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Security report for salfin.ro

SAL-Fin · Finance · Romania

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

SAL-Fin is a Romanian entity specializing in alternative dispute resolution within the non-banking financial sector. The organization provides free counseling and dispute resolution services to consumers, handling over 6500 requests to date. The website is professionally designed using WordPress and modern plugins, reflecting a mature digital presence. It integrates Google Analytics and Ads for marketing and tracking purposes. Security posture is good with HTTPS enforced and use of reCAPTCHA on forms, though some security headers could be improved. Privacy and cookie policies are not clearly presented, which is a compliance gap. WHOIS data is privacy protected, common for regulated entities, but limits transparency. Overall, the website is trustworthy and serves its target audience effectively.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching salfin.ro

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
30
Email security
85
DNS health
70
Network security
100
GDPR outside view
10
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

SAL-Fin operates as an essential entity in the finance sector, focusing on consumer dispute resolution outside traditional banking. Its business model is likely non-profit or regulatory, emphasizing consumer protection and legal compliance. The organization targets consumers needing financial dispute assistance and conciliators with expertise in financial legislation. The website content and structure indicate a stable market position with a clear service offering. The lack of visible privacy and cookie policies suggests room for compliance improvement. The use of Google marketing tools indicates active engagement in outreach and awareness.

Security posture

The website demonstrates a moderate to good security posture with HTTPS enabled and Google reCAPTCHA protecting forms. However, explicit security headers like Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options are not detected, which could enhance protection against common web attacks. No vulnerabilities or exposed sensitive data were found in the HTML content. The absence of a published security policy or incident response contact limits transparency in security governance. Regular updates and security hardening are recommended to maintain and improve security maturity.

Recommendations

  1. Publish a comprehensive privacy policy and cookie policy with clear GDPR compliance statements.
  2. Implement and verify HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Add a visible security policy and incident response contact information to improve transparency and trust.
  4. Ensure all forms have anti-CSRF protections and strong input validation.
  5. Regularly audit and update WordPress core and plugins to mitigate vulnerabilities.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SAL-Fin
Description
SAL-Fin is an entity organizing alternative dispute resolution in the non-banking financial sector, providing free counseling and dispute resolution services for consumers in financial non-banking matters.
Key services
Alternative dispute resolution, Consumer counseling, Conciliator registry and services
Content quality
good
Branding
consistent

Technology

Stack
WordPress, jQuery, Revolution Slider, Elementor, Google Tag Manager, Google Analytics, Google Ads, Contact Form 7
Frameworks
WordPress, Elementor
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA on forms
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Google Ads
Marketing tools
Google Site Kit
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is focused on alternative dispute resolution in the financial non-banking sector.
  3. Contact information is clearly provided including email, phone, physical address, and contact form.
  4. No privacy or cookie policy pages were found or linked in the visible content.
  5. Use of modern WordPress plugins and Google services for analytics and ads.
  6. No explicit security policy or incident response information is published.
  7. WHOIS data is privacy protected with no public registrant info.
  8. Website is professionally designed and well structured with good navigation.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on WordPress using Elementor and Revolution Slider plugins, supported by jQuery and Google services for analytics and ads. The site loads with moderate performance and is mobile optimized. SEO practices are good with proper meta tags and structured navigation. Accessibility features are basic but present. Hosting provider details are not evident. The technical stack is modern but could benefit from enhanced security headers and performance optimizations. Overall, the infrastructure supports the business needs effectively with room for technical improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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