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Security report for sfbli.com

Savings Bank Mutual Life Insurance Company of New York · Finance · United States

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

The website sfbli.com represents Savings Bank Mutual Life Insurance Company of New York, a financial services company specializing in life insurance products with a long history dating back to 1868. The domain registration data is consistent with the company's profile, indicating legitimacy and a well-established presence in the finance sector. However, the website content is currently inaccessible due to a security mechanism or web application firewall blocking access, resulting in a minimal 'Request Rejected' page. This prevents a thorough analysis of the website's content, technical infrastructure, and security posture. The lack of accessible privacy policies, contact information, and other standard website elements limits the ability to assess compliance and user experience. It is recommended to address the blocking issue to enable proper evaluation and improve transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching sfbli.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
65
Email security
85
DNS health
80
Network security
100
GDPR outside view
50
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Savings Bank Mutual Life Insurance Company of New York operates in the finance sector, focusing on life insurance products. The company targets individuals seeking financial protection and life insurance solutions. The business model is that of an insurance provider with a medium-sized market presence in the United States. The domain age and registration details support a stable and credible business operation. Due to the blocked website content, insights into revenue streams, partnerships, and growth indicators are unavailable. The company would benefit from improving its digital presence and transparency to enhance customer trust and engagement.

Security posture

The current security posture cannot be fully assessed due to the website being blocked by a security mechanism. The domain does not have DNSSEC enabled, which is a recommended security enhancement. No security headers or SSL configuration details are available from the provided data. The absence of accessible security and privacy policies, incident response information, and vulnerability disclosures indicates gaps in transparency. It is critical to enable proper website access and implement standard security best practices such as DNSSEC, security headers, and clear privacy policies to improve the security posture and compliance.

Recommendations

  1. Resolve the web application firewall or security mechanism blocking legitimate access to enable full website analysis and user access.
  2. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  3. Implement and publish comprehensive privacy and cookie policies to demonstrate GDPR and privacy compliance.
  4. Add clear contact information and security incident response contacts to improve transparency and trust.
  5. Adopt security best practices including HTTPS enforcement, security headers, and vulnerability management to strengthen security posture.
Site observations

Automated reading of the public site. Ratings are indicative.

Generic detected. The website returned a 'Request Rejected' page with minimal HTML content indicating a WAF or security mechanism blocking access. These observations may be incomplete. For a fuller analysis, contact guard@offseq.com.

Business

Company
Savings Bank Mutual Life Insurance Company of New York
Description
Savings Bank Mutual Life Insurance Company of New York (SFBLI) is a financial services company specializing in life insurance products.
Key services
Life insurance, Financial protection products
Content quality
poor

Technology

Analytics and tracking

Site quality

Design
poor
User experience
poor
Content relevance
poor
Navigation
poor
Professionalism
poor
Trustworthiness
low

Key observations

  1. Website content is blocked by a security mechanism or WAF.
  2. No accessible content beyond a minimal 'Request Rejected' message.
  3. No metadata, forms, scripts, or external links available for analysis.
  4. No privacy, cookie, or terms of service policies found.
  5. No contact information or social media links detected.
  6. Domain WHOIS data is consistent and indicates a legitimate, long-standing business.
  7. Technical and security posture cannot be fully assessed due to blocked content.
Technical notes

Notes

The website is hosted with DNS services provided by Microsoft Azure DNS, indicating a reliable hosting infrastructure. However, no information about the CMS, frameworks, or technologies used is available due to blocked content. The absence of metadata, scripts, or external links prevents assessment of SEO, performance, and technical implementation. The domain registration is stable and long-standing, but the current blocking of website content represents a significant technical and operational risk that should be addressed promptly to restore full digital functionality and enable comprehensive technical evaluation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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