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Security report for satispay.com

Satispay · Finance · Italy

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Satispay is a leading Italian digital payment platform offering a mobile app for everyday payments, peer-to-peer money transfers, business payment solutions, and digital welfare products such as meal vouchers. The company targets individuals, merchants, and companies, boasting over 5.5 million users and 400,000 merchants, positioning itself strongly in the Italian finance and technology sectors. The website is professionally designed, mobile-optimized, and rich in relevant content, reflecting a mature digital presence. Technically, the site uses modern frameworks like Next.js and React, integrates Google Tag Manager and Trustpilot for analytics and reviews, and is hosted on a performant infrastructure with good SEO and accessibility features. Security posture is strong with HTTPS enforced and multiple security headers present, though explicit security policies and incident response information are not publicly detailed. WHOIS data is unavailable, which slightly impacts trust but does not outweigh the professional business presence. Overall, the site is trustworthy, compliant with GDPR, and provides multiple contact and support channels.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching satispay.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
75
Email security
65
DNS health
80
Network security
100
GDPR outside view
35
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention satispay.com, from OffSeq Breach.

Total records
5,582
Employees
0
Customers
5,579
Third parties
3
Weak passwords
5%

20 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for satispay.com.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Satispay operates in the digital payments and welfare benefits sector, focusing on simplifying payments for individuals and businesses. Its business model revolves around providing a user-friendly app that integrates payments, savings, and welfare benefits, including digital meal vouchers. The company has established partnerships with major retailers and a large user base, indicating strong market penetration. Revenue streams likely include transaction fees from business clients and value-added services. The company maintains a robust support ecosystem with dedicated business and private user assistance portals. Growth indicators include continuous content updates, new welfare product offerings, and expanding merchant networks. The company leverages modern digital marketing and analytics tools to optimize user engagement and service delivery.

Security posture

The website demonstrates a solid security posture with HTTPS enforced and multiple security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a publicly available security policy or incident response plan limits transparency. There is no evidence of a vulnerability disclosure program or security.txt file. The use of third-party scripts like Google Tag Manager and Trustpilot is standard but requires ongoing monitoring for vulnerabilities. Overall, the security maturity is good but could be enhanced by publishing explicit security policies and incident response contacts.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and incident response procedures.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Regularly audit and update third-party scripts to mitigate potential vulnerabilities.
  4. Enhance transparency by providing contact channels specifically for security incidents or abuse reports.
  5. Maintain up-to-date WHOIS information to improve domain trustworthiness and compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Satispay
Description
Satispay is an app for everyday payments, offering services to pay and save, business tools, and welfare products for companies.
Key services
Mobile payments in stores and online, Peer-to-peer money transfers, Business payment solutions, Digital meal vouchers (Buoni Pasto), Welfare products for companies
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, JavaScript, Google Tag Manager, Trustpilot widget
Frameworks
Next.js
Platforms
Web, iOS, Android
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Secure forms with no visible vulnerabilities

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Trustpilot
Marketing tools
Trustpilot widget
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and fully accessible.
  2. Content is comprehensive and targeted to Italian market.
  3. Strong presence in finance and digital payments sector.
  4. No security or WAF blocking detected.
  5. WHOIS data unavailable, limiting domain trust verification.
  6. Good privacy and cookie policy presence with consent mechanisms.
  7. Multiple contact channels available including support portals.
  8. Use of modern web technologies and frameworks.
  9. No adult or questionable content detected.
Technical notes

Notes

The website is built using modern web technologies including React and Next.js, ensuring a responsive and performant user experience. It integrates Google Tag Manager for analytics and Trustpilot for user reviews, indicating a mature digital marketing approach. The site is mobile-optimized with excellent accessibility and SEO practices. The use of DatoCMS as a content management system supports efficient content updates. No technical debt or legacy technology indicators were found. Hosting details are not explicitly identified but performance and security headers suggest a reliable hosting environment. Opportunities exist to enhance technical transparency by publishing hosting and infrastructure details and expanding accessibility features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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