Skip to main content

Security report for rvs.at

Raiffeisenverband Salzburg eGen · Finance · Austria

High risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

47/100

Risk levelHigh

0–100, higher is better. How it is calculated

Raiffeisenverband Salzburg eGen operates as a large regional banking cooperative in Austria, providing a comprehensive range of financial services including retail banking, corporate banking, investment products, insurance, and real estate services. The website targets private and corporate customers primarily in the Salzburg region, emphasizing local presence and digital innovation. The business is well-positioned as the largest banking group in Austria by branch count and employees, with a strong community and regional focus. Technically, the website is built on Adobe Experience Manager CMS with modern web technologies and responsive design, offering good user experience and accessibility. However, a critical security gap exists due to the absence of a valid SSL certificate and HTTPS support, which severely impacts the security posture. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. Contact information and trust indicators are prominently presented, supporting business credibility. Overall, the site is professional and content-rich but urgently requires SSL implementation to secure user data and maintain trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching rvs.at

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
45
Email security
50
DNS health
85
Network security
100
GDPR outside view
0
Average
47

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Raiffeisenverband Salzburg leverages its cooperative banking model to serve a broad customer base with tailored financial products, including accounts for students and youth, credit and leasing options, savings and investment products, and digital banking solutions like Mein ELBA and RaiPay. The organization benefits from a strong regional brand and extensive branch network, supporting customer proximity and trust. Partnerships with related domains for online banking, career portals, and whistleblower systems indicate a mature operational ecosystem. The business model focuses on community banking with digital transformation initiatives. Growth potential lies in expanding digital services and maintaining strong regional engagement.

Security posture

The current security posture is weak due to the lack of a valid SSL certificate and absence of HTTPS, exposing users to potential data interception risks. While some security headers like X-Frame-Options and HSTS are present, the missing TLS protocols and cipher suites are critical vulnerabilities. No incident response or vulnerability disclosure information is found, indicating limited transparency in security operations. Privacy policies and cookie consent mechanisms are well implemented, reflecting good GDPR compliance. Immediate remediation of SSL/TLS issues is essential to protect customer data and uphold regulatory compliance.

Recommendations

  1. Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable and configure modern TLS protocols (TLS 1.2 and TLS 1.3) and strong cipher suites.
  3. Implement OCSP stapling and session resumption to improve security and performance.
  4. Publish a security policy and incident response contact information to enhance transparency.
  5. Regularly audit and update privacy and cookie policies to maintain GDPR compliance.

Contact details published on the site

Addresses
Legal name
Raiffeisenverband Salzburg eGen
Technical notes

Notes

The website uses Adobe Experience Manager CMS, leveraging Adobe DTM for analytics and tag management. It employs responsive design and lazy loading for images, enhancing mobile optimization and performance. However, performance is rated slow, possibly due to missing SSL and related overheads. The site includes multiple external scripts for cookie management, analytics, and social media integration. Accessibility features such as skip links and ARIA labels are implemented, supporting usability. SEO is supported by meta tags, Open Graph, and JSON-LD structured data. Hosting appears to be managed by GRZ, a regional Austrian provider. Technical modernization should focus on securing transport layer and optimizing load times.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with rvs.at. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review rvs.at.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.