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Security report for schwaebisch-hall.de

Schwäbisch Hall · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

72/100

Risk levelMedium

0–100, higher is better. How it is calculated

Schwäbisch Hall is a well-established German financial services company specializing in home savings contracts (Bausparvertrag) and real estate financing (Baufinanzierung). With a history dating back to 1921, it holds a leading market position in Germany, offering comprehensive services for buying, building, and modernizing homes. The website reflects a professional and user-friendly digital presence, targeting private individuals seeking reliable home financing solutions. Technically, the site leverages modern technologies including Adobe Experience Manager CMS, Google Tag Manager, and Microsoft Customer Journey Analytics, ensuring good performance and mobile optimization. Security measures are robust, with HTTPS enforced and multiple security headers present, although explicit security policy and incident response pages are not found. Overall, the site demonstrates strong privacy compliance with GDPR-aligned policies and consent mechanisms. The domain WHOIS data aligns with the company's identity and history, supporting legitimacy. Strategic recommendations include publishing a dedicated security policy and vulnerability disclosure to enhance transparency and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
48/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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Keep watching schwaebisch-hall.de

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
70
Email security
75
DNS health
65
Network security
100
GDPR outside view
48
Average
72

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention schwaebisch-hall.de, from OffSeq Breach.

Total records
4,947
Employees
0
Customers
4,925
Third parties
22
Weak passwords
6%

13 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for schwaebisch-hall.de.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance and real estate sectors, focusing on home savings and mortgage financing products. Its business model revolves around providing financial products to private customers aiming to purchase or renovate homes. Schwäbisch Hall benefits from a strong brand presence in Germany, supported by consistent branding and comprehensive online content. The company maintains partnerships within the SH Gruppe network, as indicated by DNS and domain references. The website's content and structure cater well to its target audience, with clear navigation and relevant service offerings. Growth indicators include digital marketing and analytics investments, reflecting a mature digital strategy. No subsidiaries or conflicting domains were detected, indicating a focused business scope.

Security posture

The website exhibits a mature security posture with HTTPS enforced and multiple security headers implemented, including HSTS, CSP, and X-Frame-Options. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The presence of cookie consent and privacy policies indicates compliance with data protection regulations. However, the absence of a public security policy or incident response contact limits transparency in security governance. No vulnerability disclosure or security.txt file was found, which could be improved to encourage responsible reporting. Overall, the security measures are strong, but transparency and incident handling readiness could be enhanced to meet best practices fully.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Implement and publicize a vulnerability disclosure policy or security.txt file to facilitate responsible vulnerability reporting.
  3. Provide explicit incident response contact channels such as security@ or abuse@ email addresses.
  4. Regularly review and update third-party libraries and scripts to mitigate potential vulnerabilities.
  5. Enhance transparency around data retention policies and user privacy controls.

Contact details published on the site

Addresses
Legal name
Bausparkasse Schwäbisch Hall AG
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Schwäbisch Hall
Description
Ihr Start ins Wohnglück mit einem Bausparvertrag und einer Immobilienfinanzierung von Schwäbisch Hall.
Key services
Bausparvertrag (home savings contract), Immobilienfinanzierung (real estate financing), Modernisierung (modernization financing)
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Microsoft Customer Journey Analytics, Kameleoon (A/B testing and personalization), jQuery (cookie handling)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Google Analytics, Microsoft Customer Journey Analytics, Kameleoon
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Microsoft Customer Journey Analytics, Kameleoon
Marketing tools
Google Analytics (via GTM), Kameleoon
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Strong focus on home savings and financing products.
  3. Comprehensive privacy and cookie policies with consent mechanisms.
  4. Use of modern analytics and personalization technologies.
  5. No signs of security blocking or WAF interference.
  6. WHOIS data supports legitimacy and consistency with business claims.
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, leveraging modern JavaScript frameworks and analytics tools such as Google Tag Manager and Microsoft Customer Journey Analytics. The hosting infrastructure appears to be provided by Deutsche Telekom AG, ensuring reliable performance and security. The site is mobile-optimized and accessible, with good SEO practices evident in meta tags and structured data. Performance is moderate, with asynchronous loading of scripts and anti-flicker mechanisms for personalization. Technical debt appears minimal, but opportunities exist to improve security transparency and incident response readiness. Overall, the technical infrastructure supports a robust and scalable digital presence aligned with business goals.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 61/100Medium23 findingsView report
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