and credibility. The website supports growth by offering accessible information, a participant search tool, and clear communication channels. Revenue streams are likely based on contributions from affiliated travel companies and possibly traveler fees. The target customer segments include individual travelers seeking secure bookings and travel businesses requiring guarantee fund membership. The presence of testimonials and official registration details supports a trustworthy brand image, while the use of modern web technologies indicates digital maturity.

Security posture

The website demonstrates a solid security foundation with HTTPS enforced and integration of Google reCAPTCHA v3 to mitigate automated abuse. Cookie consent mechanisms and privacy policies indicate compliance with data protection regulations. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and Referrer-Policy suggests room for improvement in defense-in-depth strategies. No incident response or security contact information is provided, limiting transparency in handling security events. The lack of a vulnerability disclosure policy or security.txt file reduces opportunities for responsible vulnerability reporting. Overall, the security posture is good but could be enhanced by adopting additional best practices and formalizing security governance documentation.

Recommendations

  1. Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, and Referrer-Policy to strengthen browser security.
  2. Publish a dedicated security policy page outlining security practices and incident response procedures.
  3. Establish a vulnerability disclosure program and provide a security.txt file to facilitate responsible reporting.
  4. Enhance accessibility features to meet higher standards and improve user experience for all visitors.
  5. Regularly review and update privacy and cookie policies to maintain compliance with evolving regulations.

Contact details published on the site

Addresses
Legal name
Stichting Garantiefonds Reisgelden
Registration number
41127968
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Stichting Garantiefonds Reisgelden
Description
SGR staat garant voor vooruitbetaalde reisgelden. Komt jouw reisorganisatie in financiële problemen? Dan gaat jouw reis door of wordt terugbetaald.
Key services
Guarantee on prepaid travel payments, Support in case of travel company bankruptcy, Information and claims handling
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Yoast SEO Premium, jQuery, Swiper.js, Google reCAPTCHA v3, Google Tag Manager
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • Use of HTTPS
  • Google reCAPTCHA v3 integration
  • Cookie consent mechanism

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
ShareThis
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is relevant and targeted to travelers and travel businesses.
  3. Strong trust signals including testimonials and official registration number.
  4. Good use of SEO and accessibility features.
  5. No signs of malicious or suspicious activity.
  6. Cookie consent and privacy policy are clearly presented.
  7. No explicit security policy or incident response information found.
  8. No vulnerability disclosure or security.txt present.
Technical notes

Notes

The website is built on a WordPress CMS platform enhanced with Yoast SEO Premium for search engine optimization. It uses jQuery and Swiper.js for interactive elements and Google reCAPTCHA v3 for bot protection. Google Tag Manager is deployed for analytics and marketing tracking. The site includes responsive design elements and mobile optimization, though accessibility features are basic. Performance is moderate, with room for optimization in loading speed and resource management. The technical stack is modern and widely supported, but some security headers are missing, which could expose the site to certain browser-based attacks. Hosting provider details are not explicitly disclosed, but the domain uses HTTPS with a valid SSL certificate. Overall, the technical infrastructure supports a professional and functional website suitable for its business purpose.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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