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Security report for satum.cz

SATUM CZECH s.r.o. · Healthcare · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

53/100

Risk levelMedium

0–100, higher is better. How it is calculated

SATUM CZECH s.r.o. is a well-established insurance brokerage company operating primarily in the Czech Republic, serving various sectors including healthcare, transportation, industry, and finance. The company positions itself as one of the largest insurance brokers in the region, offering risk analysis, insurance brokerage, claims handling, and compliance services. Their website reflects a professional business model targeting corporate clients with industry-specific insurance solutions. Technically, the website employs a moderate technology stack including jQuery, Google Analytics, and tracking tools, with a responsive design suitable for mobile users. Security posture is adequate with HTTPS enabled and cookie consent mechanisms in place, but lacks advanced security headers and uses an outdated jQuery version, which could pose risks. The absence of WHOIS data is a notable concern, impacting domain trustworthiness despite the professional presentation and clear contact information. Overall, the website is functional, professional, and compliant with GDPR, but improvements in security and transparency are recommended.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching satum.cz

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
35
Email security
85
DNS health
85
Network security
20
GDPR outside view
25
Average
53

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in a competitive insurance brokerage market in the Czech Republic, leveraging its long history since 1997 to maintain a strong market position. Its business model focuses on providing tailored insurance solutions across multiple sectors, supported by a compliance program and ISO 27001 certification, which enhances credibility. The presence of client references and partnerships with certification bodies indicates a mature partnership ecosystem. The company targets medium to large enterprises requiring specialized insurance and risk management services. Growth indicators include active news updates and conference participation. The website supports client engagement through a dedicated portal and clear contact channels, reinforcing customer service focus.

Security posture

The security maturity level is moderate. The website uses HTTPS and implements cookie consent, aligning with GDPR requirements. However, the lack of security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces protection against common web attacks. The use of an outdated jQuery version introduces potential vulnerabilities. No explicit incident response or vulnerability disclosure mechanisms are present, limiting transparency in security management. The company holds ISO 27001 certification, indicating an organizational commitment to information security, but this is not fully reflected in the website's technical security controls. Overall, the security posture is adequate but could be significantly improved by updating libraries, adding security headers, and publishing incident response contacts.

Recommendations

  1. Implement comprehensive security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection to enhance web security.
  2. Upgrade jQuery and other JavaScript libraries to the latest secure versions to mitigate known vulnerabilities.
  3. Publish explicit incident response and vulnerability disclosure information, including a security.txt file and dedicated contact emails.
  4. Enhance accessibility features to improve compliance with accessibility standards and user experience for all users.
  5. Increase transparency by resolving WHOIS data issues to improve domain trust and legitimacy perception.

Contact details published on the site

Addresses
Legal name
SATUM CZECH s.r.o.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SATUM CZECH s.r.o.
Description
Pojišťovací společnost SATUM CZECH s.r.o. je jednou z největších pojišťovacích makléřských společností působících v České republice. Již od roku 1997 poskytuje služby v oblasti sjednávání pojištění a rizikových analýz.
Key services
Risk analysis and insurance brokerage, Industry-specific insurance solutions, Claims handling, Compliance program
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.9.1, Google Analytics, Google Tag Manager, Leady tracking, Owl Carousel, Swipebox, Nette AJAX
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • HTTPS enabled
  • No exposed sensitive data in HTML
  • Cookie consent banner implemented

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Leady
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Leady
Marketing tools
Leady
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented in Czech language targeting Czech business sectors.
  3. WHOIS data is missing, which is unusual and reduces domain trust.
  4. Privacy and cookie policies are present and GDPR compliant.
  5. Security headers are not detected; security posture can be improved.
  6. Use of outdated jQuery version may pose security risks.
  7. Contact information is clearly provided including email and phone.
  8. Social media presence includes LinkedIn and YouTube.
  9. No adult or questionable content detected.
  10. Tracking and analytics scripts are used with consent mechanisms.
Technical notes

Notes

The website uses a traditional tech stack with jQuery 1.9.1, Owl Carousel, and Google Analytics for tracking. It employs Nette AJAX for asynchronous operations and includes third-party tracking via Leady and Google Tag Manager. The site is responsive with multiple CSS stylesheets targeting different screen widths, indicating attention to mobile optimization. Performance is moderate, with no explicit indicators of advanced hosting or CDN usage. The absence of a detected CMS suggests a custom or proprietary platform. Technical debt is present due to outdated libraries and missing security headers. Modernization opportunities include updating JavaScript libraries, implementing security best practices, and improving SEO and accessibility features to enhance overall technical maturity.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 52/100Medium32 findingsView report
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