Skip to main content

Security report for rsgv.de

Rheinischer Sparkassen- und Giroverband · Finance · Germany

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

50/100

Risk levelMedium

0–100, higher is better. How it is calculated

The Rheinischer Sparkassen- und Giroverband (RSGV) is a regional financial association based in Düsseldorf, Germany, representing 27 Sparkassen in the Rheinland region. It provides advisory services and represents the interests of its member savings banks, aligning with the Deutscher Sparkassen- und Giroverband. The website reflects a professional and consistent brand image, targeting financial institutions and the public. The business model focuses on regional financial collaboration and policy coordination. Technically, the site is built on TYPO3 CMS, uses Matomo for analytics, and implements a cookie consent mechanism compliant with GDPR. The site is mobile-optimized, accessible, and SEO-friendly. Security posture is solid with HTTPS enforced and no exposed sensitive data, though explicit security policies and incident response contacts are absent. WHOIS data confirms domain legitimacy and consistency with the organization's claims. Overall, the site is trustworthy and well-maintained, supporting the organization's credibility and digital presence.

Scanned

NIS2 and GDPR posture

GDPR outside view
55/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching rsgv.de

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
35
Email security
70
DNS health
65
Network security
20
GDPR outside view
55
Average
50

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

RSGV holds a strong market position as one of twelve regional Sparkassen- und Giroverbände in Germany, serving as a key intermediary between member Sparkassen and public institutions. Its competitive advantage lies in its regional focus and affiliation with the national DSGV. The business model is service-oriented, providing consulting, representation, and coordination. Revenue streams likely derive from member contributions and service fees. The target customers are regional Sparkassen and related financial entities. Growth indicators include active engagement in cultural and educational initiatives. The partnership ecosystem includes the DSGV, Sparkassenakademie NRW, and other regional Sparkassenverbände, enhancing influence and resource sharing. Strategic observations highlight a stable, reputable organization with a clear mission and professional digital presence.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and a cookie consent banner that allows granular user control, indicating GDPR compliance. No security.txt or explicit security policy pages were found, which could improve transparency. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of Matomo analytics suggests privacy-conscious tracking. Absence of security headers like Content-Security-Policy or X-Frame-Options is a minor gap. Incident response contact information is not publicly available, which could hinder rapid communication in case of security incidents. Overall, the security maturity is good but could be enhanced with published policies and additional headers.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and compliance.
  2. Provide explicit incident response contact information (e.g., security@ or abuse@ email).
  3. Implement and publish a vulnerability disclosure policy or security.txt file.
  4. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  5. Continue maintaining GDPR compliance and enhance transparency around data retention policies.

Contact details published on the site

Addresses
Legal name
Rheinischer Sparkassen- und Giroverband
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Rheinischer Sparkassen- und Giroverband
Description
Der Rheinische Sparkassen- und Giroverband (RSGV) mit Sitz in Düsseldorf ist einer von zwölf regionalen Sparkassen- und Giroverbänden in Deutschland. Er berät die rheinischen Sparkassen in allen Bereichen und vertritt deren Interessen gegenüber der Öffentlichkeit und Institutionen. Als Mitglied des Deutschen Sparkassen- und Giroverbandes bestimmt der RSGV die geschäftspolitische Ausrichtung und den gemeinsamen Werbeauftritt der Sparkassen mit.
Key services
Consulting for member Sparkassen, Representation of interests, Coordination of business policy and marketing
Content quality
good
Branding
consistent

Technology

Stack
TYPO3 CMS, Matomo Analytics, JavaScript, CSS
Frameworks
TYPO3
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with granular controls
  • No exposed sensitive data in HTML
  • Secure form with POST method

Analytics and tracking

Services
Matomo
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Matomo
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional and relevant to a regional financial association.
  3. Cookie consent mechanism is implemented with granular user controls.
  4. No explicit security policy or incident response contact information found.
  5. Social media presence on Facebook and LinkedIn is active.
  6. No exposed sensitive data or obvious vulnerabilities detected in HTML content.
  7. WHOIS data supports legitimacy and consistency with website claims.
Technical notes

Notes

The website is built on TYPO3 CMS, a robust and widely used open-source content management system. It uses Matomo for analytics, which is privacy-friendly compared to alternatives. The site loads CSS and JavaScript assets from its own domain and trusted third-party domains, indicating controlled resource loading. The site is mobile-optimized and accessible, with semantic HTML and ARIA roles. Performance is moderate, with no obvious bottlenecks. The technical stack is modern and well-maintained, though opportunities exist to improve security headers and incident response readiness. No deprecated or vulnerable libraries were detected in the provided HTML content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with rsgv.de. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review rsgv.de.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.