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Security report for salland.nl

Salland Zorgverzekeringen · Healthcare · Netherlands

Medium risk. 3 critical or high findings in Security headers and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

Salland Zorgverzekeringen is a Dutch health insurance provider focused on delivering sustainable, accessible, and affordable healthcare coverage to residents of the Netherlands. The company positions itself as a reliable insurer with a clear focus on customer service and digital engagement. The website reflects a professional and consistent brand image, targeting Dutch-speaking customers seeking health insurance products. The business model centers on insurance services with an emphasis on digital customer interaction and marketing. Technically, the website employs modern web technologies including Bootstrap 4 for responsive design, Google Fonts for typography, and Cookiebot for GDPR-compliant cookie consent management. Hosting and delivery appear to leverage Cloudflare and AWS infrastructure, ensuring good performance and availability. The site integrates multiple third-party marketing and analytics tools such as Google Analytics, Hotjar, Facebook Pixel, and BlueConic, indicating a mature digital marketing strategy. From a security perspective, the site enforces HTTPS and uses cookie consent mechanisms to comply with privacy regulations. However, explicit security headers like Content-Security-Policy and X-Frame-Options are not evident in the provided data, suggesting room for improvement. No critical vulnerabilities or exposed sensitive data were detected. The absence of a visible security policy or incident response contact information is a gap in transparency. Overall, the website is trustworthy and professionally maintained with good privacy compliance and digital maturity. Strategic recommendations include enhancing security headers, publishing clear security and incident response policies, and maintaining vigilance on third-party script security to mitigate risks.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching salland.nl

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
35
Email security
87
DNS health
75
Network security
100
GDPR outside view
88
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Salland Zorgverzekeringen operates in the Dutch healthcare insurance sector, serving a medium-sized market segment with a focus on sustainable and affordable insurance products. The company leverages digital channels for customer engagement and marketing, supported by a robust ecosystem of partners including CMS providers and marketing analytics platforms. The business model is primarily B2C insurance with an emphasis on online service delivery. The presence of multiple subdomains for applications and customer portals indicates a structured digital service offering. The company maintains a consistent brand presence and targets Dutch residents, positioning itself as a trustworthy insurer in a competitive market.

Security posture

The website demonstrates a moderate to good security posture with mandatory HTTPS and cookie consent mechanisms in place. The use of Cloudflare and AWS infrastructure adds resilience and performance benefits. However, the lack of explicit security headers such as CSP, X-Frame-Options, and X-Content-Type-Options reduces defense-in-depth. No visible incident response or security policy information limits transparency and user trust. The extensive use of third-party marketing and analytics scripts introduces potential attack surfaces that require ongoing monitoring. Overall, the security maturity is adequate but could be improved by adopting recommended HTTP security headers and publishing security policies.

Recommendations

  1. Implement comprehensive HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Publish a clear security policy and incident response contact information on the website to improve transparency and user trust.
  3. Regularly audit and update third-party scripts and libraries to mitigate vulnerabilities and reduce attack surface.
  4. Enhance accessibility features to improve compliance and user experience for all visitors.
  5. Maintain and monitor cookie consent mechanisms to ensure ongoing GDPR compliance and user privacy.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Salland Zorgverzekeringen
Description
Salland Zorgverzekeringen verzekert duurzame, toegankelijke en betaalbare zorg voor iedereen in Nederland.
Key services
Health insurance products, Customer support, Online services
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap 4, Google Fonts (IBM Plex Sans, Nunito, Open Sans), Cookiebot (consent management), Google Tag Manager, YouTube iframe API, Cloudflare (inferred from cookies and AWS cookies)
Frameworks
Bootstrap 4
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Hotjar, BlueConic
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Meta Platforms, Inc., Google, Pinterest
Tracking pixels
Hotjar, Facebook Pixel, Pinterest tracking
Marketing tools
BlueConic
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses modern consent management with Cookiebot
  2. Extensive use of third-party marketing and analytics tools
  3. No visible contact information or privacy policy found in the provided HTML snippet
  4. Site appears professionally designed and targeted at Dutch health insurance customers
  5. No security policy or incident response information publicly visible
  6. No WAF or blocking mechanisms detected
Technical notes

Notes

The website is built on a modern technology stack featuring Bootstrap 4 for responsive design and Google Fonts for typography. Cookiebot is used for consent management, integrated with Google Tag Manager for analytics and marketing tag deployment. Hosting infrastructure likely involves Cloudflare and AWS, providing CDN and load balancing capabilities. The CMS appears to be Sitecore, inferred from cookies and URL patterns, indicating a mature enterprise content management environment. Performance is moderate with good mobile optimization. Accessibility is basic but could be enhanced. SEO is supported by proper meta tags and Open Graph data. The technical implementation is solid with opportunities for security and accessibility improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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