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Security report for seb.lt

SEB bankas · Finance · Lithuania

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

58/100

Risk levelMedium

0–100, higher is better. How it is calculated

SEB bankas is a leading Lithuanian financial institution offering a wide range of banking and financial services to private individuals, businesses, and large enterprises. The website demonstrates a mature digital presence with comprehensive content, clear navigation, and strong branding consistency. The technical infrastructure is modern, leveraging Drupal 10 CMS and standard web technologies, with good mobile optimization and accessibility features. Security posture is solid with HTTPS enforcement and security headers, though explicit security policies and incident response information are absent. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. However, the absence of WHOIS data for the domain introduces some uncertainty regarding domain registration legitimacy. Overall, the website reflects a professional and trustworthy financial services provider with room for improvement in transparency around security and domain registration details.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

Need hands-on remediation? Email guard@offseq.com

Keep watching seb.lt

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
65
Email security
85
DNS health
70
Network security
100
GDPR outside view
25
Average
58

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

SEB bankas operates primarily in the banking and finance sector in Lithuania, targeting private clients, businesses, and private banking customers. The business model focuses on retail and corporate banking services, including loans, savings, investments, insurance, and pension products. The website content and structure indicate a strong market position with a broad service portfolio and digital engagement. The presence of social media channels and marketing tools like Evergage suggests active customer engagement and personalized marketing strategies. The lack of detailed WHOIS data is unusual for a bank and should be investigated further to ensure domain legitimacy. The company appears to be part of the larger SEB Group, a well-known Nordic financial group.

Security posture

The website enforces HTTPS and includes multiple security headers, indicating a good baseline security posture. Cookie consent mechanisms and privacy policies demonstrate compliance with GDPR requirements. However, the absence of a published security policy, incident response plan, or vulnerability disclosure program limits transparency and preparedness perception. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of third-party scripts like Evergage should be regularly audited for security risks. Overall, the security posture is good but could be enhanced by publishing explicit security governance documents and incident response contacts.

Recommendations

  1. Publish a dedicated security policy and incident response information on the website to improve transparency and trust.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Verify and update WHOIS domain registration information to ensure domain legitimacy and reduce trust concerns.
  4. Regularly audit third-party scripts and marketing tools for security vulnerabilities and privacy compliance.
  5. Enhance data protection officer contact visibility to comply fully with GDPR transparency requirements.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SEB bankas
Description
SEB bankas provides banking and financial services including personal banking, business banking, private banking, loans, savings, investments, insurance, and pension services primarily targeting Lithuanian customers.
Key services
Internet banking, Loans (housing, consumer, leasing), Savings and investments, Insurance, Pension funds, Mobile banking app
Content quality
excellent
Branding
consistent

Technology

Stack
Drupal 10, JavaScript, Bootstrap, FontAwesome
Frameworks
Drupal
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • No exposed sensitive data in HTML
  • Secure login forms

Analytics and tracking

Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Evergage
Tracking pixels
Evergage
Marketing tools
Evergage
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. Strong focus on private and business banking services
  3. Comprehensive cookie consent and privacy policy present
  4. No visible security or privacy policy documents beyond standard legal pages
  5. No explicit security incident or vulnerability disclosure information
  6. WHOIS data unavailable or inaccessible, which is unusual for a bank domain
  7. Use of modern CMS (Drupal 10) and standard web technologies
  8. Social media presence on major platforms
  9. No signs of adult or questionable content
  10. Good mobile and accessibility support
Technical notes

Notes

The website is built on Drupal 10 CMS, using modern JavaScript libraries and Bootstrap for responsive design. The site includes comprehensive meta tags and SEO-friendly structures. Performance is moderate, with room for optimization in asset delivery and caching. Accessibility features such as skip links and ARIA attributes are present, supporting inclusive design. The cookie consent mechanism is well implemented, supporting GDPR compliance. No hosting provider details were found in the HTML content. The site uses external domains for marketing scripts and social media integration. Overall, the technical implementation is solid with minor opportunities for performance tuning and enhanced security transparency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium3 findings · partial scanView report
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