Security report for sepa.net
GRÜN IT Group GmbH · Finance · Germany
SEPA.net, operated by GRÜN IT Group GmbH, provides an innovative online payment system focused on SEPA direct debit transactions across Europe. The platform enables merchants to integrate payment solutions such as purchase buttons, iFrame/mobile integration, API interfaces for recurring payments, and a WordPress plugin for WooCommerce. The service targets online merchants and buyers seeking seamless, registration-free payment experiences. The website is professionally designed, content-rich, and optimized for mobile devices, reflecting a mature digital presence. Technically, the website is built on WordPress with WooCommerce and employs modern JavaScript libraries and plugins to enhance user experience. The site uses HTTPS with strong SSL encryption and implements security features like transaction TANs and fraud management. However, some security headers are missing, and no explicit incident response or vulnerability disclosure mechanisms are published. From a security and compliance perspective, SEPA.net adheres to German data protection laws and GDPR, with clear privacy and cookie policies and consent mechanisms. Contact information is transparent, but the lack of WHOIS domain registration data raises concerns about domain legitimacy. Overall, the site demonstrates a good security posture but would benefit from enhanced transparency and security best practices. Strategically, SEPA.net occupies a niche in the European payment processing market, offering specialized direct debit solutions. The company should prioritize verifying domain registration details, publishing incident response contacts, and implementing additional security headers to strengthen trust and compliance.
Scanned
NIS2 and GDPR posture
- GDPR outside view
- 73/ 100 · Medium
- Checks completed
- 6of 7
NIS2 Art. 21(2)
- (a) Risk analysis and security policies: Not visible from outside
- (b) Incident handling: One indicator
- (c) Business continuity, backups and crisis management: Not visible from outside
- (d) Supply chain security: Not visible from outside
- (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
- (f) Assessing the effectiveness of security measures: Not visible from outside
- (g) Cyber hygiene and security training: Not visible from outside
- (h) Cryptography and encryption: Partly checked
- (i) HR security, access control and asset management: One indicator
- (j) Multi-factor authentication and secured communications: Not visible from outside
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
Priority findings
1 finding rated critical or high. Fix these first.
GDPR outside view
These are the privacy signals visitors and data protection authorities look for under GDPR.
- High
No Cookie Policy found
GDPR requires clear information about cookie usage
What to do: Add a dedicated cookie policy explaining cookie usage and purposes
- High
Need hands-on remediation? Email guard@offseq.com
Keep watching sepa.net
This scan found 14 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
Daily monitoring
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- TLS certificates and expiry
- DNS records
- SPF, DKIM and DMARC
- Security headers
- GDPR and NIS2 posture
- Exposed services
- Third-party trackers
- Security score drift
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Results by check
Each check with its score, findings and the evidence it collected.
How this score is calculated
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
- SSL/TLS
- 85
- Email security
- 70
- DNS health
- 70
- Network security
- 100
- GDPR outside view
- 73
- Average
- 80
- After the cap
- 75
Not counted
- Security headers: did not complete in this scan.
- NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
- OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
- The certificate is not trusted by browsers
- The website is not served over HTTPS
- A database, remote desktop, file-sharing or Telnet service is reachable from the internet
- The page loads a script from a compromised source
- The domain registration has expired
- SPF authorises every server to send mail as the domain
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
- Critical0–25
- High26–49
- Medium50–75
- Low76–100
Technical appendix
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Business context
Business profile
Security posture
Recommendations
- Implement and configure security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.
- Publish an incident response page or security contact email to facilitate vulnerability reporting and improve trust.
- Verify and publish domain WHOIS registration details to improve legitimacy and trustworthiness.
- Conduct regular security audits of third-party plugins and update them promptly to mitigate vulnerabilities.
- Enhance accessibility features to improve compliance and user experience for all visitors.
Contact details published on the site
- Addresses
- Legal name
- GRÜN IT Group GmbH
Site observations
Automated reading of the public site. Ratings are indicative.
Business
- Company
- GRÜN IT Group GmbH
- Description
- SEPA.net is a service of the GRÜN IT Group GmbH offering an innovative online payment system for Europe-wide immediate purchase, enabling micropayments via direct debit without registration.
- Key services
- Online direct debit payment processing, Purchase button integration, iFrame & Mobile integration, API interface for recurring payments, WordPress plugin for WooCommerce
- Content quality
- good
- Branding
- consistent
Technology
- Stack
- WordPress 6.7.2, WooCommerce 9.7.1, jQuery, MediaElement.js, WPBakery Page Builder, Ultimate VC Addons
- Platforms
- WordPress
- Performance
- moderate
- Mobile
- good
- Accessibility
- basic
- SEO
- good
Security
- Observed score
- 85/100
- Good practices seen
- HTTPS enabled
- 256 Bit SSL encryption
- Security TAN for payment authorization
- Blacklisting and fraud management mentioned
Analytics and tracking
- Tracking level
- minimal
- Privacy practices
- good
Advertising
- Marketing tools
- WooCommerce, Contact Form 7, Cookie Notice plugin
- Transparency
- basic
Site quality
- Design
- good
- User experience
- good
- Content relevance
- good
- Navigation
- good
- Professionalism
- good
- Trustworthiness
- high
Key observations
- Website is fully accessible with no blocking or WAF challenges.
- Content is business-focused on SEPA direct debit payment solutions.
- Clear contact information and company details are provided.
- No security.txt or explicit incident response information found.
- WHOIS data is missing, which reduces trustworthiness score.
- Good use of HTTPS and security best practices mentioned on site.
- Cookie consent and privacy policy are implemented and GDPR compliant.
Technical notes
Notes
Standards and sources
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
- MITRE CWE (opens in a new tab)4.20 (2026-04-30) · CWE Terms of Use (free use with attribution, © MITRE)
- OWASP Top 10:2025 (opens in a new tab)2025 (membership per CWE 4.20) · CC BY-SA 4.0
- MITRE CAPEC (opens in a new tab)3.9 (2023-01-24) · CAPEC Terms of Use (free use with attribution, © MITRE)
- OWASP ASVS (opens in a new tab)5.0.0 · CC BY-SA 4.0
- OWASP Web Security Testing Guide (opens in a new tab)latest (checklist.json, master) · CC BY-SA 4.0
- OWASP Secure Headers Project (opens in a new tab)2026-10-18 · Apache-2.0
- Mozilla Server Side TLS (intermediate) (opens in a new tab)6.0 · MPL-2.0
- NIST SP 800-53 Rev. 5 (OSCAL catalog) (opens in a new tab)5.2.0 · Public domain (US Government work)
- Directive (EU) 2022/2555 (NIS2) (opens in a new tab)OJ L 333, 27.12.2022 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- Commission Implementing Regulation (EU) 2024/2690 (opens in a new tab)OJ L, 18.10.2024 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- Regulation (EU) 2016/679 (GDPR) (opens in a new tab)OJ L 119, 4.5.2016 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- Directive 2002/58/EC (ePrivacy), consolidated (opens in a new tab)19.12.2009 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- RFC Editor metadata (opens in a new tab)per-RFC (obsolete RFCs rejected) · IETF Trust Legal Provisions (metadata only)
- NIST CSRC, W3C TR, IETF Datatracker, EDPB, EUR-Lex CELLAR and gesetze-bayern.de (opens in a new tab)per document · Titles and links only
- NIST NVD CVE API 2.0 (opens in a new tab)live records · Public domain (NVD); CVE® records © MITRE, free use
- W3C WCAG 2.2 (opens in a new tab)W3C Recommendation (wcag.json) · W3C Software and Document License
- ETSI EN 301 549 (opens in a new tab)V3.2.1 (2021-03), clause headings · Clause numbers and titles only (© ETSI)
- Directive (EU) 2019/882 (European Accessibility Act) (opens in a new tab)OJ L 151, 7.6.2019 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- Directive (EU) 2016/2102 (Web Accessibility Directive) (opens in a new tab)OJ L 327, 2.12.2016 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
Retrieved 2026-10-25
Earlier scans of this domain
- 75/100Medium12 findings · partial scanView report
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