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Security report for sfg-ht.de

Sparkassen-Finanzgruppe Hessen-Thüringen · Finance · Germany

Medium risk. 3 critical or high findings in Security headers and GDPR outside view.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

The Sparkassen-Finanzgruppe Hessen-Thüringen website represents a large regional financial services group operating in Germany's Hessen and Thüringen regions. The group offers a broad range of financial products and services including banking, insurance, building finance, and asset accumulation, supported by a workforce of over 19,900 employees. The website is professionally designed, consistent in branding, and targets a general audience including customers and potential employees. Technically, the site is built on Concrete CMS and leverages modern JavaScript libraries such as jQuery and Swiper.js, with media assets hosted on Cloudinary. It integrates Matomo for analytics and cookiefirst.com for GDPR-compliant cookie consent management, along with accessibility enhancements via eyeAble.js. Security posture is solid with HTTPS enforced and consent mechanisms in place, though explicit security headers and incident response information are absent. No privacy policy or terms of service pages were detected in the provided content, which is a compliance gap. Overall, the site is trustworthy, safe, and well-positioned in its market segment.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching sfg-ht.de

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
30
Email security
70
DNS health
60
Network security
100
GDPR outside view
68
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention sfg-ht.de, from OffSeq Breach.

No leaked records found

Breach holds no records for sfg-ht.de right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Sparkassen-Finanzgruppe Hessen-Thüringen holds a strong market position as a large regional financial group in Germany, serving a wide customer base with comprehensive financial services. Its business model revolves around regional Sparkassen banks and affiliated partners, providing banking, insurance, and financial products tailored to local needs. The website highlights partnerships with financial education platforms and savings programs, indicating a diversified ecosystem. Career opportunities and sponsoring activities suggest active community engagement and employer branding efforts. The absence of detailed founding year or parent company information limits deeper historical insights, but the domain and branding consistency support a credible and established entity.

Security posture

The website demonstrates a mature security posture with HTTPS enabled and integration of cookie consent management to comply with privacy regulations. The use of Matomo analytics indicates a preference for privacy-conscious tracking. However, the lack of explicit security headers such as Content Security Policy (CSP), HSTS, and X-Frame-Options reduces defense-in-depth. No vulnerability disclosure or security.txt files were found, and no direct security contact information is provided, which could hinder incident reporting and response. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. Overall, the security posture is good but could be improved with additional headers and transparency.

Recommendations

  1. Publish a comprehensive privacy policy page detailing GDPR compliance and data handling practices.
  2. Add explicit security headers (CSP, HSTS, X-Frame-Options) to enhance protection against common web attacks.
  3. Provide a security policy and incident response contact information to improve transparency and readiness.
  4. Implement a vulnerability disclosure policy or security.txt file to facilitate responsible reporting.
  5. Enhance contact information availability, including verified company emails and phone numbers for customer and security inquiries.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Sparkassen-Finanzgruppe Hessen-Thüringen
Description
Ob Vermögensaufbau, Versicherung, Baufinanzierung oder Engagement vor Ort: Die S-Finanzgruppe Hessen-Thüringen begleitet Menschen in jeder Lebensphase.
Key services
Banking, Insurance, Building finance, Asset accumulation, Local engagement
Content quality
good
Branding
consistent

Technology

Stack
Concrete CMS, jQuery, FontAwesome, Swiper.js, Matomo Analytics, Cloudinary (media hosting), cookiefirst.com (consent management), eyeAble.js (accessibility plugin)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management implemented
  • Accessibility plugin included

Analytics and tracking

Services
Matomo
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Matomo
Marketing tools
cookiefirst.com consent management
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses Concrete CMS with modern frontend libraries.
  2. Strong focus on regional financial services in Hessen and Thüringen.
  3. Includes career/job offers and partner information.
  4. Implements cookie consent and accessibility features.
  5. No explicit privacy policy or terms of service pages found in provided content.
  6. No direct contact emails or phone numbers found in the analyzed content.
  7. No security.txt or vulnerability disclosure information found.
  8. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on Concrete CMS, a robust content management system, and uses modern frontend technologies including jQuery, FontAwesome icons, and Swiper.js for interactive sliders. Media content is efficiently served via Cloudinary, supporting performance and scalability. Cookie consent is managed through cookiefirst.com scripts, ensuring regulatory compliance. Accessibility is addressed with the eyeAble.js plugin, improving usability for users with disabilities. The site is mobile-optimized with responsive design and good navigation clarity. Performance is moderate, with potential for improvement through optimization of scripts and assets. No critical technical issues or broken elements were detected in the analyzed content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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