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Security report for saint-christophe-assurances.fr

Mutuelle Saint-Christophe assurances · Finance · France

Medium risk. 9 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

58/100

Risk levelMedium

0–100, higher is better. How it is calculated

Mutuelle Saint-Christophe assurances is a French mutual insurance company providing a broad range of insurance products including auto, moto, habitation, health, and specialized insurance for teaching professionals and religious institutions. The website targets individuals and collectivities, offering resources and client spaces tailored to different customer segments. The company maintains an active presence with regional committees and community engagement events. Technically, the website is built on Drupal 11, employs modern web technologies, and integrates a privacy consent management SDK, reflecting a mature digital infrastructure. Security posture is solid with HTTPS enforced and cookie consent implemented, though some security headers could be improved. The absence of WHOIS data limits domain legitimacy verification, but the professional presentation and comprehensive privacy policies indicate a trustworthy entity. Overall, the website demonstrates good content quality, user experience, and privacy compliance, suitable for its business domain.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching saint-christophe-assurances.fr

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
25
Email security
70
DNS health
55
Network security
100
GDPR outside view
25
Average
58

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector as a mutual insurance provider with a medium-sized footprint in France. Its business model focuses on providing insurance products to individuals and collectivities, including niche markets like education and religious institutions. The website supports client engagement through dedicated portals and offers detailed resources for delegates and members. Partnerships with platforms like RunAssurance and MSC Gestion indicate a collaborative ecosystem enhancing service delivery. The company leverages social media channels for outreach and maintains transparency through privacy and cookie policies. Growth indicators include active event scheduling and resource updates, positioning the company as a stable player in the French mutual insurance market.

Security posture

The website exhibits a good security posture with mandatory HTTPS and a cookie consent mechanism aligned with GDPR requirements. The integration of a privacy SDK suggests ongoing attention to user data protection. However, explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options are not evident in the HTML, representing an area for enhancement. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The absence of a public incident response or vulnerability disclosure page indicates potential gaps in transparency and readiness communication. Overall, the security maturity is adequate for the business type but could benefit from additional hardening and documented incident response procedures.

Recommendations

  1. Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Establish and publish an incident response and vulnerability disclosure policy to improve transparency and readiness.
  3. Conduct regular security audits of third-party scripts and dependencies to mitigate risks from external libraries.
  4. Enhance SEO by adding structured data (JSON-LD) and Open Graph metadata for better content indexing and social sharing.
  5. Consider adding clear contact phone numbers for customer support to improve accessibility and trust.

Contact details published on the site

Addresses
Legal name
Mutuelle Saint-Christophe assurances
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Mutuelle Saint-Christophe assurances
Description
French mutual insurance company offering various insurance products including auto, moto, habitation, santé, accidents de la vie, and specialized insurance for teaching professionals and religious institutions.
Key services
Auto insurance, Moto insurance, Home insurance, Health insurance, Accidents de la vie insurance, Insurance for teaching professions, Insurance for religious institutions
Content quality
good
Branding
consistent

Technology

Stack
Drupal 11, Bootstrap Icons, JavaScript, Privacy Center SDK
Frameworks
Drupal
Performance
moderate
Mobile
good
Accessibility
good
SEO
basic

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of privacy SDK for consent management

Analytics and tracking

Services
privacy-center.org
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
privacy-center.org
Marketing tools
privacy-center.org
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. WHOIS data is unavailable, limiting domain legitimacy verification.
  3. Strong privacy and cookie policy presence with consent management.
  4. Professional insurance business targeting individuals and organizations in France.
  5. Use of modern CMS (Drupal 11) and privacy SDK.
  6. No explicit security headers detected in HTML but HTTPS is enforced.
  7. No contact phone numbers explicitly found; only emails provided.
  8. Social media presence on LinkedIn, Facebook, Instagram.
  9. No terms of service page clearly identified.
  10. No visible security incident response or vulnerability disclosure pages.
Technical notes

Notes

The website is built on Drupal 11, a modern and widely supported CMS, ensuring a robust content management framework. It uses Bootstrap Icons for UI elements and integrates a privacy consent SDK from privacy-center.org, indicating compliance with privacy regulations. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA labels. Performance is moderate, with asynchronous loading of scripts and preconnect hints to optimize resource fetching. However, some SEO aspects like comprehensive meta tags and structured data are missing or minimal. The hosting provider is not explicitly identified. Overall, the technical infrastructure is solid but could be improved with enhanced SEO and security header implementations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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